The word Posadas has a deep historical significance in Mexico and the birth of Jesus. Posadas at Santaluz might just carry some relation to the architecture and size, that of an Inn. Posadas in Santaluz are a very very desireable floorplan and it's hard to find a Posada For Sale in Santaluz that is not already going into escrow. "Posadas are an important part of Mexican Christmas celebrations. The word posada means "inn" or "shelter" in Spanish, and this tradition re-enacts Mary and Joseph's search for a place to stay in Bethlehem. Posadas are held in Mexico on each of the nine nights leading up to Christmas, from December 16 to 24th"     read more about Posadas http://gomexico.about.com/od/festivalsholidays/a/posadas.htm If you are looking for a home for sale in Santaluz in the Posadas... 10/16/2015

Haciendas Sur is a tract of homes in Santaluz that have all the right trimmings for the price. If you want to live inside the guard gates of Sanaluz and soak up all the finer things that living inside Santaluz has to offer, and need at least 4 bedrooms and 3500 sq ft, AND be under 2 million, then definintely HACIENDAS SUR REAL ESTATE IN SANTAZLUZ is for you.     Below I've made a screen shot of where this tract is located ( its split up in to two sections), so you get to know Santaluz Real Estate better. I'm DEFININELY THE ONLY REAL ESTATE AGENT IN SANTALUZ who PERSONALLY has built a site all about Santaluz Real Estate, outlining the different homes available in each subdivision.  Click the image below to search all Santaluz Homes For Sale in Haciendas Sur, or click here to search ALL S... 10/16/2015

Santaluz has a tract of little homes called "CASITAS", which literraly means little houses in Spanish.  The CASITAS AT SANTALUZ are located direclty next to the Santaluz Golf Clubhouse, including the Swim and Tennis, and Golf Range. This real estate in Santaluz is built in a U shape around Custom Homes in Santaluz and next to some Santaluz homes in The Sentinels. The  The CASITAS are mainly 3 bedroom homes around 2200 sq ft. Prices you can expect to pay for a Santaluz Home For Sale in The Casitas will range in the low 1 million dollar range. The main thing that will stand out about these Homes in Santaluz for the price will be the massive amount of green open space between these and other homes in Santaluz. Click the map to search all active listings for sale in CASITAS AT SANTALUZ.    ... 10/16/2015

Ahh the Sentinels at Santaluz. These are some incredible properties that offer a great bang for the buck when it comes to Living in Santaluz. Unlike typical subdivisions, or tracts, Sentinels at Santaluz are located in several different locations throughout the Santaluz Golf Club and consist of groups of homes built together around open space and Santaluz golf course. The Sentinels were built for small scale living with luxury appointments. The homes in Sentiels at Santaluz are perfect for the empty nester or basically not for the large family set up. Homes range from 2300-2900 sq ft, and are 2 and or 3 bedrooms.    As you can see on the map below these homes are spread out around Santaluz Golf Club and butt up against many mega custom homes built in Santaluz, which makes living in Sent... 10/14/2015

Santaluz has a tract called GARDEN HOMES that are technically inside the gates of the Santaluz Golf Club. Garden Homes is ajoined to the Spanish Bungalows tract and you probably wouldnt even notice the differnece, unless you were paying close attention to the exterior and floorplans. Garden Homes in Santaluz will range from 3-4 bedrooms, range from 3200-3800 sq ft and priced in low one millions.    I'm  writing this silly little blog today about GARDEN HOMES FOR SALE in Santaluz so that lookie loos, real buyers and or home owners in Santluz, can quickly and easily view any Garden Homes For Sale in Santaluz and learn about property values and recent home sales on Sanaluz Garden Homes. My website shows all active listings for sale in each tract, including recent home sales so you can pret... 10/14/2015

This is a tricky one. Spanish Bungalows are what is technically considered to be inside the Santaluz Golf Club, yet it has an "outer location.  If you are on Camino Del Sur and turn west onto Lajanza, right past where the Santaluz Firestation is, there is a private back gate to Spanish Bungalows. You can also access The Spanish Bungalows via the main gate at Caminito Santaluz, to Lazana Pass, to Caminito Lajanza, where you'd be passing throught the tract called GARDEN HOMES IN SANTALUZ.... an then end up at Spanish Bungalows.Be sure to check out Santaluz Real Estate in The Spanish Bungalows on my Santaluz Real Estate Blog ( LIVINGINSANTALUZ.com ) . I've got a really cool drop down menu I've created for you so you can tour Santaluz Real Estate by each indivdual tract if you want. Maybe y... 10/14/2015

Mirasol is a gated neighborhood "Outside" of the actual Santaluz Golf Club Guard Gated real estate.  Mirasol is located on the south-west section of Santaluz Real Estate. It's located right next to Santa Monica which is Guard Gated and is accessed from Lazanja as you pass the Santaluz fire station.  Mirasol at Santaluz is a smaller tract of homes that has big wood gates and lushly landscaped, providing an almost exotic and luxury feel. Many of the homes have swimming pools, as there is no community pool at Mirasol. Most folks that live in Mirasol will end up joining the Santaluz Social  and or golf membership for all the perks that LIVING IN SANTALUZ has to offer.     Below is a map of the Mirasol neighborhood so you can get a better feel of the location, area and real estate activity i... 10/08/2015

I'm blogging about Santaluz and the various neighborhoods. This post is about SANTA MONICA which is a guard gated neighborhood in Santaluz "Outside" the main guard gates of the Santaluz Golf Club. As of this post Santa Monica has 4 homes for sale in Santaluz to choose from. Prices range from approx 1.25 mill on up to 1.55 million. The homes in this guard gated tract of Santaluz Real Estate range in size from approx 4000-5300 sq ft, and there is a community swimming pool, tennis courts and workout facility.  CLICK HERE TO EXPLORE SANTA MONICA HOMES IN SANTALUZ! Santa Monica is located next to Sycamore Walk ( the only condos in Santaluz) and next to the gated development very similar to Santa Monica, called Mirasol. Santa Monica homes in Santaluz butt up against  Rancho Santa Fe Farms & F... 10/08/2015

I wanted to share my Santaluz Real Estate website with you that I've just updated. I've created a page for each development in the Santaluz community, both inside the Santaluz Golf Club, and also t in the Outer Santaluz tracts, which I will outline below. Santaluz is a very special community in North San Diego where most of the homes are built around the Santaluz Golf Club Golf Course ,along the rolling hills of Black Mountain, overlooking the Pacific Ocean. Santaluz is located just east of Fairbanks Ranch Real Estate and is the next major community just south of Bing Crosby Estates  & Real Estate in Del Sur.  Santaluz homes average around 2 million inside the guard gates, However outside the main gates most of the homes under 2 million. Below  is a breakdown of OUTER Santaluz developme... 10/07/2015

Venetian – is a sprawling complex on Nobel Dr several blocks long. This was a condo conversation developed during the 2003-2004 boom years. The floor plans are predominantly 2 stories, many units come with 2 parking spaces and the hoa fees have long been modest compared with other condo complexes in the area. Two bedroom units are over 1,000 sq. ft. The Venetian features a large pool, spa, tennis courts and fitness room. Click Here for Available Condos at the Venetian.Lucera – is one of the least expensive condos in the UTC area. This is a large complex with a number of separate buildings located on the east side of UTC, close to the 805 freeway. This is a gated complex and the buildings are secured. These condos have an indoor entry, with elevators and interior hallways. There are one ... 10/07/2015

The impact that public and private sector construction spending has on moving the lending needle is obvious, but the strength of what has been and what will be is even more relevant in times like now.With that being said, construction spending posted a modest increase in July rising 0.7% from the revised June estimate of $1,075.9 billion to a seasonally adjusted annual rate of $1,083.4 billion. The July number was 13.7% higher than the previous estimate in July 2014 of $952.5 billion.Privately funded residential construction was estimated at an annual rate of $380.8 billion, a 1.1% gain from June’s $376.6 billion and 15.6% above the level in July 2014. The single family share of that annual estimate was $218.5 billion, a 2.1% month-over-month increase and up 15.6% year-over-year. Constr... 09/22/2015

Contact info:  Kyle Whissel | Whissel Realty | 619-618-79976664 Bell Bluff Avenue, San Diego, CA 92119www.Kyle.WhisselRealty.com  6664 Bell Bluff Ave,San Diego, CA 92119 2 beds 1 bath 820 sqft FOR SALE $245,000   This extremely well cared for upgraded condo is in the heart of San Carlos Hills in the Carefree complex, that offers many amenities such as pool, playground, bbq's and much more! The unit has wood floors and light custom paint through out, that give this home a warm but bright feel to it...very welcoming! The bathroom was completely remodeled with a large Jacuzzi bathtub. Wonderful condo in a desirable well maintained complex. 09/22/2015

Stocks are starting the day sharply lower, reacting to news showing a negative outlook on Chinese Banks. Compared to Monday's closing, the market has opened with a 0.125 IMPROVEMENT to the Points/Credits associated with any given interest rate option.This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Professionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back over 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below.Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help u... 09/22/2015

The Problem with "First Time Home Buyer Programs", I don't know.  The Title seem it would get your attention.  Now that I have your attention I would like to speak to the 1st Time Home Buyers.  Buying a Home takes careful Planning.  Before you start searching for a Home do the Following: *Write down a Wish-List of what you must have in a Home( #of Bedrooms, Bath, Single Family Residence, Condo, Location,  etc.) *Get a Credit  Report( Lenders would like to see a Mid FICO of 640) *Save  your Down Payment.  How much to save?  This Depends on the Loan Program you want, you should save between 3.5% - 20% of the Purchase Price.  Remember to save a little Extra for Closing Costs. *If your Leasing, be sure not to break your Lease. *Now its time to Hire a Real Estate Agent. For All your Real Est... 09/19/2015

Yesterday I took some "Out of Towners" to new homes under construction in Sorrento Valley at ANDO 23, and around North County San Diego who were looking at new/newer homes under 1 million. ANDO 23 is a odd and unusual strip of very contempoarary new homes being built in Sorrento Valley, direclty underneath PACIFIC RIDGE homes in Sorrento Valley. Pacific Ridge is your typical tract housing neighborhood that you would expect to find, HOWEVER, ANDO 23 definitnely is NOT. Prices are very reasonable for these Sorrento Valley New Homes For Sale, starting the the high 800's and going up to the high 900's. These homes are all about the VIEWS, low maintenance landscaping ( located on a hill, so there are no real back yares.. somhave but most do not). Take a look at these Sorrento Valley Homes Fo... 09/18/2015

It was a very strong year for the downtown san diego luxury condo market. Below are some stats compiled using sold data obtained from the San Diego MLS (Sandicor). The buildings used for the report are the ones we consider "luxury" as defined by the quality of finishes, amenities offered and location.  NUMBER OF LUXURY CONDO SALES194   AVERAGE SELLING PRICE PER SQUARE FOOT$615    AVERAGE SELLING PRICE$953,029   LOWEST SALE PER FOOTELECTRA AT $345 / SQ FT    HIGHEST SALE PER FOOTTHE PINNACLE AT $1,178 / SQ FT   OVERALL LOWEST SALE PRICEELECTRA $308,000   OVERALL HIGHEST SALE PRICEMERIDIAN $4,100,000   More info on our guide to all San Diego luxury condos.See the Average Price per Sq Ft by building on our 2014 San Diego Luxury Condo Report.Please contact us if we can assist you with your ... 09/16/2015

The average selling price for a downtown San Diego condo in 2014 was $580,985 and the average selling price per square foot for a downtown San Diego condo in 2014 was $499.The range varied between $180,000 for a studio residence at Smart Corner on the East Village to $4,100,000 for a 5,160 Sq Ft, 4 bed, 4 bath residence at Meridian luxury high rise in the Marina District.In terms of price per square foot the sales ranged between 245 per foot for a studio on 7 on Kettner to $1,178 per square foot for a 4 bed, 4 bath condo residence at The Pinnacle San Diego. View the complete Downtown San Diego 2014 Real Estate Report by visiting our website.   More info on our guide to downtown San Diego condos.   09/16/2015

Contact info:  Kyle Whissel | Whissel Realty | 619-618-79975402 Balboa Arms Drive #336, San Diego, CA 92117www.Kyle.WhisselRealty.com $305,000 2 br 1 ba (1 partial) 880 sqft Condo Beautiful Balboa Ridge condo in desirable location, the condo is located near the front of the complex makes for easy access to parking lot. This 2 story end unit condo is absolutely stunning, a must see! The downstairs flooring was recently upgraded to Bamboo wood flooring and newer carpet upstairs. The washer and dryer is located in unit and there is a nice size patio. This immaculate home has been well cared for and is conveniently located near schools, shopping and stores! Listing Title Clairemont Mesa Condo For Sale MLS ID 150048138 MLS Name Sandicor Parcel ID 361-261-39-36 Listing source www.WhisselRealt... 09/04/2015

Condo Owner Occupancy Ratio Less Than 51% Is OK For Fannie & Freddie!  As long as the homebuyer will occupy the condo as a Primary Residence or Second Home...Owner Occupancy Ratio: the number of owner occupied condominiums in a particular condominium complex divided by the total number of units in the project. The lower the number, the higher the rental concentration.  Since rental properties are riskier ventures for lenders, i.e., someone in financial trouble is more likely to let a rental property go before they let their own home go, many lenders will typically shy away from condo complexes with low owner occ numbers.  Most lenders offering Fannie and Freddie financing want a minimum 51% ratio as well. Some have an additional overlay as high as 70%.  We do not have that overlay!Did y... 09/01/2015

Normal Heights offers a similar lifestyle to that of North Park and is located about a mile north, in and around Adams Avenue.  Within the Normal Heights zip code of 92116, there are several distinct micro-communities. Normal Heights real estate features old craftsman homes, restored Spanish estate homes, small condo complexes and some contemporary town homes.University Heights is located just north of Hillcrest off of Washington Street. There, you will experience an extension of Hillcrest with wider streets, stately old homes, and small condo and apartment complexes.Normal Heights proper is evident along Adams Avenue with the streets just north and south of Adams being part of this community. Long known as a ‘funky’ street with individually owned shops and restaurants, there has been c... 08/27/2015