Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Gary Frimann, REALTOR and Broker
(Eagle Ridge Realty / Signature Homes & Estates)
Comments 6
Everyone should be aware of mortgage fraud and mortgage assistance fraud.  Fraudsters comb the public announcements in the local papers and then pounce on vulnerable people.  Contact your lender directly and see if they can help you out first. Here is a notice (abridged) from the CA Association o...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 12
  Reduced Costs Seen for Private Mortgage Insurance In a period of rising mortgage interest rates, some good news has recently arrived from the Private Mortgage Insurance (PMI) industry ... Most of the predominant PMI companies have reduced rates charged to borrowers that finance a home and have ...

By Stieg Strand, Always showing up and working hard for you
(RE/MAX Results)
Comments 0
Federal officials at HUD have filed suit at a sales practice that allows advertisers on the social network to include or exclude people who have an “affinity” with specific ethnic groups“There is no place for discrimination on Facebook; it’s strictly prohibited in our policies,” a spokesperson fo...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Gulf Breeze 32561 and Florida News, FHFA nixes more-inclusive credit-scoring models A move that could have helped some buyers qualify, such as the self-employed, has ended. It affects more than half of the U.S. loans that fall under Fannie Mae and Freddie Mac. Read more.   THOUSANDS OF HOMES.... ...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 7
Please check your Credit Report for errors or credit fraud (at minimum) once each year.     Myth-Busting Mortgage Credit Scoring   Over the years, Mortgage Credit Scoring has evolved.  It continues to do so at a fairly constant and rapid rate ...     As a result, a large supply and wide variety o...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 1
Pace 32571 and Florida News: Fannie, Freddie debate: Private control vs. lower-rate loansNAR roundtable: Fannie and Freddie have been U.S. controlled too long and it's risky – but turning them private would raise mortgage rates and hurt buyers. Read more. THOUSANDS OF HOMES.... One Address www.ch...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 1
Gulf Breeze 32561 and Florida News, Mortgage rates lower this week – but barelyThe 30-year FRM remained relatively unchanged this week, according to Freddie Mac's weekly survey, falling to 4.52% from last week's 4.53%. Read more.  THOUSANDS OF HOMES.... One Address www.charlesstallions.com Sign u...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending August 16, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Instability in the Turkish economy has concerned investors in markets globally. A flight to safety in U.S. bonds has helped mortgage rates this week. Bolstered b...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending August 9, 2018 Please enjoy this quick update on what happened this week in the housing and financial markets.   Although last week's jobs numbers were lower than expected, employment remains strong. Unemployment claims this week unexpectedly fell to 213,000. The strong labor...

By Fred Griffin, Licensed Florida Real Estate Broker
(Fred Griffin Real Estate)
Comments 1
    Reduced Costs Seen for Private Mortgage Insurance   In a period of rising mortgage interest rates, some good news has recently arrived from the Private Mortgage Insurance (PMI) industry ...   Most of the predominant PMI companies have reduced rates charged to borrowers that finance a home an...

By Russell Smith, Experience to Help Originators & Realtors
(OVM Financial Inc)
Comments 2
When it comes to getting a mortgage, business owners feel like an ant. Then, the mortgage lender uses the sun and a magnifying glass on that self employed ant. Basically, business owners feel picked on. A common complaint is, “A lender said I don’t report enough income. I make plenty of money, bu...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
Almost 45% of all married couples will eventually find themselves in divorce court. The problem is both parties may have difficulty finding a mortgage to buy a new home.Here are a couple of scenarios...  You have been a stay at home mom and now that you are divorced, you are back to work but do n...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you have ever wondered how to get out of a timeshare, you need the help of our skilled timeshare exit team. The experts on our team know the ins and outs of timeshare cancellation, and they will be there to lend you the helping hand that you need. When it comes to timeshare cancellation, it ca...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
  The timeshare industry is notorious for taking advantage of its customers. So much so that you often don’t even hear the word timeshare anymore, but instead are invited to a vacation club presentation. It is easy to be fooled by their underhanded sales tactics and less than ethical business pr...

By Mr. Laurent
(DL Financial)
Comments 55
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Russell Smith, Experience to Help Originators & Realtors
(OVM Financial Inc)
Comments 0
Buying a first home is a significant life milestone, and we recognize the importance. It can be very exciting, yet nerve-wracking. Our goal is to share first time home buyer NC mortgage loan options and explain why an up-front mortgage pre approval is key. North Carolina is one of the most unique...

By Russell Smith, Experience to Help Originators & Realtors
(OVM Financial Inc)
Comments 2
A fairly common occurrence for Veterans is the need for having multiple VA loans at once. This is called accessing a Veteran’s bonus entitlement or 2nd tier entitlement. Many do not realize that this is even a possibility. This financing option available through the Veterans Administration is ava...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 1
We work with many people who are qualified for a mortgage some where else (Rocket Mortgage for instance) but call us because they need help with the down payment or closing costs.  In most cases these days, Sellers are not willing to take a contract that requests closing cost be paid by them.  Be...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 0
I happen to live in Cary, NC.  I’ve been here since I was in 6th grade, so it’s been a couple of years.  Cary has been called “The Land of $400k Houses.”  I guess that’s because there are a couple of Golf Courses, and there’s some pretty big houses around Regency and Preston and the other side of...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 4
 Recent Changes to Fannie Mae DeliverGood News to Chicago - Chicagoland Condo Buyers   No matter your lifestyle, Chicago - Chicagoland ... with its many diverse neighborhoods and extended surrounding suburbs ... has real estate property for sale that will fit and satisfy your personal tastes, bud...