Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending October 17, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Retail sales declined unexpectedly in September, the first time in 7 months. The report could signal the economy is softening, possibly helping keep rates low. A...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending October 3, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   A recent string of disappointing economic data has caused stocks to plummet and bond yields to drop. When yields drop, mortgage rates generally improve. The labor...

By Bill Kamboukos
(Strategic Mortgage)
Comments 27
When it comes to obtaining a home mortgage, your credit score is an incredibly important component. If your score is too low, you may not be eligible for a mortgage loan at all. Furthermore, if your credit score is less than ideal, then you could end up with a higher interest rate, which on a deb...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 21
  How Financing Options are Affected by the Rise & Fall of Federal Reserve Interest Rates    My phone is ringing off the hook these days ...The latest move by the Federal Reserve has garnered lots of attention and piqued the interest of many.  Many of my callers are wondering:   Have mortgage int...

By Richa Nayyar
(Coming service)
Comments 1
How to attract endless buyers and sellers to you. In this article, we're going to talk about the secrets that the most successful real estate agents in the country have used to generate commissions in excess of one million dollars annually.Let me be clear, the methods described here are real and ...

By Richa Nayyar
(Coming service)
Comments 2
Laws on real estate selling varies from state to state, some states require real estate agents to have a licensed before engaging in any transaction while other are lose when it comes to these matters. Obtaining a license also varies in every state.There are certain misconceptions you need to cla...

By Bob Elliot, 20+ Yrs Local Industry Experience
Comments 1
Last week’s economic releases included readings on inflation, an essay from Dallas Federal Reserve President Robert Kaplan and the monthly consumer sentiment index. Weekly reports on mortgage rates and new jobless claims were also released.Inflation Flat in SeptemberInflation did not change in Se...

By Holli McCray, Holli McCray Home Marketing Group
(Holli McCray Home Marketing Group Keller Williams)
Comments 1
167 Trades Drive, Lenoir City, TN 37771 Price: $195,000 MLS #: 1096229 Bedrooms: 3Bathrooms: 2 Square Footage: 2,306 Acreage: 0.41  A+ FLOOR PLAN! This affordable basement ranch offers a highly desirable floor plan with all bedrooms on the same level and a partially finished basement. Highlights ...

By John Cameron, Real Estate Investing Seattle Tacoma
(VITUS Realty, LLC)
Comments 2
The History of Crowdfunding Part I Real Estate Crowdfund in Seattle – SeattleShares.com If you haven’t heard of Real Estate Crowdfunding  yet.  You’re going to.  It’s going to shake Real  Estate, Lending, and Securities to the core.   I’ve been on a journey for the last few months that has result...

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Comments 5
Reverse Mortgages Long Island | The Mortgage Outlet What is a Reverse Mortgage Long Island?Call David or Erika Bailey at 631-589-3600Licensed Loan Originators at The Mortgage Outlet   The Experts The Mortgage Outlet have been handling Reverse Mortgages on Long Island Since 1987. A Reverse Mortgag...
Each state has its own set of laws pertaining to real estate transactions. While some states consider it mandatory for a real estate agent to first obtain a license before dealing with any kind of property, there are other states that are lax on this matter. In these states, agents may engage in ...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 12
Should I Refinance into a 15-Year Fixed Rate Mortgage? With the Federal Reserve tongue-tied and twisted and an easy trade war time-tripping into the future, we find ourselves the beneficiaries of another very appealing low interest rate environment here in the second half of 2019.  This stands to...

By Roy Kelley
(Realty Group Referrals)
Comments 7
Today's younger generation is finding it much more challenging to buy a home than their parents did.            Are You a Millennial Hoping to Buy a Home? Solutions Exist to Address the Challenges You Face       It's no secret ...     Today's younger generation is finding it much more challenging...

By Edward Gomez, Credit Score Boost USA
( Credit Score Boost - USA Credit Solutions)
Comments 15
The proof is in the pudding.. A client with scores in 500's now in high 600's in 15 days, but with these she can get financed and in another 30 days these should be in the 700's And another Increase So it's pretty simple, by adding some good credit from the start, sometimes it is all you need to ...

By Debra Leisek
( Bay Realty,Inc Homer Alaska)
Comments 17
This is a great post for folks who have no credit. Thank you to Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi  for providing such a clear cut path to good credit!     Do You Have Plans for the Weekend?  Those Plans Should Include Checking Your Credit Another weekend is ...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 26
The commercial lending industry is changing rapidly. This means new opportunities for online lenders to work directly with companies embarking on ambitious development projects.So far, 2017 has been a positive year for the commercial real estate industry and, naturally, commercial real estate len...

By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 2
2017-11-02 11:16:57Get one Home Loan To Buy & Fix Up Grantsville Utah House FHA 203K More people in Tooele County looking for money to get one home loan to buy & fix up a Grantsville Utah house. FHA 203K can be the answer. With so few saleable listings available in Grantsville, many home buyers ...
Louisiana is like no other State in the Union and if you are thinking of buying some Louisiana real estate, it helps to understand this complex and diverse State. Here are some tidbits that you may or may not have known that will help connect you to your neighbors and help you decide what kind of...

By Richa Nayyar
(Coming service)
Comments 0
Business EntityThe 1st step in doing any real estate investments is to start a business. There are different types of business entities: sole proprietorship, Limited Liability Company (LLC), Series LLC (only in certain states), Limited Liability Partnership (LLP), LLLP, S-Corp, C-Corp. Each of th...