Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 1
Self employed individuals have often struggled to find loans to purchase a home. While they are taking legal tax deductions as business owners, those deductions result in a very low net income on their tax returns. This low net income prevented them from qualifying for a loan.The good news is the...

By Ronald Gillis, CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY
(Southwest Florida Notaries (Mortgage Notary Signing Agent))
Comments 6
  After researching foreclosures in Florida, it was becoming quite obvious there was a huge problem.  I quickly found people willing to admit 80% did not have the legal grounds to foreclose.  Almost as quickly, from my beginning research, I could not find a case that had the full grounds to forec...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Buying a home can be one of the most important life events in a perosn's life. In many cases, this purchase involves two parties who are married. Where this can become complicated is later, if the marriage ends in divorce, and the home needs to be sold. Both parties are legally invested in the ho...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending December 12, 2019 30 YEAR FIXED MORTGAGE RATES   Please enjoy this quick update on what happened this week in the housing and financial markets. The Fed kept policy rates unchanged at this week's FOMC meeting and also signaled that rates are unlikely to change in 2020 with mo...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct.  >>> Click here to read the repor...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
For the Week Ending December 5, 2019 30 YEAR FIXED MORTGAGE RATES   Please enjoy this quick update on what happened this week in the housing and financial markets. The Fed meets next week for the last FOMC meeting of the year. A policy rate cut is not expected, but markets will be looking for si...

By George Thoma, Branch Manager / Broker
(Island Lending Hawaii, LLC | Equal Housing Lender )
Comments 3
Grateful to be mortgage free after so many years on Maui! Yes, it really can happen - that mortgage can be paid off and you can own your home completely.  While it seems like 30 years, or even 15 years is such a long time, sooner or later the time passes.  If you've behaved, and not pulled all t...

By Lynn Pineda, Real Estate Promises delivered in SE Florida
(eXp Realty)
Comments 9
Want to know the facts about FHA Mortgages? Then you've stumbled upon the right post where Inlanta Madison Mortgage has written a comprehensive guide to FHA Mortgages.   A must read for any home Buyer or for that matter, anyone wishing to educate themselves on FHA Morgtages. Many potential home b...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 0
As we come to the end of the year, I wanted to highlight a very niche product in the hard money loans world.  Hard money lenders have to document income for owner occupied loans, ensuring that the borrowers have the ability to make payments.  For consumer purpose lending, this is required.  For s...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
There are so many debt consolidation options in Canada. There are about 8 that are available for everyone with their own sets of pros and cons depending on someone’s needs. In today’s article, we will talk about the most popular ones especially for individuals who are self-employed or may have a ...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
A third mortgage is a type of mortgage that someone who has an existing primary and second mortgage can get on the same home or property.Most people who take on a third mortgage do so when the penalty for paying off the primary and the second mortgage is not reasonable. When this is the case, it ...

By Danny Papadopoulos, Offering Private & Second Mortgages in Toronto
(Homebase Mortgages)
Comments 0
Paying for a mortgage can be tricky. A simple financial misstep can easily lead to missing a few payments which can have severe consequences according to the specific terms agreed between the lender and the borrower.When a person takes out a mortgage, it is agreed that payments must be made in fu...

By Bill Zumwalt, Tax Coach, CPA
(William T. Zumwalt CPA, CTC "The Tax Coach for REALTORS")
Comments 6
Most of the Internal Revenue Service's 90,000 employees are financial bureaucrats, working to collect the taxes that finance our government. But the Criminal Investigations unit, or IRS-CI, is an elite division of 3,700 financial crimefighters dedicated to protecting those taxes. Last month, they...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/CPxDnmDo You Need Money Before Year-End? Our Commercial Private Money Can Get it Done! With just a few weeks left in the year, I am struck once again by how fast time flies. Yet, often in the world of commercial lending, the loans seem to take forever. With holidays, end...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 0
Last week’s economic reports included readings on construction spending and multiple labor sector reports including private and public sector jobs and the national unemployment rate. Weekly reports on average mortgage rates and first-time jobless claims were also released.Construction Spending Fa...

By Joy Bender, San Diego Partner - The Private Client Network
(Compass)
Comments 0
Too often we look at financial markets by quarter, but it's interesting to see how they perform over a decade, further speaking to how we should look at everything with a more long term mentality.Here is how US GDP, unemployment and the S&P 500 have performed over the past 10 years.It's interesti...

By Kimo Stowell, REALTOR Associate® RS-76763 - Honolulu Hawai'i
(HI Pro Realty LLC RB-21531 )
Comments 3
 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates are current at posting, however, they may have changed click here to varify  Lender Term/Type Interest Rate % Points % *APR Acclaim Capital Mortgage - a ...

By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 16
2017-11-02 11:16:57Get one Home Loan To Buy & Fix Up Grantsville Utah House FHA 203K More people in Tooele County looking for money to get one home loan to buy & fix up a Grantsville Utah house. FHA 203K can be the answer. With so few saleable listings available in Grantsville, many home buyers ...

By Chris and Berna Sloan, Tooele UT
(Group 1 Real Estate)
Comments 14
When a Tooele Home Loan is More Than a Mortgage Mortgage can be a source of cashThere may come a time when a Tooele home loan is more than a mortgage. Or at least you may want it to be. I’m not talking about the ability to continually use the equity in your home to borrow money against to fund to...