Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 0
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 11.Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week eleven of the Credit Genius video we'll discuss paying off collections/charges and  how they affec...

By Chuck Carstensen, Minnesota Real Estate Expert
(RE/MAX Results)
Comments 1
Carstensen Team Re/Max Results featuring Paragon Credit Services Weekly Videos Week 9. Go from credit challenged to credit genius with this 16 week video series from Paragon Credit Services! In week nine of the Credit Genius video we'll discuss the authorized user trap and how it affects your cre...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 1
Last week's economic reports included readings on the Consumer Price Index, Core CPI, Retail Sales and Retail Sales excluding autos. The University of Michigan also released its Consumer Sentiment Index. Weekly readings for mortgage rates and first-time jobless claims were also released.Retail Sa...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 10
  When Applying for Your Mortgage, It's "FATE and RATE" Most of the loan applicants I work with come to me already aware of the fact that their credit scores and credit history contribute to and affect the interest rate quote they will receive upon application for a mortgage ...   They also know ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/pr9uBS   The Place to Go For SBA Loans - Period!!!!  We have long been known as the place to go when the banks say... "no". With our NEW LOWERED RATES-WE ARE THE PLACE TO GO FOR SBA 7A LOANS-PERIOD! Real estate based 7A loans now have rates as low as Prime +1.00% AND WE...

By Shanna Day Team Leader AZ & UT - Call 480-415-7616, Top .0033% of 40,000+ Realtors in our MLS
(Keller Williams Realty EV (AZ) & Keller Williams SLC (UT))
Comments 1
Get To Save $$$ When You Buy A Home w/ ZeroPlus By Keller Mortgage! So how can you add more bang for your bucks with ZeroPlus by Keller Mortgage? Just take a look at how much dollars you'll save with the following homes for sale in the East Valley with ZERO lender fees, ZERO origination fees PLUS...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 1
Careful financial planning is critical at every stage in life, whether you’re a recent college graduate who’s struggling to build credit or a tenured employee saving for a dream vacation. However, when you enter retirement, thinking about finances becomes an absolute must. With a limited income a...

By James Grant, Private Lender
(Affordable Mortgage Lending, Inc.)
Comments 5
Affordable Mortgage Lending, we are a direct private money lender, and we offer funding to investors with good interest rates, and not requiring any income check, or credit score. We offer complete asset based financing. We usually take time to carry out an appraisal and a home inspection and th...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
  There are several different types of loans suitable for businesses. Make sure you know the difference between each one before choosing your next Arizona business loans. If you are running a business, you may find yourself in need of working capital, new equipment, or additional inventory.  A bu...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 23
  Stay Calm and Take These Steps if You've Received a Mortgage Denial  Emotions play a big part in the home buying and financing processes.  In fact, an emotion (or two) may have provided most people the initial motivation to begin the process to buy in the first place ...   Emotions, such as cur...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
APPRAISALS ARE GETTING EASIER Anyone who has been in the business for a while will recall how property appraisals were transformed after the housing collapse. Appraisals used to be much less expensive and service was much faster because a lender depended upon their sources for the reports and the...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 2
32514 Pensacola Florida News: Mortgage rates slip again this week, hit 4.62% A stock market drop and rush by investors into bonds led to lower rates. Freddie Mac's chief economist expects "to see a modest rebound in home sales as well." Read more. Call or Text Charles Stallions Now 850-476-4494 f...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Some Tips About Credit Before You Apply For A Mortgage LoanHere are some tips about credit that can and should be considered before applying for a home mortgage. I talk to a good many folks who want to buy a home who have either have applied for a home loan and ran into an obstacle, or they just ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending February 14, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Producer prices fell for a 2nd straight month in January, leading to the smallest annual increase in 1-1/2 years.Low or absent inflationary pressure is good fo...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
Today's Mortgage Rates:Mortgage rates for Tuesday will be under pressure as a tentative deal to keep the government open was reached. Today's mortgage rates will be slightly worse than yesterday. However both 30 year  fixed mortgage rates and 15 year fixed mortgage rates remain near their 2019 lo...

By Chris Goulart, California Hard Money Loans & Solutions
(All California Lending)
Comments 1
All of a sudden cannabis is big business in California.  Big legal business.  While it is legal business in California, it remains illegal under federal law.  Due to this, financing for cannabis properties and businesses remains tight.  While the banks may not be making cannabis related loans rig...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 3
Today's Reading Has A Big Impact On Bond Markets:What does retail sales have to do with mortgage rates? Once a month there is a Retail Sales report which has the potential to influence mortgage rates. With the recent government shutdown the December report was delayed until this morning and the n...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending January 31, 2019 Please enjoy this quick update on what happened this week in the housing and financial markets.   Consumer confidence was down this month, likely affected by the government shutdown. Still, consumer spirits remain robust by historic standards. The Fed left p...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 53
   Why Bank Statements and Verification of Funds Are So Important to Mortgage Underwriters     One topic ... one direction provided during the Mortgage Process that seems to baffle and frustrate my prospective home buyers during their Mortgage Process, surrounds the sourcing and documenting of Do...

By Jill Murty, Realtor - Orange County, CA
(PREA Realty)
Comments 3
The Mortgage Credit Certificate, MCC is a Great First Time Buyer Program for Those Who Qualify.  Could it Be For You?What is the Mortgage Credit Certificate program? It is a 20% tax credit on the buyer's mortgage interest.  It's an incredible benefit.  A buyer who has been issued an MCC may file ...