Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 4.375%Credit score:740LTV:75%Loan Amount:$300kAPR: 4.532%FHA 30 year: 4.375% Credit Score:740LTV:96.5%loan amount:$300kAPR: 5.275%Conventional 15 year: 3.875%Credit score:740LTV:75%Loan Amount:$300kAPR: 4.15% Rates are Subject to ChangeCall me today if you are think...

By Kevin J. May, Serving the Treasure & Paradise Coasts of Florida
(Florida Supreme Realty)
Comments 12
The majority of associates and brokers I know weren't around when mortgage interest rates peaked at 18%. It was the worst of times and the best of times. I began my real estate endeavors in an 8% mortgage environment which crept up to double digits within 5 years and reached their apogee 3 to 4 y...

By Mike Bjork
(CMG Financial)
Comments 1
http://MikesDailyMarketReport.com: We are still experiencing data being delayed from the past Gov't Shutdown, which will be released at a later date. Today, however, we still have the FOMC Minutes to be released at 11am PST. Many Investors commented that this will be the single most important new...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
“One Way to Pay Off a Second Mortgage”    This sex researcher phones one of the participants in a recent survey of his to check on a discrepancy. He asks the bloke, "In response to the question on frequency of intercourse you answered 'twice weekly'. Your wife, on the other hand, answered 'severa...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 2
Realtors! Dust off your data base! Here's the perfect solution for borrowers with high net worth and significant assets. If you have creditworthy clients that do not qualify for traditional loans due to no employment, no income or high DTI then our Asset Qualifier is the solution that can help yo...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 2
HIGH RATIO fixed term best discounted rates & posted rates as of February 18, 2019 Terms                          Posted Rates              Our Rates 6 mos                          3.34%                          3.30%1 year                          3.59%                          3.19%2 year      ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 3.19% Fixed 2 Year 3.74% 3.19% Fixed 3 Year 3.89% 3.49% Fixed 4 Year 3.94% 3.64% Fixed 5 Year 5.59% 3.49% Fixed 7 Year 5.80% 3.64% Fixed 10 Year 6.10% 3.89% Variable Rate 2.95% Prime Rate 3.95% Benchmark Rate 5.34% Cost per ...

By Ron Lanzillotta & Mike Pesce, The Pesce & Lanzillotta Team, at Douglas Elliman
(The Pesce & Lanzillotta Team, at Douglas Elliman)
Comments 0
The Highest offer is the best offer… Right?NOPE!  Contrary to what most people think, the highest offer is not always the best offer.  It’s hard for most people to understand that sometimes taking the most money is not always the best decision, especially when you’re talking about their home.  Wh...

By Mike Bjork
(CMG Financial)
Comments 1
http://MikesDailyMarketReport.com: The confidence for Home Builders grew in February, as the Home Builders Index jumped 4 points to 62. Stocks are trading in Mixed Territory, as the US and China further their talks in DC today with higher level officials. Stocks have already priced in the optimis...

By Stella Barbour, Principal Broker, Serving Virginia and Maryland
(NoVa Brokers LLC)
Comments 3
I was just speaking to a friend of mine who just had her mortgage loan switched from Wells Fargo Home Morgage to Specialized Loan Servicing.  Her loan was one that wasn't supposed to be sold and after all of the years gone by they sold it.  She looked up the reviews and there are so many recent c...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 7
“Don’t guess when it comes to Credit”    Hi Joe, you helped us a while ago to get a home and we would love to use your services again. My husband has a possible job transfer to Florida. His credit is not good but I am hoping we can use mine? I need to see if I can qualify for a loan, of course we...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 1
Lock Watch for the Week of 2/18/2019 Volatility-O-Meter:Lots of Fed talk this week but few reports. Economicalendar (all times are Pacific):Mon, 2/18:     President's Day, markets closed.Tues, 2/19:     Housing Market Index (7am).Weds, 2/20:     FOMC minutes (11am).Thurs, 2/21:    Jobless Claims,...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 74
If you're happy where you are, then congratulations! But if you're dreading Monday, maybe it's time for a change.  Consider one of these career offerings! (Click below) (Please SHARE, you may help someone find their dream job! ) Send your resume to Trent.Dalrymple@TexanaBank.com if you have a min...

By Robert Clapton
Comments 184
We have direct provider for BG/SBLC/LC from top AA rated banks in the world. HSBC London or HongKong ETC our leasing fee is 6+2 Genuine brokers and Borrower only. Please contact Mr Robert Clapton Contact: Email:  robert.clapton@rocketmail.com  Telephone: +44-777-650-6313 

By Stephen Katz, Branch Manager, CMPS
(Katz Mortgage Team, a branch of VanDyk Mortgage Corporation)
Comments 0
Increasing mortgage rates and housing prices may make it tough for your kids to own a home. However, families appear to be helping the younger buyers purchase a home. Before you lend a hand, here are three ways parents can help make it more affordable for first time buyers to purchase a home. Gif...

By Deep Grover
(Global)
Comments 2
Starting and running a small or large business can be truly rewarding and risky at the same time. Doing something that you have a passion for really doesn't hurt things either. However, one needs to be aware of the fact that running a business doesn't come without inherent risks. At any given tim...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
This week is Fed week with the two open market committee beginning Tuesday morning and culminating at 2PM Wednesday with the Fed statement followed by Fed Chief Powell's news conference.  It will be interesting to see what changes are made in Fed [policy after last month about face and return mor...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 3
Lock Watch for the Week of 5/14/2018 Volatility-O-Meter:Relatively quiet week aside from a lot of Fed member speeches, but I am going to put oil prices on the radar too.  Heightened Middle East tension could spill over, through oil, into stock and bond markets. Economicalendar (all times are Paci...

By Justin Williams, Loan Officer
(Independent)
Comments 7
    There are some great benefits in being a First Time Home buyer but what exactly defines a First Time Home Buyer and what are the benefits you may ask? A First Time Home Buyer is considered an applicant who has not have held an ownership interest in a principal residence within the past three ...

By Bob Thompson, 562.344.5626 | Stated Income & HELOCs, RT Capital Advisors - Commercial & Residential
(RT Capital Advisors, CEO)
Comments 0
Conduit Loan access provides a wide range of private money commercial loan programs and private equity placements for brokers to close most of loans and projects that come across their desk. We offer debt financing terms from 6 months to 3 years for borrowers in need of fast closes and a defined ...