Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
TODAY'S TOP STORIESA Guide to Surviving Financially as the Bills Come DueThe coronavirus has dealt a financial blow to millions of Americans and now April’s bills are coming due – but reach out to lenders and others for help. Read more Pensacola's Need To Know?Little Change in Long-Term Mortgage ...

By Michael J. Perry, Lancaster, PA Relo Specialist
(KW Elite )
Comments 7
         Many buyers in our local market have sizable Student Debt . When asking what impact they might have on my ability to buy a home , there appears to be much confusion ! This blog post will clear up all of your questions ! When getting a mortgage many items are taken into account. These ite...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 0
Conventional 30 year Mortgage: 2.75%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.12%FHA 30 year: 2.75% Credit Score:740LTV:96.5%loan amount:$300kAPR: 3.915%Conventional 15 year: 2.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 2.365%Rates are Subject to ChangeCall me today if you are thinking ...

By Mike Bjork
(Pinnacle Home Loan)
Comments 0
http://MikesDailyMarketReport.com: ADP Employment Report had a positive revision in it's April numbers by approximately 600k, and it's May's numbers came in at a loss of 2.760 million; however, forecasts had it at a loss of 8.663 million. Markit Services PMI improved their reports to 37.0 in May;...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
The home purchase market continues to grow given the low rates and with most states reopening across the country. The Mortgage Bankers Association (MBA) reports that the 30-year fixed-rate mortgage fell five basis points in the latest week to 3.37% with 0.30 in points. The MBA said that the Marke...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
TODAY'S TOP STORIESFinally! Guidance on Applying for Federal Unemployment BenefitsThe first step is to be denied state benefits. Then Realtors and self-employed Floridians will be notified on how to apply for federal unemployment assistance (PUA). Read more Pensacola's Need To Know?FHFA: No Lump ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) market closed down 9 basis points today at 103.66 having closed 292 points above support offered by the 200 day moving average. The conforming rate is at 2.75% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 3.75%. Whether in New E...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
‘Our Needs Change as We get Older’  A 77-year-old man is having a drink in a Chicago bar. Suddenly a gorgeous girl enters and sits down a few seats away. The girl is so attractive that he just can't take his eyes off her.After a short while, the girl notices him staring, and approaches him. Befor...

By Mike Bjork
(Pinnacle Home Loan)
Comments 0
http://MikesDailyMarketReport.com: Quiet news day today, as there are no data to report on the Economic Calendar; and the Headline news is based on Investors Optimism of the reopening, while shrugging off the domestic violence and rising tensions with China. Stocks are currently in Mixed Territor...

By Seesan Ed, Real Estate Agent | Mobile Notary in DE
(206 715 1642)
Comments 0
Whether you are retired or not, If you're a senior citizen, 62 or older,  and in need of opening up into a source of income to enhance your cash flow either to supplement your income for expenses during COVID crisis, to pay for medical  expenses, to meet expenses for your child's school admission...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 4
      “You Will Own that Home!”    Hey Joe, I am blown away, we closed this morning and all went well. You sure did make a believer out of us and our Realtor as well. I still don’t know how you did it, our scores were in the low 600’s, three jobs in 1 year for me and each time we asked, you kept ...
The headlines are telling about the global economic crisis, caused by the COVID pandemic. The decline of dollar and oil, tense political situation, and exhausted state budget seem removed and far from our lives. The truth is, financial troubles are closer than one can imagine – a hundred thousand...

By Jason Nenadov, expert advice and services to buyers and sellers
(EQUITY ASSETS REAL ESTATE)
Comments 0
Self Directed IRA Real Estate Investment Success Story Clovis CA 93611 I should have taken advantage more of sitting at home for most of 2020 by writing more.  This topic has been on my mind lately as the stock market has been going in all different directions.  To provide a refresher on this top...

By Elyse Berman, PA, Boca Raton FL (561) 716-7824 CRS, ABR, GRI,ePR
(Best Connections Realty, Inc.)
Comments 2
   Feeasy providing collateral-free loans up to $100,000 to clients of real estate agents and brokers, stagers, movers, interior decorators and more.   "Our strategic alliance with Monevo, and its premier array of 30+ lenders, now provides our borrowers the opportunity to obtain a collateral-free...

By Mike Bjork
(Pinnacle Home Loan)
Comments 2
http://MikesDailyMarketReport.com: We have a few manufacturing reports today, which the first is Markit Manufacturing PMI remained Unchanged at 39.8 in May; and it's counter-part, the ISM Manufacturing Index rose from 41.5% to 43.1% in May. Below 50 on these indexes mean contraction. Construction...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) market closed up 10 basis points today at 103.78 having closed 308 points above support offered by the 200 day moving average. The conforming rate is at 2.75% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 3.75%. Whether in New En...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
TODAY'S TOP STORIESFinally! Guidance on Applying for Federal Unemployment BenefitsThe first step is to be denied state benefits. Then Realtors and self-employed Floridians will be notified on how to apply for federal unemployment assistance (PUA). Read more Pensacola's Need To Know? Fed Likely to...

By Sabrina Serna, Helping clients resolve IRS issues and past debt
(Serna Tax Solutions, LLC)
Comments 7
With over 14 MILLION collections cases currently active at the IRS, and that number expected to grow exponentially after the COVID-19 fallout, do not feel like you are alone if you are the recipient of one of the IRS "love letters".  My job  at Serna Tax Solutions, LLC is to help clients navigate...

By ValuePenguin By LendingTree
(LendingTree)
Comments 2
What Do Lenders Look For in Home Equity Applications?If you're facing financial strain in your life, a home equity loan might be the answer to your credit issues. Not only does settling your high-interest debt with a low rate home equity loan cut down on your liability, but it diversifies your cr...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Inflation has been non-existent in the past two months due to the coronavirus induced shutdown of the U.S. economy. The inflation reading Core PCE fell to 1% annually in April, down 0.5% monthly from March. Personal Spending fell by 13.6% while Personal Incomes rose 10.5%. The personal savings ra...