Mortgage Interests Rates have fallen. A fixed rate loan for 30 years is below 5.000%, and Prime has dropped to 3.500%. Are you ready to take advantage of this once in a lifetime opportunity? It is true; banks have tightened their guidelines. That is why I am reaching out to you to let you know, this is the time to get your loan file ready to lock at the lowest rate possible. If for whatever reason, I cannot help you refinance, there will be no cost to you. What are you waiting for? Call a seasoned loan broker that will save you money. Cell direct 714-404-6099   12/28/2008