Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.



  Do you think you are helping the situation, but actually hurting the situation by answering a question?? I am sure many of us want to help answer a question, giving our honest opinion and such. Hoping that it could give some good insight to helping that person with their question. But how many ...
  As many of us know in the real estate market, FHA loans are being used more than ever before.  With the disappearance of the subprime market of 2 years ago and in several cases, that conventional loans can be more expensive, more FHA loans are being utilized.  I just wanted to point out some ba...
  Direct Lenders, Bankers, and Brokers, oh my....   Another discussion has arisen again, and this time it's about dealing with Direct Lenders. The blunt of the topic is that dealing with those big banks, aka, Big Box Banks as mentioned, aren't always in your best interest for several reasons. Now...
  ACTIVE RAIN GATHERING   Active Rain gatherings -- For those of you new or old to Active Rain, it can be a lot of fun to meet others that you have followed, who you have talked to, and those that you have made an online connection with.  For those of you that know me, I guess you can say that I ...
  DISCLAIMER : This topic might tick off some of those that do play both roles, who are a loan officer and a realtor. Sorry, but I have a problem with this. Just hard core mortgage related facts.   So, how many hats do you wear?  Sure, I wear many hats as a loan officer, but in my opinion, it's a...
  Mortgage Disclosure Improvement Act   Feeling the blues after hearing about the Mortgage Disclosure Improvement Act? (MDIA)  For those that haven't heard, this act is part of the Reinvestment & Recovery Act of 2009. The MDIA became effective on July 30th, 2009. Here are a few highlights of the ...
  Good Faith Estimates   I have two major pet peeves when it comes to Good Faith Estimates. And for those that know me, I am a stickler when it comes too these 2 issues.   For those loan officers that give a borrower a rate, fees, and a payment over the phone or in a brief e-mail, yet they don't ...
  Dual Agency can sound like a harmless word, right?  We are suppose to trust anyone in the real estate and mortgage industries, right? Sounds simple enough when the person representing you says that they have your best interests at hand. But wait, let's dig a little deeper, because not every re...
  The Belonger’s & Cleaver’s go on VACATION     Ocean City, NJ - July 25th to August 1st 2009 For the last 8 years, our family goes down to Ocean City, New Jersey for a week. I go down with my parents, my sister, her husband, and their 6 kids. Yes, 6 kids... 2 that are now 15 months old, twins, b...
    BEWARE – A very boring topic below, but important to understand. (please read the whole thing before you assume what I meant by the title of my blog, about FHA loans.)     What first comes to mind when you hear the word junk?    --  Crap?   --  Old?   --  Trash? What about the term, junk fees...

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.