Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.



    How do you like people to treat you? You search for a professional in any market. You know you find one because you did your research, yet you disagree with some of their answers during the process. You disagree because other people have told you differently. But wait, you trusted this person...
  As a result of the American Recovery and Reinvestment Act of 2009, the FHA loan limits have been raised again, after they were lowered several months ago. I don't like putting this information out until it's truly official. I had a few realtors e-mail me because their lenders said that the new...
How much crap can one take anymore!!  Wait a second on that one... actually, how much crap can one dish out there nowadays. With the mortgage industry changing guidelines and pricing hits on rates at alarming clips, does that just leave the average loan officer with an easy excuse when they just ...
  Warning.. Warning…   FHA credit scores have changed for the most part. I just had a client tell me the other day that her loan officer, who she knows and trusts, is trying really hard to make the loan work. Okay, so what are your credit scores?  "512/530/548"... rut row.  And they are trying w...
  The Mortgage Week in review is kind of like the AR week in review. We try to find some of the better mortgage related blogs, trying to bring you current updates and opinions about today's market and those changes taking place. I had to do this last minute because the previous person that volunt...
This is an excellent post written by Robert Ashby. I don't reblog too many posts, but when they are spot on, such as this one, people need to read about it.  You don't hear about this that much, because in many ways it's negative. It doesn't help consumer confidence. The gov't and media like to p...
So, what is a HUD home? It is a home that HUD now owns that was foreclosed upon in which it was an FHA insured property. HUD is then the property owner, in which it trys to sell it to recover the loss on the foreclosure claim.  The home has to be a 1 - 4 family residential property. So, you hear...
        Mortgage interest rates will go much lower in less than a month. Wait, interest rates will go higher in a month. No, wait, interest rates will go much higher by the end of the year, possibly to double digits. So, are you confused?  Where are you getting your information from? I have heard...
  FHA loans in the last 12 months have become one of the most used types of mortgages. There could be several reasons for this......   less money down - 3.5% down lower credit scores - anywhere from 600 down to 550. less than perfect credit no credit at all 2 years out of a bankruptcy Well, thing...
      All Mortgage Brokers are bad, they are the Devil. Now wait, who said that? Ah, rumors and in my opinion, are from those that don't fully understand the ins and outs of the mortgage business. A topic regarding mortgage brokers and mortgage bankers that has been grossly argued based on opinio...

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.