Shopping for low-down payment mortgages in Sayreville NJ, what you need to know. You now want to buy a home and need a low-down payment program or lender.  You would think it would be easy to call around to mortgage companies and ask, “What is today’s interest rate for a low-down program”. There are a few misconceptions that many have when shopping for low-down payment programs: That all lenders have one basic in the same rate that they offer. That big lenders or big banks have better rates than smaller lenders and can give discounts. Because my bank is servicing my checking and saving accounts this means that’s how they can offer lower rates. Since this is my first home I automatically qualify for a low-down program. I owned a home 4-5 years ago I’m disqualified from any kind of progra... 10/18/2021

September 2021 Solds in Sutton Woods:Visit our Sutton Woods website page to see the listings for these properties! We also have all the floor plans!Contact The Simon Westfall-Kwong Real Estate Group Sutton Woods Expert, Nathalie Lissinna at 908-656-1747 for more information.  Sutton Woods is a condo community of approximately 300 homes, most of which offer townhouse-style living. Conveniently located in a pastoral setting in Chatham Township, Sutton Woods Condos are on the border of Summit NJ. There are approximately 300 condos in Sutton Woods populated with people of all ages - from young professionals to retirees. All enjoy the pastoral setting and the outdoor recreational facilities such as walking paths, outdoor swimming pool with sundeck and the tennis & paddle courts. The grounds ... 10/16/2021

September 2021 Solds in Moore Estate:Visit our Moore Estate website page to see the listings for these properties! Contact The Simon Westfall-Kwong Real Estate Group Moore Estate Expert, Tracy Biebelberg at 908-510-9593 for more information. There are approximately 250 homes in the Moore Estate populated with people of all ages, from young professionals to retirees and everything in between. The Moore Estate enjoys a unique and delightful pastoral setting adjacent to Loantaka Park with more than 570 acres of parkland, nearly five miles of trails for biking, running, walking, horseback riding and cross-country skiing; 3 ballfields; and a scenic pond. There is a beautiful clubhouse with a spacious party or meeting room and catering kitchen for use by Moore Estate residents. The recently e... 10/16/2021

 Let's face it, we have become complacent with today's LOW rates.  In reality interest rates have been climbing slightly this year and most likely will continue to do so.The wildcard is of course COVID.  This has causes some artificial and unpredictable moves in the credit markets.  In reality- all the economic data is screaming for higher interest rates.Up first we have Inflation- on the consumer level we have the CPI. Year over year CPI is up 5.4%. If you look at the core, which takes out food and energy prices, we are still looking at the price of consumer goods up 4% for the year. Rents were up 1/2% in September alone and are up 2.4% nationally for the year.Another big concern is wholesale inflation, PPI.  That is up 8.6% in the past 12 months which is a new record high.  When you t... 10/20/2021