Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2009 

    The day before settling on your new home, your lender tells you that you have been denied for x,y,z of a reason. You ask how this can be because your lender has had your mortgage application for over 30 days. You are furious....  Well folks, this has been a very touchy topic of lately, those ...
07/25/2009
    Mortgage Interest Rates - When people shop for mortgages, one of the first things they want is to know the interest rate. Not only that, they want the best and lowest rate. When your average loan officer hears this, they usually don't want to lose you as a client, so they might low ball the r...
07/20/2009
    WARNING - Common sense prevails here.....    Does this sound easy to answer? Which came first, the chicken or the egg?  How about this question.... Do you know the difference between a pre-qual letter and a pre-approval letter?  Both answers could differ greatly, depending on who you speak to...
07/16/2009
    Blogging, is it dead or dying?  Social Media Networking, is it a fad or will it just be dust in the wind by next year. Shopping online?  Searching online?  Where does it all begin and where can it all end. Now, I am not an expert when it comes to such subjects, nor do I do this for a living, ...
07/15/2009
  FHA mortgages, such a very very bad thing.  Don't do it... Don't allow your buyers to utilize this program. Don't allow your seller to accept offers with FHA mortgages. They are very very bad....   HOLD THE PRESS !!!!..  Wait one second.  In the real estate and mortgage industry, don't we get a...
07/11/2009
  FHA loans seem to be one of the main choice of mortgages in the last 6 months or so. There are several reasons for this, which should be spelled out below in my comparison. What I hate hearing is that FHA mortgages have taken the spot of the subprime loans. This is not true by any part of the i...
07/10/2009
  Shopping mortgage rates can be confusing, especially if you are dealing with a loan officer that has no integrity.  It's just a sales job to them.  You hear people say... Shop Rate...Shop APR (Annual Percentage Rate)…..  Shop mortgage fees….. So which is it?  Shopping for a mortgage can be very...
07/02/2009
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Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.