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Mortgage and Lending - EstaR Mortgage - NMLS #241125



  Getting a mortgage today is a lot like swimming in a pool filled with sharks. My role is to help you navigate these dangerous waters and get you to the other side safely. Here are just a few of the sharks we'll need to watch out for: Buy-Back Sharks Most mortgages today are sold after the clos...
  House prices have gone up in many markets across the country. This chart illustrates what rising house prices could mean for you based on your home value and the rate of appreciation in your neighborhood. Here are two ways you may be able to benefit if your home has gone up in value:1 – Cash-o...
  Your timely payment history has a 35% impact on your credit score. Paying debt on time and in full has a positive impact. Late payments, judgments, charge-offs, collection accounts, and bankruptcies have a negative impact. If you have had any bankruptcies within the last 7 years, it will serio...
If you’re thinking of paying cash for home improvements, you may want to think twice.  Here are three reasons why you may want to consider a cash-out mortgage refinance or home equity loan instead:1 – Preserve your cash: a large home improvement project could quickly deplete your savings. Think ...

Chris Freck

EstaR Mortgage, A Bilingual Brokerage
local_phone(510) 463-1003
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