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Mortgage and Lending - EstaR Mortgage - NMLS #241125



  1: Prepare Your Credit Mortgage lenders typically require at least 24 months of good credit history in order for you to qualify for a mortgage.  It's normally a good idea to have a few credit cards, a few installment loans, and 24-month history of making rent payments on time. 2: Prepare Your ...
  1 – Determine your approach and your investment objectives Are you looking to “buy and flip” or “buy and hold”?  If you’re looking to buy and flip, you’d probably want to start looking for homes that have the highest potential resale value after-improvements.  If you’re looking to buy and hold...
    Here are four questions to ask in order to better understand your HELOC:     What will cause the Prime index to go up?  The interest rate on your HELOC is determined by adding a margin to the Prime rate.  This means that your interest rate will go up when the Prime rate goes up.  The Prime ra...
In today's housing environment, you will most likely compete with multiple offers when you go to buy a house.  Here are two strategies you may want to consider if you’re serious about winning a bidding war:1 – Offer More Than the List PriceMoney talks.  Imagine if someone offered you an extra $5...

Chris Freck

EstaR Mortgage, A Bilingual Brokerage
local_phone(510) 463-1003
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