As a Certified Mortgage Planning Specialist (CMPS), my job is to make sure my clients have the best loan, at the best rate, and that they understand every step of the mortgage process. Since 1998, I have been blessed to have a referral-only business thrive........which only comes from satisified customers.
As a parent who has built & financed 2 different homes, I have experienced the mortgage process from all sides. Therefore, I make sure that my files close ON TIME, with a Good Faith Estimate that is close to the final 1003 as possible. That helps make satisified customers.
I take the time to keep all realtors and title professionals "in the loop" on all application activity on every loan. No surprises....and great communication....also make for satisified customers!
Using my Financial Planning background to make sure clients understand their mortgage, and how it fits into their overall portfolio....(and every client HAS an investment portfolio....once they buy a home!)
Using my financing knowledge to help investors purchase homes with $0....or as little down as possible
Using my 'style' to make first-time homebuyers understand the mortgage process, and be at ease as they buy their first home!
Making clients my friends. Treating clients as I would want to be treated.
|J. Alianz, S.St.Paul|
|"Loren is a passionate individual who strongly believes that what is the right thing for many, may not be the right thing for you. I would highly recommend Loren based on his individualized approach and knowledge of the mortgage industry."|
|Dr. L Pfeiffer, Hastings|
|"Loren is an amazing individual, his knowledge or the industry is just mindblowing. He has a gift for putting people at ease instantly. I would recommend his services to anyone looking to learn more about what their mortgage can do for them. Thanks for being you Loren..."|
|M. Kelley, St.Paul|
|"Loren is a pleasure to work with. He is able to give straightforward, clear explanations of difficult concepts, and offers his clients real assistance on mortgage matters."|
|D. Gustafson, Plymouth|
|"Loren came highly recommended from a trusted advisor of mine. At our first meeting, he spent a couple hours with me reviewing my portfolio. He was thorough, honest, and well versed in the trade-offs and considerations relating to mortgage, tax, and the economic market as a whole. What impressed me most was his hard work in the last few hours of locking in a rate that was well under the market. It was clear that Loren is well resourced, networked, and respected in the industry. I'll be sure to use his services again"|
As a CMPS, my job is to make sure my clients have the best loan, at the best rate, and that they fully understand their loan! "By closing loans, I open doors".