Who is buying homes in today's market?Minneapolis, MN:  One thing we know about real estate.  It's forever changing, and always local.  Here are a few notable items from a recent survey from the National Association of REALTORS®At the moment, we are seeing two very distinct buyers.   Buyers with higher incomes remain in the market.  First time home buyers Of course these are not the only people.  Just the biggest percentages, so don't count yourself out if you don't fit one of those two crowds.The income of home buyers has increased 22% since last year, reflecting that ability of buyers with higher incomes to be less affected than others, and still buying homes.  A recent client of mine said "I'm not happy with rates, and prices, but I can afford it."Medium household income of buyers th... 11/20/2023

What is my Bloomington Minnesota House Worth?  The median home price in Bloomington, MN, in October 2023 is $374,000. This is a 1% increase from September 2023 and a 2% increase from October 2022. The median home size is 2,100 square feet.However, the actual value of your home will depend on a number of factors, including: The condition of your home. The location of your home. The current market conditions. For example, a well-maintained home in a desirable location will be worth more than a home that needs repairs in a less desirable location.To get a more accurate estimate of the value of your home, Contact Me to schedule a Free Home Value Consultation.Here are some things you can do to prepare for your Home Valuation Report: Make any necessary repairs or updates. This will help to in... 10/24/2023

 What is my Chahassen Minnesota House Worth?The median home price in Chanhassen, Minnesota in October 2023 is $605,000. This is a 1% increase from September 2023 and a 3% increase from October 2022. The median home size is 2,700 square feet.However, the actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions. You can get a more accurate estimate of the value of your home by scheduling a In-Person Home Valuation Report.Here are some things to consider when getting an appraisal: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The curre... 10/24/2023

What is my Eden Prairie Minnesota House Worth?The median home price in Eden Prairie, MN in October 2023 is $535,000. This is a 1% increase from September 2023 and a 2% increase from October 2022. The median home size is 2,500 square feet.However, the actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions. You can get a more accurate estimate of the value of your home by scheduling a Comparative Market Analysis.Here are some things to consider when getting an appraisal: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The current mark... 10/24/2023

Understanding Pre-Qualify vs Pre-Approval vs Final Loan ApprovalMinneapolis / St Paul, MN: In the mortgage lending world, lot's of terms get thrown around, a lot of time causing confusion.YOUR VERY FIRST STEP in the home buying process is getting approved for financing, so here we will explain the differences in mortgage loan approvals, so both you are your Real Estate Agent know where you really stand with correct terminology.Mortgage Pre-QualificationThis is where most people start in the mortgage process, with a basic mortgage pre-qualification. This is a quick assessment to determine whether your income, credit, and debt-ratio may fit current home mortgage loan programs, and provides you with a 'looks good' estimated amount of what you may be able to borrow.A pre-qualification gener... 10/24/2023

Homes Sold in Champlin MN - Real Estate Market Update October 2023Courtesy of Heidi Herda ~ 612.807.4858 -eXp RealtyChamplin Market update2023's real estate ride has had a few unexpected twists and turns!! Let’s talk about how things are shaping up as we enter Q4 shall we?Active Champlin Homes for Sale35 Homes are currently listed for sale - 5 of them are contingent on inspection. The average price of our Champlin's newest listings is $405,459 (which includes new construction), 31 days averaging for market time - down from 38 days from last month. Despite rate changes, we're still moving inventory at 2022 pace.Without the new construction, 29 homes are for sale our average price is $419,930 with 24 average days on the market. We're showing roughly $187.29 per sqft. a decrease of about $... 10/06/2023

Did the Bank say No?Are you an independent contractor, or even a Real Estate Agent who is paid with a 1099, and has has trouble getting a mortgage loan? We have the solution for your problem.We can potentially approve you for your home loan with just your 1099 income and NO TAX RETURN needed.Qualify using 90% of your gross 1099 earnings and as little as just one year's 1099. You can combine your 1099 income other income sources too, like a regular W2 job, SSI, Pension, and of course, any co-applicants income.  You’ll need at least a 620 credit score, and officially you must be self-employed for at least two years, but less than 2 years may be considered if in the same line of work as your old W2 job.  We make it EA$Y, give me a call to learn more about our 1099 for income mortgage loans... 09/26/2023

Make Christmas memories... In your new home! It's not too late if you start NOW. Visit JoeMetzler.com/apply   Interested in buying a home, or finding out what you qualify to purchase?  We make it easy.  Just call our loan experts at (651) 552-3681, or visit  JoeMetzler.com/apply to start a no cost, no obligation application review. We proudly lend in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida. Equal Housing Lender. NMLS 274132, 322798.  We lend in the following states: MN, WI, SD, ND, IA, CO, and FL. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to... 09/25/2023

Gorgeous Oak Grove home for saleVirtual tour of Gorgeous Oak Grove home for saleWelcome to 21581 Cottonwood St NW Oak Grove MN 55011 click here for detailsReal estate market data in Oak Grove MN by Joel Friday of Keller Williams Classic RealtyGorgeous home on cul de sac lot with over 2 acres. Open floor plan with unique foyer, vaulted ceilings, hardwood floors, and box out windows gives a very spacious feel. Kitchen has center island, tile back splash, and newer black stainless steel appliances. Walk out to deck overlooking huge backyard with shed and chicken coop. Grand master suite has vaulted ceilings and a private bathroom. Relax in the lower level family room which walks out to a patio in the back. Insulated 3 car garage has 8 foot doors. What are you waiting for? Book your showing... 09/19/2023

What is your home worth?Minneapolis, MN:  Everyone wonders what their home is worth, especially if you are thinking of selling the home in the near future. So what is your home worth, and how do you figure out it's value?If you are thinking of selling soon, reaching out to a Real Estate Agent to do a fair market analysis will zero in to a very similar number to what an appraiser might say. Pretty accurate.Most of us are just curious, so without an actual appraisal, or a market analysis from a Real Estate Agent,  we suggest taking an average of multiple free online home value estimator websites to give you a ballpark value of your home, not just one. Tax value is also not accurate for what a home may sell for.I recently sold a rental property I've owned for years. Here was my experience:... 09/12/2023

What's My Bloomington MN House Worth?The median home price in Bloomington, Minnesota in September 2023 is $575,000. This is a 3% increase from August 2022 and a 2% increase from September 2022. The median home size is 2,700 square feet.However, the actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions.Here are some things to consider: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The current market conditions: The value of homes can fluctuate depending on the current market conditions. You can get a Free Home Valuation online by ... 09/08/2023

Hopefully, some of you will remember me.  It has been (gulp) a couple of years since I posted a birdhouse.This one I made over the summer.  It was a lot of work, but, oh so fun!Hope you find the humor in it. You can obviously tell that my trusty photographer didn't take these photos....I am not great at photos or cropping, but hope you can see the details well enough.Signing off for now.  I will try to get back here very soon.Hope you are all well and making tons of money!!Best as always, Ron                       09/08/2023

What Is My Minnetonka MN House Worth?The median home price in Minnetonka, Minnesota in September 2023 is $625,000. This is a 4% increase from August 2022 and a 3% increase from September 2022. The median home size is 2,800 square feet.However, the actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions. You can get a more accurate estimate of your home's value by getting a professional appraisal.Here are some things to consider: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The current market conditions: The value of homes can fluc... 09/08/2023

Market Update for Sept 8, 2023Minneapolis, MN: It's a highly unusual housing market, with home prices hitting new records, but transaction activity at 2008-2010 levels and mortgage rates at 20-year highs.Here's my weekly update on national and local housing news - let me know if you'd like more information at (651) 552-3681. Interested in buying a home, or finding out what you qualify to purchase?  We make it easy.  Just call our loan experts at (651) 552-3681, or visit  JoeMetzler.com/apply to start a no cost, no obligation application review. We proudly lend in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida.Equal Housing Lender. NMLS 274132, 322798.  We lend in the following states: MN, WI, SD, ND, IA, CO, and FL. This is not an offer to lend or to exten... 09/08/2023

What Is My Twin Cities MN Area House Worth? The median home price in the Twin Cities metropolitan area in September 2023 is $339,894. This is an increase of 1.5% from August 2023. The median home size is 2,050 square feet.However, the actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions. You can get a more accurate estimate of the value of your home by getting a professional appraisal.Here are some things to consider: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The current market conditions: The value of homes can fluctuate de... 09/08/2023

What's My Saint Louis Park Minnesota House Worth?  The median home value in Saint Louis Park, Minnesota is $399,000 in September 2023, according to RPR. This is down 2.5% from August 2023. The number of homes for sale in Saint Louis Park is also decreasing, which could put upward pressure on prices.The following are some recent home sales in Saint Louis Park: 4820 Park Commons Dr Apt 120, 2 beds, 2 baths, 1,020 sqft: Sold for $220,000 on September 5, 2023. 4820 Park Commons Dr Apt 128, 1 bed, 1 bath, 743 sqft: Sold for $195,000 on September 1, 2023. 1430 Louisiana Ave S, 4 beds, 3 baths, 2,550 sqft: Sold for $490,000 on August 31, 2023. The exact value of your home will depend on a number of factors, including the size, condition, and location of your home. #realestate #homevalue #saint... 09/07/2023

What Is My Shakopee MN House Worth? The median home price in Minnetonka, Minnesota in September 2023 is $625,000. This is a 4% increase from August 2022 and a 3% increase from September 2022. The median home size is 2,800 square feet.However, the actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions.Here are some things to consider: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The current market conditions: The value of homes can fluctuate depending on the current market conditions. You can get a free home valuation online by ent... 09/07/2023

What's My Chanhassen MN House Worth?The median home price in Chanhassen, Minnesota in September 2023 is $525,000. This is a 2% increase from August 2022 and a 1% increase from September 2022. The median home size is 2,600 square feet.The actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions. You can get a more accurate estimate of your home's value by Contacting Me to schedule a property visit to complete a Market Value Report.Here are some things to consider: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The current market condi... 09/07/2023

What Is My Plymouth MN House Worth? 9-2023 The median home price in Plymouth, Minnesota is $472,400. This is an increase of 4.4% since last year. The median home size is 2,400 square feet. The current housing market in Plymouth is balanced. There are more homes for sale than there are buyers, but the market is not oversaturated. This means that sellers have some negotiating power, but buyers still have a good chance of finding a home that meets their needs. The following factors can affect the value of your home in Plymouth: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The square footage of your home: Larger homes are ge... 09/05/2023

What Is My Eden Prairie MN House Worth? 9-2023The median home price in Eden Prairie, Minnesota in September 2023 is $499,000. This is a 5% decrease from August 2022 and a 4% decrease from September 2022. The median home size is 2,500 square feet.However, the actual value of your home will depend on a number of factors, including the condition of your home, the location, and the current market conditions. You can get a more accurate estimate of your home's value by getting a professional appraisal.Here are some things to consider when getting an appraisal: The condition of your home: A well-maintained home will be worth more than a home that needs repairs. The location of your home: Homes in desirable locations are worth more than homes in less desirable locations. The current market co... 09/05/2023