Jeff Onofrio, FHA 203k Lender and Homestyle Reno Specialist (AnnieMac Home Mortgage ) Mortgage and Lending



Jeff Onofrio
FHA 203k Lender and Homestyle Reno Specialist
location_on Mount Laurel Township, NJ — AnnieMac Home Mortgage
NMLS #38670
Get to Know Jeff Onofrio

Both local home owners and home owners-to-be enjoy working with me because of my commitment to service and my product knowledge.  My customers, realtor's, referral partners and co-workers know that my business comes first and that at any time you can reach me on my cell phone to help you with your situation and questions.  I attend all of my closings that are within the tri-state area and for those that are not I am available on the phone top walk you through everything. 

AnnieMac Home Mortgage is a licensed mortgage banker and licensed in over 25 states currently and growing.  We are a FHA direct underwriting company and fund all loans that we originate.  My team joined AnnieMac Home Mortgage to help provide a local presence to the tri-state area and our referral network is growing, this allows our customers to receive top notch service and unparalleled product choices.


Jeff Onofrio -- Director of Renovation Lending NMLS #38670. CORP NMLS # 338923

Licensed by the PA Department of Banking.

Equal Housing Lender.

AnnieMac Home Mortgage Licensing Information:

Licensed or registered in the following states: Connecticut First Mortgage Correspondent License Lender/Broker (#ML-338923), Delaware Chapter 22 Licensed Lender License (#011546), Indiana First Lien Mortgage Loan License (#15020), Kansas License Mortgage Company (#MC.0025071), Maine Supervised Lender SLM11716, Maryland Mortgage Lender (#19406), Licensed in Montana (#338923), Licensed in Nebraska (#2098), Licensed by the New Hampshire Banking Department (16113-MB), American Neighborhood Mortgage Acceptance Company is licensed by the New Jersey Department of Banking and Insurance (#NO00004875), North Carolina Mortgage Lender License (AL-150980), Licensed in North Dakota (#MB102155), Oklahoma Mortgage Broker (#MB001894), Licensed by the Pennsylvania Department of Banking as a Mortgage Lender (#33587), American Neighborhood Mortgage Acceptance Company, LLC, d/b/a AnnieMac Home Mortgage is licensed by the South Carolina Board of Financial Institutions, license MLS-338923. American Neighborhood Mortgage Acceptance Company, LLC, d/b/a AnnieMac Home Mortgage is a licensed Lender/Broker in the State of Tennessee (#0000004348), Vermont Mortgage Lender # 6251, Licensed in Washington (#CL-338923), Licensed by the West Virginia Division of Banking (License #ML-30779).

Up close and personal with renovation expert Jeff Onofrio

In this video I explain why I started doing renovation loans and why I continue to spend my time on a program that many others do not want to waste the time on.


My team is able to handle conventional, FHA, FHA 203k renovation loans, USDA, commercial and reverse mortgages.  Our main focus and expertise is in FHA and FHA 203K Rehab loans for both refinance and purchase transactions.  We process, underwrite, fund and draw administer all loans in-house.  Our team is dedicated to the success of our clients and Realtor partners. 

David D.
I am writing with regard to the FHA 203k Rehabilitation loan you worked on for me. Now that the dust has settled on the project I can look back on the process much more clearly. What is most clear is the assistance you gave me throughout the entire process. “Assistance” is probably the wrong word as your help and knowledge of the process was invaluable. As you may have noticed, I am not the most patient man. Together with the fact that I am not the most focused individual, I am surprised everything went so smoothly. After being turned down again and again for various programs to bring my house—a historic structure that was literally falling down—up to code, it needed an immense amount of work. No one would lend me any funds to repair it until the repairs were, well, repaired. After searching the web for help of any kind, I stumbled onto this vague government program, the 203k. After entering my information into a search option, you reached out to me almost immediately. And that you were so positive about the possibilities it offered to me, I could literally feel my shoulders getting lighter. I appreciate your not only keeping the process going step by step, handling any challenges you could for me and making sure I had everything I needed to take it to closing. You took ownership of it in a way not everyone would. So in the end, I have a beautiful home that my friends vie for invitations to spend a weekend. I built equity of more than twice the amount borrowed.The funny thing is; I’d do it all over again. If ever I can be of help to you, please let me know. In the meantime, I’ll keep hoping you are around to take me through this process again.”
Denise C. – happy customer
Stephen and I wanted to extend our sincerest appreciation for all of the hard work and effort that you all have put in to make our dream possible. This has been a very long and exhausting process, but so worth every bit of it. I know that we would not have been able to accomplish our goal of owning this home without the extra efforts that you all have put forth. I know that we weren’t always the easiest clients to deal with….being first time home buyers, we had A LOT of questions….but you saw us through to the very end. Again, we cannot begin to thank you enough. We love our new home and cannot wait to start making new memories in it. Thank you a million times over!! We wish you all a very Merry Christmas and a Happy New Year.
Anna Maria
When my husband and I were told that we had to use a FHA 203K loan for the house we wanted to buy, we came across Jeff Onofrio and AnnieMac’s information. After we talked I felt better about the 203K process. He was not pushy and understanding of the fears and stress we had. During this process he is always there to answer my questions and provide me with any additional information. Jeff is the perfect person to have on your side. I know he will continue to be an enormous help even after we’ve closed and start remodeling the house. I cannot thank Jeff and his team enough for all the help during this process. He is not only our mortgage person, he has become a friend. I have and will continue to recommend Jeff to anyone.
Linda M., ReMax Realtor
I had a buyer client who needed a mortgage plus repair funds (FHA 203K) and wanted to settle as fast as possible. Jeff and his staff followed up on every detail needed, and we did close quickly. Thank you, Jeff and AnnieMac
Julia & Luis A.
“I applied for a FHA 203K Renovation Mortgage via Annie-Mac in order to purchase our soon-to be dream home and property. Jeff has been an amazing help throughout this whole process. He was outstanding during the application and approval process for the loan. He was always there to answer our questions and provide us with feedback and updates. He continues to be an enormous help even now after we’ve received the loan approval and are going through the building and rehabbing process. We had a wonderful experience with this entire process and I have to say it would not have been as smooth and painless if it had not been for Jeff. He was and continues to be a wonderful resource and new friend. I would strongly recommend his services to anyone looking into a FHA 203K / Rehab loan. Our sincerest and most heart-felt thanks to Jeff Onofrio and his Team for his services and continued support!”

FHA 203k renovation mortgage specialists - my team takes time to help you get the home of your dreams and get the loan you deserve. We specialize in FHA, FHA 203K, and Homestyle renovation loans