How to pay off your mortgage without making extra payments using a 2-1 Buydown
Please read the blog titled "What is a temporary buydown and why is it beneficial?" to get a better understanding of the buydown product prior to reading this e ...
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Mortgage and Lending |
RAINER 8,707 |
| Cari DeCandia, CRMS | ||
| Your Lender for Life | ||
| location_on Raleigh, NC — Corporate Investors Mortgage Grop | ||
| 71446 | insert_link http://www.lenderforlife.net | |
| web Cari DeCandia's Blog | ||
Get to Know Cari DeCandia, CRMS
I am originally from New York so I am very straight forward and will be completely honest and upfront with both my clients as well as my associates. However, I have been in NC since 1994 so I appreciate the slower pace of life and getting to know my customers.
My approach to mortgage lending is more of a financial planning approach where I will look at a client's overall financial picture, what their goals are, and then provide options to them that meet those specific goals.
For me, it's not just about having the best rate, but it's about having the best rates along with expertise and customer service. I pride myself on providing quality financial advice while giving my customers the most aggressive interest rates available. I specialize in taking a financial planning approach and assist you in using your mortgage as efficiently as possible.
What is a temporary buydown and why is it beneficial?
There are two types of buydown programs: temporary and permanent.
A permanent buydown is where the borrower or seller pays discount points to the lender to ha ...
Certifications
I specialize in working with clients who want to use their mortgage as a financial tool and not just another liability they pay monthly. There are many strategies that can be applied to accomplish a variety of goals.
By specializing in no closing cost loans, I am able to better serve my customers. By not paying closing costs, they are not limited to or stuck in a specific program should their life circumstances change. It also allows me to watch the market and enable them to take advantage of the various interest rate cycles that occur. More information can be found at my website, http://www.lenderforlife.net/noclosingcostloan on no cost loans and the benefits.
I also work with many real estate investors since I also buy and sell property as often as possible.
For years we've recommended a no-cost approach and still believe that it is the right choice for some loans. But with rates continuing to fall to near all-time lows, we advise you to consider a loan with closing costs.
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Your mortgage is the most powerful financial tool you own. Through my commitment to excellence, my customers will be ensured the best mortgage strategy to achieve their personal dreams.