ARCHIVED BLOG POSTS
2017
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The number one question that we get asked every day from potential clients is, “What is your current interest rate?”If only that question had a simple answer. If it were as easy as just spouting off a percentage, you might not even need us. That’s because understanding and getting your interest r...
06/28/2017
Have you ever been rejected for a mortgage due to your debt-to-income ratio? Or know someone who has? Well good news: starting July 29, Fannie Mae is raising the DTI ceiling to 50 percent! Currently, it sits at 45 percent.Never heard of DTI? Debt-to-income ratio takes your gross monthly income an...
06/21/2017
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Today, we’ll talk about what title insurance is and exactly what you’re paying for.Whenever I sit down with a borrower, they ask what fees they can expect when they’re getting ready to close. One of those components is title insurance, which can be kind of pricey, but is very important. The impor...
06/15/2017
Today, I’ll discuss the importance of the pre-approval process. The pre-approval process is imperative and essential to be completed prior to you making any offers. The listing agent and seller typically require a pre-approval letter to accompany your offer with the Realtor you work with.This pro...
06/07/2017
Are you thinking of hiring a buyer's agent? If so, there are questions you should ask to ensure you hire somebody you can trust. Here are a few to keep in mind: ● Are you a full-time agent?● Do you work exclusively with buyers?● Do you have a team behind you?● Do you have testimo...
06/01/2017
Rainmaker
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118,963
Stephen Katz
Branch Manager, CMPS