ARCHIVED BLOG POSTS
2010
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Effective October 4th the monthly MI for FHA will be almost doubling. It is currently at .55% and will go up to .90%. So on a sales price of $200,000 this would move the payment up $56 per month. So your clients may not qualify for the amount they are currently shopping for. I thought you wou...
09/30/2010
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Secret of Great Relationships BrianTracy once noted that, "80% of life's satisfaction comes from meaningful relationships." If you would like to have better relationships with your spouse, children, co-workers, and clientele, we encourage you to read on, and to adopt the 100/0 Principle. ...
09/29/2010
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Going hand and hand with an effective household budget is saving money on those things that you truly need. To start saving, take an inventory of your needs to see where you can shave the dollars. Begin with the biggest items first, where the most potential for savings is, and move down the scale...
09/28/2010
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Buying your first home can be an exciting, yet often overwhelming, experience. These 10 tips will help you navigate the process. 1. Clean up your credit. If you have poor credit, you are a bigger risk in the eyes of lenders. You'll pay the price in the form of higher interest rates. Higher rates ...
09/27/2010
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It's important to note that raising your FICO credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. See how much money you can save by just following these tips and rai...
09/22/2010
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When shopping for a home, take your time. Be patient. Weigh the pros and cons of each place. If you like something, don't make any rash decisions. Stew on it a couple of months. Ask yourself: How often will you visit and how much time will you spend there? Is it worth the money? What will the pri...
09/21/2010
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Buying your first property can be a very daunting prospect; that's why I've compiled a list of hints and tips to help you through! Buying a new property can be a stressful event, but by following a few simple rules, you can alleviate a considerable amount of worry... Know why you're considering ...
09/20/2010
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Many are taking advantage of interest rates at historic lows, either by re-structuring debt with a refinance or purchasing a new home. However, the recent economic crisis has created even tougher guidelines and credit requirements and there are some things that consumers must be aware of whe...
09/16/2010
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First, set a positive goal for yourself. "I will save to buy a home" is a positive goal, while "I will not spend money" is a negative goal. By focusing on the positive, you'll quit spending money because you'll be so focused on your goal that you won't notice you've stopped spending money.Second,...
09/15/2010
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Simple Truths Presents The 100/0 PrincipleThe Secret of Great Relationships Brian Tracy once noted that, "80% of life's satisfaction comes from meaningful relationships." If you would like to have better relationships with your spouse, children, co-workers, and clientele, we encourage you t...
09/14/2010
Rainmaker
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Jerry Wright
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