With today's Real Estate market flooded with bank owned properties and short sales, the FHA 203K is a loan product that is in hot demand. Myself included has been trying to push this loan product. It has endless advantages to first time home buyers in New Jersey and Pennsylvania. You're able to finance the repairs you helped design to a property that you are buying for 25 cents on the dollar. It almost seems to good to be true at times. It is true! It's a great loan product. However, it is not for everyone. I just took a loan application for a customer who is a few points shy of the needed credit score. She is close enough though that I am confident I can help her get the needed points. Her income is solid and her monthly obligations are reasonable. I got to the asset part of the mortga... 01/24/2011

Voorhees Bank Owned Foreclosure for Sale 1308 Pine Avenue, Voorhees, NJ 08043 - Price Reduced $172,900 The home features 125' x 100' lot Kirkwood Neighborhood Voorhees School System 3 bedroom 1.5 baths. 16' x 12' converted garage which can be used for office, family room or additional bedroom 1308 Pine Ave in Voorhees, NJ is a Bank Owned Foreclosure. It is being offered for sale as-is, where is. They buyer is responsible for all required inspections and certificate of occupancy.  This home was previously under contract, but the buyer failed to complete the transaction.  Their loss is your gain.  The sellers are looking to remove this property from their inventory.  Because this is a bank owned foreclosure, several important points are listed below. Property is sold as-is with no warrant... 01/07/2011

Recently I have been writing a lot about the NO MONEY Down Home Loan and wanted to take some time to go over some factors that are considered when we recieve an application from a customer. The No Money Down Home Loan ( USDA Rural Devolpment Home Loan ) is not as well-known as some of the other mortgage programs that are available today. I'd like to go over 3 things that an underwriter will be looking for when they review the loan application. 1) Credit Credit is number 1 on the list and would be considered the most important aspect when determining if your loan is approved. This is something that you do have control over. USDA has the lowest ratio of defaulted loans so they do a great job in lending to qualified customers. We can break credit down into 3 catagories: 1) Good ( 640 fico ... 12/13/2010

Call Top Realtor, Janet Larsen, Remax Connection at 856-261-6910 or email at njrealtorjan@comcast.net for a Free In Home Market Analysis now! There are buyers looking in Voorhees! I can help! To view testimonials, my marketing exposure and my experience go to www.njrealtorjan.com 10/18/2010

April 2010 Voorhees, NJ Home Sales by Leander McClain, Realtor Sold!  That's the magic word in Voorhees, NJ Homes are selling and they are selling relatively quickly.  Home sales are picking up.  In April, it took 4.5 months to sell a home in Voorhees, NJ.  Thirty Six (36) homes were sold during the month of April at an average of 96% of the asking price. The average selling price was $262,000. The news media would have you believe that the real estate market is terrible.  The news would also have you believe that it is impossible to sell a home.  Both statement may or many not be true! Buying or selling a home is a personal decision.  Each person's decison to buy or sell a home is based upon their unique circumstances.  Now may be the perfect time for your neighbor.  Now could be the ... 05/06/2010

Homes ARE Selling In Voorhees NJ Below is a list of the homes that have sold in Voorheesl during January & February 2010. These homes sold for approximately 95%. There is a perfect home for EVERY Buyer! There is a perfect BUYER for EVERY Seller! Let Me Show You How To Find the perfect home or home buyer for you.  Call today for a ZERO PRESSURE consultation 856-685-1677 Subdivision Address Beds Baths Sold Price Seller Assistance Days To Sell Alluvium 6 Silver Hill Ln, Voorhees, NJ 4 2.1 $315,000   7 Alluvium 47 Rollingwood Dr, Voorhees, NJ 4 2.1 $390,000   127 Alluvium 7 Cedar Hill Ct, Voorhees, NJ 4 4.1 $410,000   120 Beagle Club 86 Bunning Dr, Voorhees, NJ 4 2.1 $354,000   94 Carriage Run 538 Cormorant Dr, Voorhees, NJ 3 1.1 $205,000 $ 5,000 394 Cherrybrook Farms 5 Bryce Rd, Voorhees, ... 03/11/2010

Spring Is About To Be Sprung and for many of us, our minds turn to home improvement and remodeling projects.  What better place to get great ideas than a home show.  You will find remodeling contractors, bath and kitchen specialists, landscape architects and patio installers. In addition, you will also find contractors who specialize in sunrooms, home theater systems, hot tubs and pools, custom cabinetry and window treatments. If you live in South Jersey, you are in luck.   The MAC Events Home Show, South Jersey will be held March 12-14 at the Virtua Flyers Skate Zone in Voorhees, NJ.  Even better, this is the FIRST showcase for home improvement specialists to be held in the Camden-Burlington region. Show hours are 1 to 9 p.m. March 12, 11 a.m. to 9 p.m. March 13 and 11 a.m. to 5 p.m. ... 03/11/2010

AAA Sponsors Travel Expo The Flyers Skate Zone, 601 Laurel Oak Road, Voorhees, NJ 08043 Sunday, March 21, 1010   It's that time of year.  Winter is almost over and our minds are wandering.  If you are like me, you have been thinking about Summer vacation.  If you haven't yet made plans for this year, don't fear.  There is still time.  AAA is holding a Travel Expo which is FREE and open to AAA Members and Non-members. There will be Door Prizes and Travel Vouchers for up to $100 off (must book double occupancy with AAA preferred Vendors) and Much, Much, More. Currently Scheduled to Appear: Azamar Cruises Celebrity Cruises Continental Kapers MSC Cruises Royal Caribbean Cruise Lines Sceptre Tours Tauck World Discoveries Trafalgar Tours Universal Studios Orlando For more information, call 88... 03/09/2010

Living in a Voorhees condo can be a lot of fun, but it can also be an exercise in frustration when it comes to having enough room for all your items and making your home look its best.  Here are a few tips to keep you from losing your mind:                 1.  Use an ottoman for your coffee table.  It can double as storage. 2.  Put shelves above the doorways rather than somewhere else on the wall. 3.  Low bookcases along the back of your couch can double as a couch table. 4.  Use glass shelves in deep-set windows as additional storage space for knickknacks. 5.  Buy larger, but fewer, pieces of furniture. 6.  Use a magazine rack. 7.  Leave the views of windows and doors uncluttered. 8.  Stay away from bright, vibrant prints for furniture fabric. 9.  Use corner bookcases where possible. 1... 11/17/2009

Let's face it. Launching and running a business takes capital, motivation and yes, even physical stamina to handle the stress and demands of a new or growing venture. And it's risky. In fact, one out of every five businesses fails within the first five years of opening. Handling inventory, scheduling time, purchasing supplies, handling payroll -- there are a myriad of procedures every home or small business entrepreneur needs to know, but one of the most critical and often neglected is buying proper insurance coverage. Taking Your Business Inventory What would happen if a fire or other disaster destroyed your property, making it impossible for you to get back to business right away? Would you remember what property had been destroyed? One way is by taking a complete inventory of all yo... 09/28/2009

If you're looking at buying a Voorhees condo, (or any Camden, Burlington, or Gloucester County condo or townhouse) you need to be aware that there are condominium associations that oversee condo developments just like there are homeowner's associations that oversee subdivisions.  However, they may not work the same and can vary widely from condo to condo.  Here are a few things you need to ask the association before signing that contract:    What's the ratio of owner-occupied to tenant-occupied units?  More owner-occupied units means better marketability if you want to resell.    Do the assessments rise with inflation?  This doesn't sound like a good thing, but matching assessments with the rate of inflation means the ability to build reserves for any future repairs.   What does the ass... 09/28/2009

Fall Mums: Voorhees, Cherry Hil, Evesham, NJ by Leander McClain, Realtor This weekend, on my way back from the dentist, I ran across a farm in my neighborhood that was selling mums & pumpkins.  As I pulled in, the farmer was coming in from the field with a load of freshly dug mums & pumpkins.  The flowers were absolutely beautiful.  There were yellows, reds, rust, purples, whites and more.  Each flower was full of blooms.  I just knew that my wife would love these on the front steps of our home.  After, the farmer parked his vehicle, we struck up a conversation.  I found out that Ken Kazahaya and his wife Amy were the owners of the farm.   The name of the farm is Natauset Farms.  Amy's ancestors were Lenape Indians.  In coming up with a name for the farm, they wanted a name that paid ho... 09/28/2009

                 As you know, for the past two years there has been a shift in the real estate market.  Experience shows that more and more people are caught off-guard with the current economic difficulties.  I imagine you may know people who are in a dilemma like never before, and they don't know what to do.  As you look at these three categories ask yourself, "Who do I know that's in one of these three situations?"                  (1) People who bought their homes within the past five years, or refinanced, or took out an equity line, who now are finding that their homes are worth less than what they owe on it; (2) Homeowners facing financial difficulties:   job loss, loss of a spouse, divorce, or possibly heading into foreclosure; (3) Home sellers who wish they had sold a year or two... 09/14/2009

For teens with cancer and other life-threatening illnesses, the struggle hits especially hard.   Inspired by a remarkable local teenager who faced a tough 13-month battle with cancer, the Alicia Rose "Victorious" Foundation, a non-profit charity, was created in 2002. Alicia's parents were moved to create "Teen Lounges", a place for in-patient teens to escape the rigors of their treatments. Through the passion and hard work of volunteers and supporters like you, we have been able to create over 50 Teen Lounges in 32 states, and service thousands of teens and their families across the country.              As a proud member of the Board of Advisors I invite you to join me as this charity will host it's 7th Annual "Birthday Bash" on Friday, October 16, 2009, at Lucien's Manor Berlin, NJ. T... 09/12/2009

Voorhees, NJ is a great place to live. Lovely homes, both modest and very high-end, but all quite nice; tree-lined streets and excellent schools. There's phenomenal shopping, and cool places to stroll and dine and be entertained, like the Voorhees MainStreet development. And, (drumroll here....) VOORHEES is now MORE AFFORDABLE!!! It also has long been a place where it was difficult to find a single home at an entry-level price point. But that's all changed due to the corrections of the last year in the real estate market. According to research by TrendMLS, the new average price of a Voorhees, NJ home is $259,900; affordable by many standards. In fact, it is a 26.19% drop over the average price of a Voorhees home from 1Q08!  VOORHEES IS A WIN-WIN PROPOSITION!!!  39 lucky people bought ho... 06/20/2009

The media has finally changed their tune!  And their right!  Buy Now!  Why?  Mortgage rates are at a historic low, you can receive an $8,000 tax credit if you purchase now through November of 2009, home prices are more reasonably priced today then 1 year ago!  Just like the stock market, you never know when interest rates will go up or down.  So while many factors are there to benefit home buyers, now is certainly the time to act! You should work with only one Realtor.  A seller has only one Realtor and signs a listing agreement.  Janet Larsen also recommends you sign a buyer's agency agreement with her.  It is important to know someone is working for you and properly informing you of the home buying process every step of the way.  This avoids unwanted surprises that may occur with an i... 04/19/2009

  Please play this prior to reading this post........ You are a mean one Mr. Grinch     Just the other day, I started to follow up with my past clients, those that have bought about a year ago or two that bought using FHA loans as their financing option.   For many of you that don't know what a FHA Streamline loan is, I will be writing about that next week. I did a post about 8 months ago on this, but guidelines have changed since then.   In any case, it's a very simple process. You can basically do two different types of FHA loans : FHA streamline with an appraisal to include all closing costs, as long as the house appraises for more, giving you the room. or a FHA streamline no appraisal, which means that you can only finance closing costs up to the original loan amount.     In any cas... 12/15/2008

Do you need advice on selling a home in Voorhees Township or the surrounding area?  Janet Larsen has the proven experience and track record in your area.  Member of Burlington, Camden Board of Realtors, NJ Board of Realtors and National Association of Realtors.  If you need information on schools and the surrounding areas, contact Janet today.  Call for a free market analysis today at 856-261-6910.  Janet is a NJ Association of Realtors Circle of Excellence Award winner for 5 consecutive years.  She has sold over 30 million is residential real estate and is full time!  Marketing, advertising and negotiation skills are a proven with Janet Larsen.  You will be making the right choice! 10/16/2008

Camden County and surrounding Counties.  Do you need advice on selling a home in Voorhees or the surrounding area?  Janet Larsen has the proven experience and track record in your area.  Call for a free market analysis today at 856-261-6910.  Janet is a NJ Association of Realtors Circle of Excellence Award winner for 5 consecutive years.  She has sold over 30 million is residential real estate and is full time!  Marketing, advertising and negotiation skills are a proven with Janet Larsen.  You will be making the right choice! 10/12/2008

"I want that low rate and no fees that the other mortgage company is offering. And if you can't give it to me, then I'll just go to them or someone else." I don't get those kind of mortgage shoppersthat much anymore. Most of my clients either come from a respected professional such as a realtor, or from a past client of mine, or from reading my blogs. I did wish I knew how to handle them better in the past though, but I guess with years of experience comes knowledge. But one thing that I never changed was that I was direct with my questions to the consumer and what ever I offered, would never be changed once they locked in.   My question to the average consumer out there is how do you shop for your mortgage or your new home.  Do you semi take your time to not only find a good deal, but ... 08/17/2008