Maple Grove, MN Real Estate News

By Steve Wilhelmy
(Keller Williams Classic Realty Northwest)
Townhomes for Sale in Delgany Maple Grove, MN  Find all the current Townhomes for Sale in Delgany Maple Grove MN.The neighborhood of Delgany has a great Maple Grove location! Sitting in the very-upper northwestern corner of the popular Minneapolis suburb, the community is close to the countryside and close to the convenience of major highway access and some of the best shopping and dining in all of the metro area. The nearby subdivisions are; Dunlavin Woods and Madeline Woods to the north, The Village of Rush Creek, Meadow View Estates, and Meadows of Rush Creek to the south, and NorthGlen to the southeast.  About the TownhomesBuilt from 2003 to 2007, these side by side and twin townhomes are 2-4 bedrooms, 2-4 bathrooms, with 2-3 car attached garages.  The finished square footage reall...
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By Steve Wilhelmy
(Keller Williams Classic Realty Northwest)
Houses for Sale in Patrick's Ridge Maple Grove MN Interested in finding Houses for Sale in Patrick's Ridge Maple Grove MN? Follow this link to see if there are any homes for sale currently in this neighborhood. Patrick's Ridge is located west off of Lawndale Ln N just south of Cty Rd 30 in Maple Grove. It is a small subdivision with only a handful of lots, so they can be in high demand. The neighboring subdivisions are Gladstone, Cranberry Meadows, and Hidden Meadows.  What are the Homes Like?The homes in this community are two stories and ramblers built from 1997 to 2000. You will find 2-5 bedrooms, 3-4 bathrooms, and 3 car attached garages. The lots range from a quarter-acre to .33 acres. Finished sq. footage in these homes ranges from 2297 to 5031 in this neighborhood. Lots of space...
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By Steve Wilhelmy
(Keller Williams Classic Realty Northwest)
Houses for Sale in Wicklow Meadows Maple Grove, MN Looking for a Home in Wicklow Meadows?Interested in finding Houses for Sale in Wicklow Meadows Maple Grove MN? Click that link to see the current available homes for sale in Wicklow Meadows. The community of Wicklow Meadows is in a really great spot, within walking distance to Rush Creek Elementary and to Weaver Lake! It's located just south of 89th Ave and east of Cty Rd 101 in the ever popular northwestern suburb of Minneapolis; Maple Grove. The neighboring subdivisions are Gladstone and Copper Marsh to the north and Weaver Estates to the east. What a great neighborhood to raise a family!  What are the Homes Like?The community of Wicklow Meadows has a mixture of home styles, which adds to the neighborhood's unique feel. There are goo...
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By Steve Wilhelmy
(Keller Williams Classic Realty Northwest)
Houses for Sale in Shadow Creek Maple Grove, MN Looking for a Home in Shadow Creek?Interested in finding Houses for Sale in Shadow Creek Maple Grove MN? Click that link to see the current available homes for sale in Shadow Creek. Shadow Creek is a subdivision of Maple Grove located between Rice Lake and Weaver Lake just north of Weaver Lake Rd. What are the Homes Like?Shadow creek has mixed styles of homes. The lot acreage ranges from .23 acres to 1.33 acres with finished sq. footage ranging from 1905 on the small end all the way up to 6900 finished sq. ft. The homes here were built between 1986 and 1997. You can expect to find 3-6 bedrooms, 3-5 bathrooms, and 2-4 car attached garages.  What Schools will the Kids Attend?Living in this neighborhood, your children will be part of the Oss...
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By Steve Wilhelmy
(Keller Williams Classic Realty Northwest)
Condos for Sale in Cranberry Meadows Maple Grove, MN Find all the current Condos for Sale in Cranberry Meadows Maple Grove MN.Cranberry Meadows is a cozy little community of condos located straight north of Weaver Lake between 89th Ave N and 95th Ave N (Cty Rd 30) of Maple Grove. The neighboring subdivisions are the Dalton Commons, Willow Bend of Maple Grove, Centennial Crossings, Hidden Meadows, and Patrick's Ridge.About the TownhomesThere are two different styles of side by side condos here. There is the one level living and the two story living. The two stories are called the Courthomes.  Construction of the condos was from 1998-2000. You will find they have 2-3 bedrooms, 2-3 bathrooms and 2 car attached garages.  Finished sq. footage in these homes ranges from 1,110-3,050. There is...
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By Steve Wilhelmy
(Keller Williams Classic Realty Northwest)
Townhomes for Sale at Highgrove Maple Grove, MNModern Townhomes in a Great AreaThe community of Highgrove sure does have a lot to offer. Located within walking distance of Maple Grove's downtown area which is full of great shopping and great dining, there are three different styles of townhomes here.Interested in finding the Townhomes for Sale at Highgrove Maple Grove MN? Click that link to find all the currently available town homes (all styles) in Highgrove of Maple Grove. The subdivision is located just west of Zachary Ln N, south of Weaver Lake Rd. The neighboring subdivisions are Donegal, Maple Lakes across Weaver Lake Rd, and The Bridges at Arbor Lakes. What Are the Homes Like?Side by side attached townhomes (pictured above) These townhomes are the most affordable of the townhome...
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By David Kosmecki
(American Pacific Mortgage)
Whether you're buying a home for the first time or you've decided it's about time that you upgraded to a larger, more expansive house, if you're making a real estate purchase you'll need to be aware of how much you can reasonably afford to borrow in a mortgage. In today's post we'll take a look at a few ways that you can analyze your financial situation to help decide how much mortgage you can truly afford. Prepare An Honest Monthly Budget: The first step in understanding how much of a monthly payment you can afford is to create an honest monthly budget which includes all of your family's income and spending. Although you won't have to pay them every month, it's also important that you include costs that show up irregularly like car repairs, Christmas gifts or tuition bills as these sti...
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By David Kosmecki
(American Pacific Mortgage)
The stifling heat of July did not penetrate U.S. housing markets according to the S&P Case-Shiller 10-and 20 City Home Price Index reports. San Francisco's sizzling home prices dropped in July and posted its lowest price gains since 2012. According to the Case-Shiller 10 and 20-City Home Price Index reports, month-to-month home price appreciation fell to identical readings of an 0.60 percent increase as compared to a 1.00 percent increase reported in June. Case-Shiller also reported that home prices grew by 0.50 percent throughout the nation. This was the seventh consecutive monthly increase for national home prices. Year-over-year, seasonally adjusted home price growth was lower in July. Both the 10 and 20 city index reports showed a gain of 6.70 percent over July 2013 as compared to J...
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Millennials are finally starting to enter the real estate market after delaying home purchases for several years. With a completely new client base looking for homes, it is time to start making your home more appealing to these young buyers. Millennials are used to using high-tech gadgets every day, so they are going to desire these things in their new home. While there are several high-tech upgrades you can make on your home, these three will appeal the most to young homebuyers. Keyless Entry: Security for the New Millennium Keyless entry doors are becoming a popular way of keeping a home secure while adding that great "wow" factor. These keyless entry systems mean there'll be no more fumbling for keys when all you want to do is get in the door. It may seem like something out of a sci-...
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By David Kosmecki
(American Pacific Mortgage)
If you have been declined for a mortgage, you may think that buying that new home is out of reach. However, there are ways to turn a rejection into an approval and to find a more accessible loan. Here are just a few steps you can take to learn about your loan options and get the mortgage that works for you. Find Out Why The Mortgage Application Was Denied: The first step to getting a second opinion is to find out why your mortgage application was denied. Banks commonly deny mortgages for reasons like a low credit score, a high debt-to-income ratio, or concerns about the applicant's past and present employment status. To qualify for a mortgage, most lenders want to see someone with a credit score of 640, a debt-to-income ratio of less than 43 percent after the mortgage is included and at...
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By David Kosmecki
(American Pacific Mortgage)
While there are differing schools of thought when it comes to whether or not a person should pay off a mortgage before the loan term ends, there may be some benefits to making payments on a bi-weekly basis as opposed to monthly basis. What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks. 1) You'll Make An Extra Payment Per Year: If you're looking to pay off your mortgage ahead of schedule, making bi-weekly payments means you'll make an extra payment every year. Instead of making 12 large payments every year, you'll make 26 small payments. These 26 small payments would be equal to about 13 large payments. This is the equivalent of an extra paym...
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By Eric Helmers, Your Trusted Real Estate Source
(Realty Group, Inc.)
I have to admit.  Houlihan's in Maple Grove was one of my go to places to get a bite to eat or to meet with clients that preferred a beer over coffee when meeting.  Sadly, it was announced that today (10-15-14) would be the last day the Maple Grove location would be open.  We all understand competition and profit margins, but Houlihans was one of the better places to go and was there at the start of the Maple Grove boom.  Now with literally dozens of places to eat in the Maple Grove area, the newest trendy place get's the business and the reliable, well established places slowly disappear as was the case with Champs Americana grill earlier this year.                           During my career serving the Maple Grove areas real estate needs, I've seen restaurants come and go and I'm sure...
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By David Kosmecki
(American Pacific Mortgage)
In some homes, garages are used only for car storage. They may appear to be bare and without real functional use for homeowners. However, other garages may be an envy of the neighborhood - they may have floor to ceiling shelving systems, and they may be the picture-perfect image of organization. With a bit of planning and creativity, you can turn your garage into a much more functional space. Here's how you can make your garage the most useful space in the house. Determine What You Need To Store: One of the most important steps to take when improving the functionality of your garage is to determine which items you need to store. The last thing you want is to invest in a shelving system or cabinets for your garage only to later realize that your belongings do not fit in the features you ...
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Is your credit score holding you back from getting the best rate on your next mortgage? The good news is that there are actions that you can take to increase your credit score and improve the interest rate offered on your next home loan. Here are a few easy and effective tips to help you get your credit score to where you want it to be. Increase The Amount Of Credit Available To You: The easiest way to increase your credit score is to increase your credit limit, as this reduces your utilization ratio. To do this, you can either apply for another credit card or ask a current credit card provider to increase your credit limit. Those who have a stable income and have made their monthly payments on time should have no problem getting an increase of their credit limit. Pay Down The Balances ...
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By David Kosmecki
(American Pacific Mortgage)
If you're in the market for your first mortgage, the Federal Housing Administration may be able to help you. Thanks to the FHA home loan program, you can apply for loan approval before you've found a home that you want to buy - which means you know what you can afford before you start your house hunt. Here's what you need to know about FHA home loans and how they can help you find the perfect house. Pre-Approval: Assessment Includes Employment History and a Credit Check: The pre-approval process can be done over the phone or online in a matter of minutes. All you need to do is find a lender or mortgage broker in your area and start the application process. You'll be asked a series of questions and you'll need to meet several criteria, such as a history of steady employment and consisten...
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By David Kosmecki
(American Pacific Mortgage)
When most people talk about real estate, they envision buying an already-built house on already-landscaped property. However, buying vacant land and building a new home is a great way to ensure that you get the home that you want in the location that you want. It's also a major undertaking, which is why you should take these three considerations into account before you buy any land for your new home. (1). Location, Location, Location: It's More Important Than You Think: People often hear the phrase "location, location, location" and it's a very prudent maxim with buying land. The parcel of land that you buy should be in a good geographic location and on stable ground – which means there shouldn't be any major water sources nearby (like a swamp) and hills should be minimal. You'll also w...
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By David Kosmecki
(American Pacific Mortgage)
When your children are about to step out into the world on their own, you want to help them on their way. This especially holds true when it comes to buying a house. As your sons or daughters prepare to take the plunge into home ownership, make sure they follow three crucial tips that will help them during the mortgage process. Don't Bite Off More Than You Can Chew: One of the biggest mistakes that homeowners make is choosing a home that is beyond their price range. Your children need to remember that they are going to be paying for their home for a long time. A crushing house payment could be difficult to manage. In order to find a reasonable mortgage, you need to look at the numbers. The bank, or mortgage lender, will generally look at a client's income, debt, and the current mortgage...
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By Eric Helmers, Your Trusted Real Estate Source
(Realty Group, Inc.)
How some clients react when sellers don't respond to an offer to purchase right away.                         Answer: If waiting for answers is difficult for you, prevent this by providing a respond by date to your offer to purchase.  Putting a time limit on your offer puts the pressure on the sellers.  Note that you need to be prepared to fold and wait or cancel offer if sellers do not respond by that date.  You could also risk upsetting sellers which could make negotiating on your purchase more difficult.   Looking to buy or sell a home?  Work with a Realtor that understands the nuances of negotiations and can provide you the information you need to make a informed decision.
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By David Kosmecki
(American Pacific Mortgage)
Before approving a mortgage, your lender is going to have to do his due diligence to ensure that you can afford a loan large enough to pay for a house. That means your lender will be asking you several questions about whether or not you can afford a mortgage. Here's how you can prepare to answer these questions in a way that will increase your likelihood of approval. How Stable Is Your Income? Your lender is going to want to know that your income is going to be stable over the life of the loan. This means that you should be able to document steady employment, that investment income is going to be stable or that the alimony that you receive from your former spouse will continue to come in for the foreseeable future. To document your income, you can provide bank statements, pay stubs or t...
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By David Kosmecki
(American Pacific Mortgage)
The work of a real estate agent can make or break how a prospective buyer feels about the property. Now that it's time to sell your home, you want to find the right agent to market it. How do you find someone you can trust who will make you feel confident they can sell your home quickly for the best price possible? Here are the questions you should be asking. Are They Licensed? This one is the easy one. You should be working with a member of the National Association of Realtors®. It is also important that you check whether they have any complaints on record about their practices. You can check with your state's real estate department as well. Are They Successful? A successful real estate agent is more than the number of sales they have completed. You should also find out the average dif...
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