Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will factor in unexpected expenses, such as car repairs, as well as predictable costs such as rent, utility bills, and groceries. Reduce your debt. Lenders generally look for a total debt load of no more than 36 percent of income. This figure includes your mortgage, which typically ranges between 25 and 28 percent of your net household income. So you need to get monthly payments on the rest of your installment debt — car loans, student loans, and revolving balances on credit cards — down to between 8 and 10 percent of your net monthly income. Look for ways to save. You probably know h... 05/12/2012

Gorgeous Savoie Built Waterfront Home in Gated Clipper Estates! Overview Maps Photos Description $447,900 Single Family Home Main Features 4 Bedrooms3 Bathrooms1 Partial BathroomInterior: 2,702 sqftLot: 20,000 sqft Location 1525 CuttysarkSlidell, LA 70458USA To get updates on open home dates and other property events, please click the "Like" button below: Karin Smith Smith Realty Group(985) 707-7624ksmith.realestate@gmail.comhttp://www.propertypromenade.com Listed by: Smith Realty Group Our recent listings Gorgeous Savoie Built Waterfront Home in Gated Clipper Estates!Lot For Sale in Northside SubdivisionWaterfront Lot on Navigable Canal -Eden IsleBayou Front Home on 1.3 Acres Nestled Among the Soaring PinesCharming Downtown Townhouse for Lease! Subscribe to our listing feed Nearby pro... 05/11/2012

          March 15, 2012 - The tally of housing markets showing measurable improvement reached 99 in March, according to the National Association of Home Builders/First American Improving Markets Index (IMI), released today. Currently 33 states (including the District of Columbia) are represented by at least one market on the list. The index identifies metropolitan areas that have shown improvement from their respective troughs in housing permits, employment and house prices for at least six consecutive months. The 99 markets on the March IMI represent a net gain of one from February, with 31 metros being added and 30 markets slipping from the list, due primarily to incremental softening in house prices. Notable new entrants ... 05/09/2012

Just sold in Northwood Forest Subdivision.  108 N. Kings, Slidell, La. 70458.  Sold in 4/23/12 for $128,000. 04/29/2012

Just sold in Eden Isles Subdivison - Lot 547 Moonraker, Slidell, La. 70458 This waterfront property with an amazing view of Moonraker Lake sold on 4/27/12 for $67,000.     04/29/2012

Under Contract! Lot 547 Moonraker, Waterfront Vacant Land with Beautiful view of Moonraker Lake.  Eden Isles Subdivision, Slidell, La. 70458     04/23/2012

David Stewart - Realtor realestatepub.com DIRECT 985-710-1728     Lakeshore Estates Lakeshore Estates Subdivision in Slidell, LA is a gated waterfront community loacted right off of I-10 just minutes for downtown New Orleans. All homes sit on large lots and extra large navigable waterways leading to Lake Pontchartrain. The architecture is mostly made up of French, contemporary, Mediterranean and Traditional one and two level homes. They range in size from approximately 2300sqft to 7000sqft and in price from $500,000 to 1.5 Millon. Lakeshore Estates is a boaters paradise with its quick access to the lake. Its one of the newest most upscale waterfront communities in Slidell. With it being such a new development the elevation is much higher which reduces the risk of flooding. School- Abne... 04/17/2012

David Stewart - Realtor realestatepub.com DIRECT 985-710-1728     The Moorings The Moorings Subdivision is a gated waterfront community located in Oak Harbor in Slidell, LA. It is very convenient to Interstate 10, 11 & 59 and is only a thirty minute drive to New Orleans. The houses range in size from approximately 2300 sqft to 5000 sqft. Mostly traditional, french and contemporary style architecture. It is one of the newest Oak Harbor Developments with a slightly higher elevation than the rest. Its know for it lush landscapes and vacation feel and only minutes to the lake by boat.   Public Schools- Abney Elementry, St. Tammany Jr High & Salmen High For more information about this subdivision or any other please call David Stewart at 985-710-1728 or dstewart.realestate@gmail.com. 04/17/2012

David Stewart - Realtor realestatepub.com DIRECT 985-710-1728     Clipper Estates Clipper Estates Subdivision in Slidell, LA is a gated waterfront community loacted behind Moonraker Island in Eden Isles. All homes sit on large lots and extra large navigable waterways leading to Lake Pontchartrain. The architecture is mostly made up of French and Traditional one and two level homes. They range in size from approximately 1900 sqft to 4000 sqft. Clipper Estates is a boaters paradise with its quick access to the lake and easy communte to downtown New Orleans and Mississippi Gulf Coast. School- Abney Elementary, St. Tammany Jr. High & Salmen High School. For more information about this subdivision or any other please call David Stewart at 985-710-1728 or dstewart.realestate@gmail.com. 04/17/2012

David Stewart - Realtor realestatepub.com DIRECT 985-710-1728     Eden Isles Eden Isles Subdivision in Slidell, LA is one of Slidell's original watefront communities. It provides deep water access that lead to Lake Ponchartrain. Most of the subdivision is a quick commute to the lake and great for larger boats since there are no low bridges to go under. The architecture is a mix of Acadian, Ranch and Traditional and the houses are approximately 1500- 6000 square feet. Its just 30 minutes to the city and very close to shopping, Cross Gates Athletic Club & Salmen High School "Home of the Spartans" School Districts: Abney Elementary/St. Tammany Jr. High/Salmen High School For more information about this subdivision or any other please call David Stewart at 985-710-1728 ordstewart.realestat... 04/17/2012

Slidell Waterfront Subdivisions_________________________________ Clipper EstatesEden IslesLakeshore EstatesPalm LakeRigolets EstatesThe MooringsTreasure Isle   04/17/2012

David Stewart - Realtor realestatepub.com DIRECT 985-710-1728 F.A.Qs Here is a collection of frequently asked questions that I have put together to help you in buying or selling a home. If you have any other questions, not listed here, feel free to call or send an e-mail. By clicking on any of the questions below, you may view the answer. Under Construction     Buyers Can a home depreciate in value? Generally, real property never depreciates in value, or more so, it is not very common for property to depreciate. This is why it's a great investment. Make sure you carefully consider location and community when choosing a home, it can effect the homes future value greatly. If you are in a newly developed area, do some research on the construction of the surrounding areas being developed t... 04/09/2012

 RealEstatePub.com Articles David Stewart - Realtor realestatepub.com DIRECT 985-710-1728 Articles Here is a collection of some helpful and very informative articles that have been put together to help you in buying or selling your property. Under Construction   Buyers Where do You Start? Start with Your Credit! Can You Afford to Buy a House? Why Should You Own a Home? When Buying a Home Determine Your Needs... Sellers Showing Your Home Should You Stay or Should You Go? A Good First Impression Helps Sell Your House Mortgage Fixed or Adjustable? 04/09/2012

David Stewart | ABEK Real Estate | (985) 710-1728 820 Marina Dr Unit 105, Slidell, LA Fantastic Condo right across the street from the Marina http://www.realestatepub.com 2BR/2+1BA Condo offered at $119,900 Year Built 2005 Sq Footage 1,100 Bedrooms 2 Bathrooms 2 full, 1 partial Floors 2 Parking 1 Covered spaces Lot Size 9,999 sqft HOA/Maint $150 per month DESCRIPTION WATERFRONT LIVING WITH NO MAINTENANCE! OPEN CONCEPT 2 BEDROOM 2.5 BATH PRETTY UPDATED CONDO WITH USE OF CABANA AND BOAT SLIP ON DEEP WATER CANAL MINUTES FROM LAKE. NEUTRAL COLORS THROUGH OUT, NICE CERAMIC TILE AND UPDATED LIGHT FIXTURES. UNIT DID NOT FLOOD! COVERED PARKIG AND INSIDE LAUNDRY ROOM. EASY ACCESS TO I-10 FOR COMMUTING. ENJOY YOUR OWN PIECE OF PARADISE AND WATER FRONT LIVING AT A GREAT PRICE. CALL FOR YOUR PRIVA... 04/03/2012

Turner Real Estate Market Reports are the most comprehensive way to determine where the Slidell real estate market is really headed.  The reports are done weekly and distributed to thousands of St.Tammany parish residents.  If your looking for Slidell foreclosures or Slidell Short Sales check out one of our newest sites for a Free list of these homes. www.localnorthshorerealestate.com/results.aspx?custom=24679&propType=SF&featureor=BO  03/28/2012

Testimonials:  Look what people are saying about David stewart as a realtor!!!   "I moved back home and found the condo of my dreams! David helped me find a place close to work to rent and then helped me find the perfect place to buy!!! "I moved back home and found the condo of my dreams! David helped me find a place close to work to rent and then helped me find the perfect place to buy!!! Excellent customer service, great personality, very responsive and highly professional. I'll be contacting him again to sell a rental property. Thanks David!!!! " Ashley- New Orleans, LA Thu Dec 15, 2011 "Six counter offers SIX!!!!! The only reason I got the house of my dreams was because of David Stewart!!! David masterminded Effective negotiation skills throughout the entire time he was my realtor!!... 03/22/2012

Slidell Subdivisions _____________________________________   BelairBelvedere EstatesBreckenridgeClipper EstatesCountry Club EstatesCross GatesCypress LakesEden IslesEastridgeFrench Branch EstatesFrenchmens EstatesHeritage EstatesKensington EstatesLakeshore EstatesMeadow LakeMossy OaksNatures WayPalm LakeQuail RidgeRigolets EstatesEagle PointSpartan TraceStonebridgeSuncrestTanglewoodTanglewood CrossingThe BluffsThe MooringsThe WoodsTreasure IsleTurtle CreekTuscanyWillow Wood   03/19/2012

100% Financing _________________________ Did you know that certain areas of south Louisiana still offer 100% Financing?  Well we do!  In certain rural areas buyers can apply for a USDA Rural Development Loan which allows them to finance 100% of the home.  There are certain restrictions and qualifications.  I'm attaching a link to the USDA's website for all of the speacifics, in this link you can even type in a property address to see if the actual property qualifies.  If you have any questions please let me know and thanks for stopping by!                      -David                                   100% Financing                                   "Click Here"   Email: dstewart.realestate@gmail.comCell: 985-710-1728 "Your Real Estate Connection"   03/16/2012

David Stewart - Realtor realestatepub.com DIRECT  985-710-1728 Whether you are relocating to Slidell, Pearl River, Lacombe or the New Orleans area of course you will want to know more about the area you are relocating to. This information is offered right on this website, such as local school information, weather, and community information. It is very important to work with someone who knows the area where you will be relocating to very well. Complete the form below to receieve information about the area including homes for sale in the area, demographics, and schooling. -David To whom shall I send this information? First Name: * Last Name: * E-mail Address: * Daytime Phone: * Evening Phone:   Where will you be moving from? Address: * City: * State: -Select- ALABAMA ALASKA ARIZONA ARKAN... 03/09/2012

David Stewart Agent Real Estate Professional   Check out my new Hotpads profile!!David 02/28/2012