RISMEDIA, December 21, 2009-It's easy pickings out there for many potential homebuyers. Housing prices are at their lowest in more than a decade, inventories are high, analysts are predicting a new wave of foreclosures and the government is offering two substantial tax credits for which many homebuyers qualify. But bargain buyers beware, warns Vince Mastronardi, whose property preservation business has been busy preparing foreclosed homes for sale. "Buyers need to educate themselves about the potential pitfalls of purchasing distressed property," says Mastronardi, president of On-Site Specialty Cleaning & Restoration. "It's not so much what damage occurred, but the source of that damage and how long before the problem was addressed." These 10 signs may indicate that trouble is around th... 01/20/2010

It's been said before but is definitely worth repeating.....a Buyer Consultation is mandatory if you want to show fewer homes and have Buyers love it.  I recently worked with a customer that was referred to my team from a fellow Keller Williams agent in Madison, Wisconsin, Amy Bresser. Amy referred her cousin to us and not only was he a joy to work with he knew exactly what he wanted and I was able to help him find it the very first day we looked houses.  As a matter of fact, we only looked at 4 houses after he met me in our office for a Buyer Consultation. I was able to take the information he gave me and narrow our search from the 4000+ active listings in Bay County, Florida down to a handful of listings that met his criteria. This, by the way, is only possible when an in-depth one-on... 01/13/2010

 63 hr Pre Sales Associate Class starts January 15, 16, 17 - 22, 23, 24, 25  / Cost $249.00  includes Book - 72 Hr. Pre Brokers Class starts January 11, 12, 13, 14, - 18, 19, 20, 21 / cost is $329.00  includes Book       UP COMING CLASS SCHEDULE    Captain Wayne Rowlett, School Administrator and Instructor             Welcomes you to the finest in Real Estate Education.     Course Books are Included in the cost of each class.      Payment arrangements are available to suit your needs.     I look forward to helping you further your career.  Feel free to call me with any questions.        850-547-1333        Enroll Here          Quick Links...                Class Location    Bay County Association of REALTORS®, Building 1123 Harrison Avenue   Panama City, FL       63 Hr. Pre Sales Associ... 01/10/2010

Lynn Boyd of Keller Williams Success Realty and the Payne Group has achieved 100% commission status with Keller Williams!!!!!  Join me in congratulating her for her success!!! LynnBoyd@kw.com For those not familiar with the Keller Williams commission structure, a portion of the agents total commission is paid to the broker until the agent has paid their commission "cap" .  The anniversary date of the agent is the date that the "caps" reset every 12 months.  Lynn worked hard to be able to get 100% commission for the next 5 months!!! Good job Lynn! 01/07/2010

The Payne Group is expanding, 2010 is going to be a great year! We are proud to announce the addition of Jennifer Ethridge to our team.  Jennifer is our marketing director, responsible for our online and offline marketing and creative design.   She comes to us with a degree in marketing from the University of Alabama (Roll Tide) and with many years in the hospitality, property management and real estate industry. Oh, and she is an aspiring chef! :) Stay tuned for great things to come from our team, we are poised to be the top selling team in our local market.  If you are a buyer, seller, or agent, come see what The Payne Group can do for you! If you need to sell your home, give us a call, we can help!  850-392-1770 or visit www.PanamaCityHomeValues.com All Panama City listings, all the ... 01/06/2010

Commercial Real Estate investors in Panama City and Panama City Beach have some hurdles to jump in 2010. Commercial loans are coming due and values have decreased over the last 12 months. Investors are being forced to come up with additional equity to renew loans. However, I believe Panama City / Bay County will be the first real estate market to turn around. The new international airport, widening of Highway 79, widening of Highway 77, realignment of Highway  331 near Freeport, are a few projects that are attracting national companies to Panama City.  We all need to thank our State Representative, Jimmy Patronis, for going such a good job. Thank you Jimmy! 01/05/2010

FREE FLORIDA PRE-SALES ASSOCIATE REAL ESTATE COURSE FOR OUR TROOPS! Rowlett Real Estate School would like to show its appreciation and gratitude to the members of our Armed Forces who have served our country in Iraq or Afghanistan, by offering this free career opportunity to become a licensed Real Estate Associate. For More Information  Click Here     We are proud to provide "for free" the Florida classroom 63 hour Real Estate course for those who have served in Iraq or Afghanistan.  We will also extend this offer to the spouse of any member of the armed forces who is currently serving in Iraq or Afghanistan. To qualify for this free course, students must have served in Iraq or Afghanistan in a branch of the Armed Forces. These may include Army, Navy, Air Force, Coast Guard, National Gu... 12/27/2009

FDIC closes 7 more banks brings total to 140 for this year. The bank closings include:   First Federal Bank of California Bank's failure is expected to cost the FDIC $146 million   Imperial Capital Bank  Estimated to cost the FDIC $619 million.   Independent Bankers' Bank The closure is expected to cost the FDIC an estimated $68 million   New South Federal Savings Bank The Alabama bank's failure is expected to cost the FDIC $212 million   Citizens State Bank in New Baltimore, Michigan The failure will cost the FDIC an estimated $76 million   RockBridge Commercial Bank in Atlanta, Georgia  expected to cost the FDIC $124 million.   In Panama City,FL  Peoples First Community Bank was shut down The closure will cost the FDIC an estimated $556.7 million   The FDIC is raising its 2010 budget ... 12/26/2009

December 23, 2009 Ability is what you're capable of doing. Motivation determines what you do. Attitude determines how well you do it. ~  Lou Holtz December 24, 2009 If you don't go after what you want, you'll never have it.  If you don't ask, the answer is always no.  If you don't step forward, you're always in the same place.  ~  Nora Roberts   December 25, 2009  Have a  Very Merry Christmas!   ***************************************************************************************  Rates are still low and home prices are affordable. Please give me a call so we can start your new home search today!    Lynn is a licensed Realtor in Florida and Georgia.          12/23/2009

Captain Wayne Rowlett and Rowlett Real Estate School would like to wish everyone a Merry Christmas and Happy New Year!   Captain Wayne Rowlett offers you the finest in Real Estate Education and Marketing Tools for the Real Estate Professional all in one place. Whether you are a Real Estate Professional or an Individule, The Captain has the Marketing tools to meet your needs. Whether you are a buyer or a seller, an Agent or an Individule, The Captains Real Estate Education and Marketing Center will help you achieve your goal. (Click on The Link of your Choice) Sell More Property with a Professional Website You Control Captain Agent will generate you more leads, showcase your listings, help you reach more buyers, and close more sales. Your listings are automatically syndicated to the top ... 12/19/2009

Home Buyers Tax Credits Expansion & Extension - What Does It Mean?       Recent legislation not only extended the popular home-buyer tax credit - it expanded it."The Worker, Homeownership, and Business Assistance Act of 2009," signed by President Barack Obama, will allow certain, select existing homeowners to take advantage of the credit.  Under previous rules, the homebuyers' tax credit had been only for prospective homebuyers who had not owned a principal residence during a three-year period prior to purchase. Eligibility Defined:     A first-time home buyer is defined as an individual who has not owned a principal residence during the three year period prior to the purchase.  For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse. For... 12/11/2009

Captain Wayne Rowlett and Rowlett Real Estate School would like to show our appreciation and gratitude to the members of our Armed Forces who have served our country in Iraq or Afghanistan, by offering "for free" the Florida classroom 63 hour Real Estate course. We will also extend this offer to the spouse of any member of the armed forces who is currently serving in Iraq or Afghanistan.  http://www.captainwaynerowlett.com/   Visit our website at www.rowlettrealestateschool.com for a complete class schedule.  The Rowlett Real Estate School is one of the leading real estate schools in Florida. We provide state approved courses online, in the classroom and on CD-ROM for pre, post and Continuing Education (CEU) for the Real Estate industry and many other professional state licensed occupa... 12/09/2009

Capatin Wayne Rowlett, Rowlett Real Estate School and Staff would like to wish everyone a Happy Thanksgiving.  Visit CaptainWayneRowlett.com for a full line up of Real Estate Marketing Tools for Real Estate Professionals.  With our Real Estate Marketing Tools you can build a professional website through Captain Agent, search and list proplerty on CaptainMlS, and purchase your Domain Name at Captain Domain.  www.CaptainWayneRowlett.com is your one stop real estate marketing tool resourse center.                                                 Sell More Property with a Professional Website You Control!  Captain Agent  will generate you more leads, showcase your listings, help you reach more buyers, and close more sales. Your listings are automatically syndicated to the top real estate por... 11/26/2009

I would like to take this opportunity to Thank Bay County for supporting Rowlett Real Estate School and say that we had a great great turn out for the 63 hour Pre Sales Associate Course with a 100% passing rate!  This class was a joy to teach and I look forward to teaching our 63 hour Pre Sales Associate class and our 45 hour Post Sales Associate class in January.  Along with our upcoming Pre and Post Broker classes, January and February 2010 will be a busy month.  Classes will be held at the Bay County Association of Realtors Building in Panama City, Florida.  If anyone is interested in our upcoming classes visit www.ourclassschedule.com. or www.RowlettRealEstateSchool.com or call Captain Wayne Rowlett at 850-547-1333 "Career Opportunity" FREE FLORIDA PRE-SALES ASSOCIATE REAL ESTATE C... 11/20/2009

This is to all the active military and retired veterans.  Thank you for defending, loving and protecting this country and the freedoms that we take for granted. Please don't think that one day of thanks and recognition is all you deserve. 352 days of praise every year is not enough thanks for all you do. God bless you all!   To my Daddy.... Thank you for serving and defending our country. I love you and miss you so much. I hope I live to make you as proud of me as I am of you.  Rest in peace Daddy,  I love you.        Lynn is a licensed Realtor in Florida and Georgia.           11/11/2009

Looking for specific and real time information for Panama City Real Estate including all of Bay County, Florida?  School information, restaurants, hospitals, shopping, demographics, everything you would want to know about your potential home purchase.....  just a click away at Panama City Real Estate Market Information This page is also available at www.KnowPayneKnowGain.com Call us today!!  850-392-1770   11/07/2009

The best part about selling in a buyers market is that once you close you can take part in the low interest rates and low prices of homes today and make up what seems to be a loss. Here is what happened with my recent customers. We just closed yesterday and they got a home that was almost twice the size of their previous home for about the same monthly payment. They paid approximately 5k to buy a new home with a lot more square footage that would accomodate their growing family. Oh and did I mention that they bought their previous home in early 2006? Not everyone is upside down and just like these customers, you too can take advantage of the market. If you have been waiting to buy your dream or if you have outgrown your current home, now is the time to upgrade. You might find that the h... 10/30/2009

I would like to introduce my friend and trusted handyman, Donnie McDuff of McDuff Services.  If you need any work performed on your home, I highly recommend that you talk to Donnie.   McDuff Services Specializing in over 25 years or qualityResidential Repairs * Upgrades * Carpentry Donnie McDuffEmail tuff01@bellsouth.net850-772-4308 Call us to find that fixer upper at 850-392-1770 or visit www.KnowPayneKnowGain.com to see all Panama City properties for sale.     10/24/2009

Laryngitis = the kiss of death for a real estate agent. I've got to get better NOW.  Anybody out there have any home remedies (tried and true) for laryngitis?  I have people I need to talk to and I can't.  I need to talk!!!!! Thanks in advance for your help! Lynn is a licensed REALTOR in Florida and Georgia 10/24/2009

Looking for the BEST FISH TACOS anywhere? Panama City's Los Antojitos has the best fish tacos this side of Baja. For the really hungry, come in and try out the 5 pound burrito!   10/21/2009