HI:  I am a residential mortgage broker representing roughly 35 different lenders in NY. Right Trac Financial Group, Inc. . NMLS# 2709  is licensed in VT, NH, FL, ME,RI, MA & CT.  I am convinced that we work miracles.  Many of my clients come from other lenders that are unable to provide the loan.  It is very fulfilling to help someone that has given up their dream of purchasing a home.  I love working with the downtrodden or the person that needs something positive to happen.  I was told that you had to be good at Sales to be a Mortgage Broker, but I have learned that you really just have to care about your client.  No sales needed!