Sheryl Arndt's (Under640FicoScoreLoans4U) Blog

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Mortgage and Lending - NMLS#297251 BRE#01140252
RECENT BLOG POSTS
  FHA Mortgage Insurance premium has been lowered from 1.35% to 0.85% as of today 1-26-15 Streamline refinance your FHA mortgage to lower your mortgage insurance today. HUD just recently reduced the monthly mortgage insurance premium from 1.35% of the loan amount to 0.85% of the loan which could ...
02/04/2015
WHY RENT when you can own paying less than rent in many cities?  You can qualify for an FHA mortgage with a minimum 500 fico with 10% down or FHA 3.5% down or as low as 1/2% half percent down with a minimum 580 fico score in California. You can buy your rural dream home with Zero Down USDA Rural ...
01/19/2015
Have you been declined or have credit issues?We can help with credit repair and work directly with the bureaus to get items cleaned up within a few days to a 45 day fico repair at no cost. Our FHA loans are available from minimum 500 fico with 10% down,  minimum 580 fico score FHA 3.5% down, FHA...
01/19/2015
How Do I qualify for a home loan in CA? How do I qualify for a home loan? Qualify in minutes... Yes, It all depends on your fico scores, amount you want to invest into the down payment, closing costs and debt to income ratio's. It only takes a few dozen questions to qualify you in minutes. Once y...
01/19/2015
This is an FHA home loan structured to help the low to moderate income to be able to purchase a home with minimal out of pocket with the minimum of 580 Fico Score. If you are short of down payment and or closing costs, this is the program to assist with down payment and closing cost with premium ...
01/08/2015
We can help with credit repair/advice and assistance at no cost. You will need a minimum of 580 fico to qualify for 1/2% down purchase loan anywhere in CA. You may qualify FHA with fico scores between 500-579 with 10% down but with a minimum 580 fico scores may qualify for 3.5% down or as low as...
01/08/2015
Great news in mortgagee letter from HUD EFFECTIVE 8-16-2013. You may qualify FHA only 1 year from BK, short sale, foreclosure, deed in lieu.   FHA is continuing its commitment to fully evaluate borrowers who have experienced periods of financial difficulty due to extenuating circumstances. As a r...
01/01/2015
STATED INCOME LOANs are BACK! 8-13-2014Yes the stated income loans are back again. You may qualfiy with a minimum 700 fico score and minimum 20% down for a truly stated income with verified assets, SIVA loan. This is currently available for self-employed only but will open the guidelines very soo...
01/01/2015
203k LOANS may work for you.*203k Purchase loans can be used to buy those homes that need repairs to qualify for financing. The Streamline 203k is for the repairs needed such as carpet, paint, appliances, granite, minor repairs between 5k and 35k and can close within 45 days. If there is more ext...
01/01/2015
   The Road To The Perfect Purchase Loan!  Sheryl Arndt 760-486-4225 What are the loan program perimeters you are trying to fit?   What are your fico scores? Are you looking for FHA, Conventional, USDA Rural loans? Are you a Veteran? I am a Navy Veteran. Are you looking for a low out of pocket ex...
01/01/2015
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Sheryl Arndt

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