Mortgage Musings

As many of you have seen on TV or in print, our financial markets have had an upheaval lately. A lot of this has to do with the real estate market and its current cycle of self-correction. Over the last 5-6 years real estate prices have sky-rocketed, lenders have relaxed lending standards, and mi...

As many of you have seen on TV or in print, our financial markets have had an upheaval lately. A lot of this has to do with the real estate market and its current cycle of self-correction. Over the last 5-6 years real estate prices have sky-rocketed, lenders have relaxed lending standards, and mi...

After you have negotiated your best deal, you can still get up to an additional $10,000 Cash Reward when you work with one of our approved Real Estate agents. This is in addition to and ouside of any seller help or cash back you may receive from the sales transaction.To find out what agents are o...

After you have negotiated your best deal, you can still get up to an additional $10,000 Cash Reward when you work with one of our approved Real Estate agents. This is in addition to and ouside of any seller help or cash back you may receive from the sales transaction.To find out what agents are o...

If there is one thing that this recent real estate and mortgage slump has silently underscored, lower-income and credit challenged consumers are being dealt a bad hand.It seems that fortunes are made on the backs of those who can least afford it. Why do you suppose that is?I understand that there...

According to an article posted on RealEstateJournal.com, Fannie Mae and Freddie Mac are set to start buying subprime loans from major lenders. Theoretically, this will allow subprime lenders to offer a better selection of loans to credit challenged borrowers. Instead of the 2 or 3 year ARMs, ther...

How many of us have seen these commercials care of Ditech, Greenlight, and Quicken?More and more people are being seduced by these commercials. Just this week I had two clients relay to me horror stories of dealing with these type of companies. So, I went out to look and see what other stories I ...

What I am about to write here does not constitute tax or legal advice. But, you darn sure better get some if you find yourself in this situation.My phone rang at 6:30 this morning. It was my father informing me about his latest tax "discovery".My parents bought a house in Delaware back in 1991 an...

I was asked to take my original comments on the blog Part II, When is an apology enough? by Aziz Abdur-Ra'oof and post them on their own. For those who read it, I will expand this a little. The expanded portions are in italics."Don Imus calls Rutgers basketball team.....blankety blankety blank......

As many of you have seen on TV or in print, our financial markets have had an upheaval lately. A lot of this has to do with the real estate market and its current cycle of self-correction. Over the last 5-6 years real estate prices have sky-rocketed, lenders have relaxed lending standards, and mi...