Inside Arizona Mortgage Lending

How can I help make your Arizona mortgage process easier? 1. First and foremost, buying a home is in the top 5 most stressful things one will do in their lifetime.   I certainly do not expect you to understand what, when, why and how.  ASK! Call. E-mail or to make it a bit easier there is also a ...

Arizona mortgage rental property home insurance tips: First, THANK YOU to Loel Weatherly! My favorite American Family Insurance Agent!  He has provided me some important pointers when it comes to home insurance for those of us that call ourselves landlords.  From Loel Weatherly, American Family I...

First, I know this has nothing to do with the insides of the mortgage business.  However, a good pointer I could not pass up. I have tried everything to get the stains out of my WHITE carpet.  I rented a carpet cleaning machine and even purchased the spot remover. Nothing worked. HOWEVER I rememb...

In researching some information through the Arizona Department of Real Estate,  I found a handy Buyer Checklist!  You can find it here: http://www.re.state.az.us/PublicInfo/PropertyBuyerChecklist.aspx This checklist has infomation on: New homes in a Subdivision.......specifically to reading the c...

First, my thoughts and prayers go out to all the individuals impacted by the devestating Wallow fire in Greer, Arizona. Interesting turn on this fire.  Due to the massive amounts of vegetation that has been lost, homeowners should consider flood insurance. Why? The vegetation was what handled the...

Great photos tip for listings in MLS...   I went to a continued education class last week that I learned a great tip on labeling your pictures in MLS something other than "living room" "dining room" etc. First, I know! It's a miracle that I learned something.  The CE classes typically are so bori...

AZ Mortgage Question of the Day: Can an investor buy a property from Fannie Mae and then sell it to a new buyer using HomePath financing? Sorry. The answer is No. Fannie Mae properties are offered with special financing called HomePath financing.  This allows for a buyer to purchase the home dire...

AZ Mortgage Question of the Day: Can I use money from my Home Equity Line of Cfredit for a down payment on an investment property purchase? Yes. Yes you can!  Couple of things: 1. Along with meeting the other investment property qualifying requirements, you need to be able to qualify WITH the new...

In Arizona, as in most places, if you are a first time home buyer, you can be overwhelmed with the process of purchasing a home. Here is a bit more guidance: First, when your realtor says "Location.Location.Location." Just trust them.  It is critically important.  The bottom line is, you can chan...

Remember, the law states you can get a FREE copy of your credit report annually!  Through the Fair and Accurate Credit Transactions Act (FACT Act) consumers are entitled to receive a copy of all three credit reports, annually, for free.  You need only go online to: www.annualcreditreport.com Ente...