Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 1
  When buying a business you want to make sure the business is cash flowing (after all the write offs), that the last 3 years of tax returns shows gross sales have either stayed the same or gone up, and lastly the value of the business is what the seller thinks it is worth.  Many sellers over val...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Do you Want to get up to $10,000 back on your SBA Business Loan?       Appraisals FeasibilityStudies  Valuations EnvironmentalReports OFFER Ending SOON! Do you Want to get up to $10,000 back on your SBA business loan? By popular demand, we are extending our offer of up to $10,000 back on prepaid ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 2
 $760,000 Daycare Purchase with damaged credit…. Type? This borrower ran a successful daycare and wanted to buy a vacant daycare building and open a second location.  The problem was she had derogatories on her credit and her score was too low for banks to do on an SBA Loan.  But we leveraged the...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
We close a lot of loans. But through the years, franchise financing has been a staple of our business. As I crunch the numbers, franchise financing is consistently 30% or more of our business and last month was no exception. cc: by https://flic.kr/p/5nsvzzWhy would a business choose us for financ...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/pr9uBS   The Place to Go For SBA Loans - Period!!!!  We have long been known as the place to go when the banks say... "no". With our NEW LOWERED RATES-WE ARE THE PLACE TO GO FOR SBA 7A LOANS-PERIOD! Real estate based 7A loans now have rates as low as Prime +1.00% AND WE...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
 Minority Loans cc: by  https://www.flickr.com/photos/usdagov/18053793763/in/photolist- $760,000 Daycare Purchase with damaged credit....This borrower ran a successful daycare and wanted to buy a vacant daycare building and open a second location.  The problem was she had derogatories on her cred...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
Trusted Mortgage Adviser Needed Now More Than Ever  If you've been involved the mortgage or real estate business for any period of time you've heard the term "TRUSTED MORTGAGE ADVISER".  A lot of loan officers have used it as a marketing catch phrase.  Who would not want a trusted mortgage advise...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 0
The value of residential real estate in the United States post "Great Recession" declined significantly. In fact some reports say 70% of residential properties witnessed a value reduction.Mortgage Insurance and Private Mortgage Insurance:Mortgage Insurance (MI) or traditional Private Mortgage Ins...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 25
  How Financing Options are Affected by the Rise & Fall of Federal Reserve Interest Rates    My phone is ringing off the hook these days ...The latest move by the Federal Reserve has garnered lots of attention and piqued the interest of many.  Many of my callers are wondering:   Have mortgage int...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
cc: by: https://flic.kr/p/8HUqMw Stated Commercial Loans are loans that do not show income on the tax returns and show their income by stating the income via P&L. It is a fast-growing and rapidly expanding part of the commercial mortgage marketplace with new sources coming to market every few mon...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
   cc: by: https://flic.kr/p/8HUqMw ... are an Alternative Loans? You may have heard of Alternative Commercial loans or Alt-A loans and wondered, what are those? Alt-A loans are loans that just miss the bank type of financing but are too good to be thrown into private money. It is a fast-growing ...

By Patty Clark, Helping Families Move with Care
(Morningside Homes, LLC 720-231-5200)
Comments 2
You don't have to watch TV for long before Tom Selleck, Henry Winkler or Robert Wagner will tell you why seniors should consider a reverse mortgage.  However, there are a seniors who are resisting the conventional wisdom of having their home paid for and opting for a mortgage with payments on th...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s scheduled economic reports included readings on inflation and consumer sentiment. Weekly readings on mortgage rates and new jobless claims were also released.Inflation Holds Steady in FebruaryThe Consumer Price Index rose 0.10 percent in February and matched January’s reading. Analyst...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
If you're living in Canada or are planning to move there, you might want to know how you can lock in a great rate for a mortgage. A mortgage essentially allows you to purchase a piece of property without necessarily having the money for it outright. Instead, you make payments to the bank or lende...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
https://flic.kr/p/8TF7opThis is for an INVESTOR seeking Luxury Investment Home Bridge Loan. Criteria $1,000,000 to $15,000,000 Investment Super Jumbo Lender Residential collateral only – SFR, Condo, 2-4 Units. Major metropolitan areas. AZ, CA, CO, ID, NV, OR, TX, UT and WA only. Non-Owner Occup...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
https://flic.kr/p/tQK3c Eligibility for Construction Apartment Refinance In an effort to preserve and expand the supply of affordable and workforce housing, the U.S. Department of Housing and Urban Development (HUD) has announced a major change to the FHA Section 223(f) program eligibility for co...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 1
 cc: by: https://flic.kr/p/dy9tto Viruses and Commercial Interest Rates….. The stock markets around the world got rocked last week….they say it is over fears of the Coronavirus. In truth, it is not really the virus that is the fear…it is the fear of the unknown…what economic impact will this have...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 2
https://flic.kr/p/fVzKaNMobile Home Park LoansWe specialize in providing mobile home park loans for investors looking to purchase or refinance their mobile home park. Unlike the banks offering 15-year or 20-year amortization, we offer up to 30-year amortization. We have Fannie Mae, Freddie Mac a...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 2
Stated Income Commercial Loans for investors or business owners that do not want to provide tax returns.  -- Wishing You the Best,Karen Schimpf   e: KarenSchimpf at gmail.coms:  https://www.linkedin.com/in/karenschimpf/w:  www.applycommercialloans.com/ m: 512-354-5949 P.S.  I specialize in helpin...

By Karen Schimpf, When the Bank Says No, I CAN Get Your Deal CLOSED!
(Commercial Capital Ltd.)
Comments 0
Four reasons a 30 year fixed commercial loan could be a better solution for your business than SBA loans. -- Wishing You the Best,Karen Schimpf   e: KarenSchimpf at gmail.coms: https://www.linkedin.com/in/karenschimpf/w: www.applycommercialloans.com/ m: 512-354-5949 P.S. I specialize in helping f...