Ok, you're in the market to purchase a home. Next step is that you'll want to go to a bunch of open houses or have your realtor set up appointment to view homes for sale.You pull up to the curb and there it is - the home of your dreams. Calm down. Take a deep breath and start again. The hardest thing to do when looking for a home is to remain objective. It is easy to fall in love with a home's appearance, but it's very important to look beyond the window dressing.Here are some things to consider when looking at a home:General upkeep First appearances do count. Is the home dirty and cluttered? Are the lawns uncut? Are the walls chipped and in need of paint? If the owner hasn't bothered to keep the house looking clean and attractive, what problems are lurking below the surface?Water leak... 08/08/2007

Mortgage Comparison Compare different options within the same mortgage. You can compare a change in interest rate, amortization, payment frequency, increase of payment, term, etc. What you will be able to determine is your total savings in interest during term of mortgage and over the entire amortization period.  Mortgage Comparison Estimator Voted the best on-line mortgage tool by Money Sense magazine, HLC's Mortgage Calculator is designed to help you compare different options within the same mortgage.  Click Here If you need more assistance about mortgages, call me today and I can provide you with information to contact one of my mortgage consultants or finanicial planners. Call Lisa Tollis at 905 574-4600 05/17/2007