Perry Hall (Nottingham, MD)
By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Mortgage Interest Rates Here is about where the rates stand this week (first week of December 2020) 2.750% for a 30 year fixed rate conventional loan; 2.375% for a 15 year fixed rate conventional loan; and 2.375% for a 30 year fixed rate VA or FHA loan.  To give you more perspective on what this means, you may want to think in terms of how much your monthly payment would be.  For a 30 year conventional loan with a fixed rate of 2.750%, your monthly payment would be $4.08 for every thousand dollars that you borrowed.  So the monthly payment for a $250,000 house would be 250 x $4.08 or $1,020.00.  This includes principal and interest.  It does not include property taxes and property insurance. If this tempts you to think about buying, then contact me so that we can discuss it further or g...
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By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Check Your Spam Folder; It Might Have Something WorthwhileThe other day I prepared an offer for my client.  Before I sent the email off to the listing agent, of course, I had to decide, if I wanted it to go to their primary email folder or to their spam email folder.I doubted that this low ball offer would be accepted so I just checked off for it to go to the listing agent's spam folder.Now, you are probably wondering where is this check box that allows for you to check primary versus spam.Let's back up a moment.  There is no check box that determines whether an email goes to someone's primary email folder or to their spam email folder.Also, I would never give any less effort to any offer that I submitted.This raises a question.  Does anyone send out emails with the intent that they wil...
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By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Next Door Heroes Program  Next Door Heroes Program for Front Line Workers.   Buy or sell your home with Ron Trzcinski of Century 21, The Real Estate Centre, and receive an eGift Card good at Home Depot for $200 to $1,000 depending upon the price of the home.   Ron Trzcinski Century 21, The Real Estate Centre 410-935-5844 Direct rontrealestate@gmail.com
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By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
The Corona Virus is not a Computer Virus Of course, everyone knows that the corona virus causes disease in humans, while a computer virus causes disarray in computers.  But what is the point? As it relates to home buying and home selling, while there is a concern about coming into contact with the corona virus and getting sick, the majority of a real estate transaction, from start to finish, is done online where the corona virus has no powers. The primary method to sell most houses in today's market is by advertising the house online.  There are thousands of websites that do just this by being the vehicle for displaying tens of thousands of houses.  The basic information and much more about any given property is found online. The online data for any given property which is for sale will...
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By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Is It Hard To Sell A Two Bedroom House? According to data provided by the U.S. Census Bureau the average number of people occupying a house in the United States in 1850 was just over 5 people. Over the years that average number of people occupying a house has steadily declined. Even during the baby boom, that number was significantly lower at an average of 3.36 people per house as compared to the over 5 average of 1850. Nevertheless, even with declining numbers, if we stopped with these numbers, then we could see how the idea that it is difficult to sell a 2 bedroom house could have developed.  The people could not easily fit into the house. However, that average number has continued to decline such that the average number of people per house had gone down to 2.52 people in 2019. This n...
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By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Outsideless House What is an outsideless house? I am not sure, but apparently they exist, based on what I have seen on the multiple list and some other sites. There it is listed with 30 photos, none of which shows an outside to the house.  Many multiple list sites, by the way, allow for up to 50 photos.  In fact, they state, in their rules for posting houses, that the main photo should be of the exterior of the house. Even a condominium has an outside, although owned as part of an association. But, these outsideless houses are not condominiums. You would think that such a structure would be impossible, however, there are numerous of these new age homes being advertised on the multiple list. Whether a home is a townhouse, a duplex, a quadruplex, or part of an apartment or a condominium c...
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By Ron Trzcinski, 410-935-5844
(Century 21, The Real Estate Centre, 410-665-0200 Office)
Unemployment Rate The unemployment rate has been going down and it is currently at historically low levels. One might presume, and to some extent correctly so, that this is related to the creation of jobs. In recent times, the economy has been adding, on average, just over 205,000 jobs per month. The unemployment rate is easy to calculate. To determine the unemployment rate the number of unemployed people is divided by the number of employed people plus the number of unemployed people and then multiplied by 100 to show it as a percentage. There are people who could be employed, but who are not considered among the unemployed because, for whatever reason, they have taken themselves out of the employment market. The reason for being taken out of the market could be that they have chosen t...
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Nottingham, MD Real Estate Professionals