Fort Walton Beach, FL Real Estate News

By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Welcome to Goofy Golf Goofy Golf in Fort Walton Beach, FL. has been operating since 1958. For the last 50+ years, families and friends have enjoyed the fun and "goofy" atmosphere of our miniature golf course. They have 2 courses that have 17 holes each. The 18th hole is the "Snakes Mouth", and is shared by both courses. Visit our famous T-Rex that you see to the right on our website.  His name is "Hammy". He has been with Goofy Golf since the very beginning, and, after a brief makeover, stands proudly at 23 feet tall! So what are you waiting for? Bring the whole family and experience Goofy Golf once again.
Comments 1
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Gulfarium Marine Adventure Park Don't forget to visit the Gulfaruim Marine Park this summer.  This is something the entrie family will enjoy.   1010 Miracle Strip Pkwy SE, Ft. Walton Beach 32548850-243-9046www.gulfarium.cominfo@gulfarium.com   Come snorkel with stingrays and sharks, feed penguins and watch otters play at Gulfarium Marine Adventure Park. Featuring dolphin and sea lion shows, the marine park is also home to seals, turtles, alligators, harbor seals and more. Become a VIP trainer and work side-by-side with the staff to learn what it takes to train and care for marine mammals. Don't leave without getting a kiss from a harbor seal.
Comments 7
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
So here is the scenario: You are buying a house for 177,000 and your funding  fee for 2nd time use of your VA Eligibility will cost 3.3% of the purchase price, so that’s an additional $5840 you are rolling that funding fee into the loan. That makes the loan $182,840, more than the contract price! But house appraised today for only $180,000!   Will you be approved if the loan amount is greater than the appraisal even though the actual “sales price” is less than the appraisal?Actually a really good question,that many people may be wondering. So what you need to know is the bank won’t give a loan for more than what the property appraises for.  But your VA funding fee is not a part of that appraisal value, whether it’s your first, 2nd or more use.  It’s actually a VA allowable fee added on ...
Comments 3
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
We have all been in these situations more than once.  If this isn't the funniest thing, I came across this video and had to share.  It will be okay to LOL and to talk to the screen as you are watching this, because you already know the words...http://lightersideofrealestate.com/real-estate-humor/what-real-life-would-look-like-if-email-were-real-life
Comments 2
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
Yeah Not!!Well, at least that's what the Mortgage Broker said in a recent blog post about banks not offering or advertising the best rates.  I'm gonna go with "I disagree for $200 Bob"If you are a first time home buyer, and happen to meet Before you are referred to a tried and true list of lenders by your you may be lured into a false sense of   and "of course I know what I'm doing". And the sound of "it's only 2% doesn't sound bad.  Borrower beware, that's 2% of a $200,000 home. Yes that's $4000 of what you were saving to use towards your house, has now been promised to "you know who" for doing something you can do... pick up the phone.It doesn't go towards the downpayment or closing costs, just in "you know who's pocket"  AND to add insult to injury you will still have to the lenders ...
Comments 2
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
 Realtors might generally agree that TUESDAY’s are the best day of the week to begin the buying process. Why Tuesday? Think about the other days for a moment, and what you are normally doing... As everyone is settling back into their work-week routine, they are better able to focus once their weeks schedule is in place.  Additionally, making the offer on a Tuesday allows for several days of negotiating before people get into weekend mode, and then you are faced with the anguish of waiting for an answer to your offer over the weekend and into the following week.  (Which also puts your offer at risk by allowing other offers to come in over the weekend).  Can you feel the knot in your stomach?So I look forward to hearing from you on Tuesday!
Comments 1
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
Many people may not be aware of all of the benefits provided for our Veterans.  I'll admit, as a Veteran myself,  I don't know either.  A new update was recently posted regarding healthcare, so I thought as we recently observed Memorial Day I would share this important update with you.  The Department of Veterans Affairs (VA) medical centers can give the Veteran's care-giver (family member or friend) a "break" by taking over the Veteran's care for a limited time, similar to Hospice, but is called "Respite Care" and VA medical centers may provide respite care to an eligible Veteran for up to 30 days in a calendar year. Respite care is part of the Military Medical Benefits Package. Families and patients who are in need of respite care in excess of 30 days because of unforeseen difficultie...
Comments 0
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
If you are considering drawing any money from your Roth IRA to buy your first home, will you have to pay it back before retirement? If you said NO.... you would be CORRECT   That's right, "Nothing has to be repaid" (my caveat here is "as of this writing"). But yes, All your contributions can come out of a Roth at any time for your "first home", tax and penalty free.   Special First Time Home Buyer Clause-- states that a first time home buyer can withdraw funds from a Roth IRA under the following conditions: the account has been open for 5 years you withdraw $10,000 or less to purchase a home the funds are used directly toward home acquisition (down payment, closing costs, etc.) (not for new furniture)   But what if you aren't a first time home buyer? What if you want to withdraw more t...
Comments 1
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
Not to long ago, I was contacted and asked to sell a single family residence.  The gentleman has recently lost his partner of many years, and was ready to sell the house and move on.  Unfortunately, when I got the details of the property and owners or should I say owner.  I found that the person who called me, was NOT the owner of record.I had to add to his grief from the death of his loved one, by telling him, he did not have authority to sell the property  His name wasn't on the deed or mortgage and  He didn't have a power of attorney or living will, just nothing.  Of course the property ended up in probate, and ultimately foreclosure.  If you are in any type of long term Domestic Partnership or marriage, learn the laws and types of ownership you have available in your State,  and tak...
Comments 3
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
Is The title insurance you're required to buy in order to get your loan for your own protection?  TRUE OR FALSE?If you answered TRUE you are......... INCORRECT!You're required to pay for the lender's title insurance at settlement, but it's not for your benefit. It only shields the lender in case a problem with the property's title arises (such as unclear wills, unpaid taxes and easements).The owners policy is actually optional! For more information on title insurance, contact you nearest title company, they would be happy to help.
Comments 0
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
Which one are you?  AND Which one carries the most weight?  But more importantly do you know the difference?                                                                                                                            Being Prequalified is an estimate of what the lender thinks you can afford based on the information you have given them over the phone.  Like how much you make and what your current debts are and sometimes includes pulling your credit report.                                                                                                                      Preapproval actually requires that you submit a loan application with the necessary documentation, wihich include: Tax Returns Bank Statements Pay Statements and a few more verifications that you "neglecte...
Comments 2
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
When preparing to buy a home, credit plays an important role.  Not just for homebuyers, let's see how many brave Realtors will admit to not knowing the answer.  Test your Brain before you cheat and see the answer below:a) A credit score from a fourth credit bureau, Beaconb) Another name for your tri-merge scorec) The credit score used by mortgage lendersd) Another name for your Equifax credit scoreFYI:  TransUnion’s credit score is called an Empirica, while Experian often refers to their calculation as FICO II and Equifax calls their credit score Beacon.   d) Another name for your Equifax credit  
Comments 2
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Disney Pixar in Concert   Disney Pixar in Concert 1250 Miracle Strip Parkway SE Fort Walton Beach, FL 32548 Location: NWFL Event Date: Apr 11, 2015 to Apr 11, 2015 Start Time: 7:00pm Venue: Emerald Coast Convention Center Website: www.sinfoniagulfcoast.org Phone: (850) 269-7229 Watch your favorite Pixar moments come to life on a giant screen while Sinfonia performs the film scores. Selections from all fourteen Pixar films including "Toy Story," A Bug's Life," " Finding Nemo," "Cars," "The Incredibles," plus more, will be a feast for your eyes and ears. Round up the entire family for this once in a lifetime concert opportunity.
Comments 1
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Fort Walton Beach Beer Festival Uptown Station March 28, 2015 1PM - 4PM http://chanswineworld.com   Uptown Station will proudly host Wine World's 2nd Annual Fort Walton Beach Beer Festival benefitting the Special Forces Association, Chapter 7 on Saturday, March 28, 2015, from 1PM-4PM. The event will include 90+ unique craft beers, live music from Continuum and culinary stations from Buffalo Wild Wings, Burrito Del Sol, Mary's Kitchen, Wine World and Winn Dixie providing perfect eats to pair with the assortment of beers. This event will also feature a silent auction. Tickets for the auction can be purchased now through the event for $5 each or five tickets for $20. Tickets for the Beer Festial are $30 per person in advance or $45 day of the event. Tickets for both events may be purchased...
Comments 12
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Relay for Life Choctawhatchee High School Stadium March 24 - March 25, 2015 6PM - 6AM 850-244-3813 x3554 http://main.acsevents.org/site/TR/RelayForLife/RFLCY15FL?pg=entry&fr_id=63747 The Relay for Life is a 12-hour event to benefit the American Cancer Society that unites people in communities around the globe to celebrate the lives of people who have battled cancer, remember loved ones lost and fight back against the disease.  At the event, teams of people or individuals take turns walking around the track.  Food, fun and lots of music and activities will be available throughout the night.
Comments 0
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
  Would having two separate bathrooms save your relationship?  Oh how many times do you wish he would just go use another bathroom and stay out of yours? LOL well help may be in your future. Dual master bathrooms are trending, according to the National Association of Home Builders. It’s not just for the 1% anymore.  Some builders have floorplans that have just that, dual master bathrooms, and... they are in the "affordability range" For buyers who want a little more privacy and space, separate baths might be just the ticket.  So before you start planning the demise of your significant other, there may be another solution to bring harmony back into the home.
Comments 17
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
  1010 Miracle Strip Parkway SEFt. Walton Beach, FL 32548 800-247-8575 toll-free850-244-5169 phone    Delight in watching dolphins leap and sea lions play during our spectacular shows! Or participate and interact directly with these and other remarkable marine animals including stingrays, otters, and penguins during interactive programming (advanced reservations required). Enjoy educational exhibits and beautiful ocean views. Open daily at 9am.
Comments 1
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Cat Show - Destiny Cat Fanciers Here's for all you Cat Lovers out there.  Don't miss this event! Emerald Coast Convention Center 1250 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548     February 28 - March 1, 2015 9:00AM-4PM Over 100 cats will compete in the Destiny Cat Fanciers Show.  Judging will take place in 6 different rings each day. Cat lovers from all over the country will be present to compete.  There will be many vendors selling gift items for you and your pet, scratching posts, magazines, jewelry, toys, as well as unusual items.
Comments 3
By Captain Wayne - Rowlett Real Estate School, Rowlett Real Estate School / Owner and Instructor
(Rowlett Real Estate School)
Island Dance Party - Dancing Through the Years     February 21, 2015  6:00pm-12:00am $10 per person or buy 4 and get 1 free $10 per person at the Door Emerald Coast Convention Center 1250 Miracle Strip Parkway SE, Fort Walton Beach, Florida 32548 877-574-5123                A night of exciting live 50s, 60s, 70s and 80s music and entertainment.  Catch up with old friends and make new ones.  Cash bar and food samples from Helen Back Cafe & Pandora's Steak House will be provided.  Please visit www.IslandDanceParty.com or call 850-243-2266 for more information.
Comments 0
By Karen Butler, Eglin AFB/ Fort Walton Beach /Destin Relocation
(RE/MAX Coastal Properties)
The roof of your home serves one major purpose, and that is to be a barrier against the weather outside.  Roof Flashing is the sheet metal or other durable material that protects roof joints from penetration from the elements outdoors. The most difficult weather element to control is water, and roof flashing acts as the last line of defense against water leakage.  You will find flashing in the following locations:• Roof valleys• Roof and plumbing vents• Around chimneys• Along eaves• Anywhere else water can seep through openjoints into the roof sheathing The flashing’s edges are sometimes sealed with caulk or roof cement. Flashing is key to keeping your roof watertight. You can avoid repair to and replacement of your entire roof when you stop a leak by simply re-caulking a dried out flas...
Comments 1