Laguna Niguel, CA Real Estate News

By Michael A. Caruso
(Surterre Properties)
With so many short sales present in today's market, many members of the public are wondering what a short sale actually is.    Wikipedia defines a short sale as, "a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor."   In addition, many people do not know that there are many requirements that must be met in order to have a bank approve a short sale.  Some of these requirements include:   The seller must accept an offer.  After the offer is accepted, the bank has the opportunity to either approve or disapprove the offer. The seller must prove that they are in financ...
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By Michael A. Caruso
(Surterre Properties)
How did you happen to select me as your agent? Met you years ago and (were) very impressed. How would you rate my level of service? Excellent If you answered "excellent," would you please elaborate? Always on top of things.  Took Ron's stress away (put up with Ron). Are there any additional comments you may have? Thanks for all your help, we will miss you.  Come and visit!   Thank you for making me Your Orange County Real Estate Connection. Best regards. Michael Caruso, Broker ABR ABRM CRB CRS GRI 2007 President, Orange County Association of Realtors
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By Michael A. Caruso
(Surterre Properties)
How did you happen to select me as your agent? We receive your direct mails (and) we know you are hard working.  We know your results. How would you rate my level of service? Excellent. If you answered "excellent," would you please elaborate? You are a very popular man in (our community).  You work so diligently and you earn your popularity and your success all by yourself.  Congratulations.   Thank you for making me Your Orange County Real Estate Connection. Best regards. Michael Caruso, Broker ABR ABRM CRB CRS GRI 2007 President, Orange County Association of Realtors
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By Michael A. Caruso
(Surterre Properties)
How did you happen to select me as your agent? Excellent service as our agent for the Long Beach property in 1995. How would you rate my level of service? Excellent. If you answered "excellent," would you please elaborate? You are a true professional with high standards and you understand and know how to successfully market a property.   Thank you for making me Your Orange County Real Estate Connection. Best regards. Michael Caruso, Broker ABR ABRM CRB CRS GRI 2007 President, Orange County Association of Realtors
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By Michael A. Caruso
(Surterre Properties)
How did you happen to select me as your agent? Referral from a friend who had worked with you before and had a great experience.  They felt you best understand their needs and successfully found what they were looking for. How would you rate my level of service? Excellent If you answered "excellent," would you please elaborate? Very impressed with your knowledge of (our community).  Very much appreciated your professionalism and "hand holding" during the entire process of finding a home for us-as we were new to living in Orange County.  You also helped us get acclimated to the area with assistance in providing information on schools, churches and also secured a great mortgage for us via your relationship with (the mortgage company).   Thank you for making me Your Orange County Real Esta...
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By Michael A. Caruso
(Surterre Properties)
How did you happen to select me as your agent? We have personally known you for years and you have helped on the purchase of a condo. How would you rate my level of service? Excellent. If you answered "excellent," would you please elaborate? You were truly professional from beginning to end.  The whole process went very smoothly. You kept us informed each step of the way.  Thank you for making the sale so easy.     We'd love to hear your thoughts. Please send comments if you have a moment.   Thank you for making me Your Orange County Real Estate Connection. Best regards. Michael Caruso, Broker ABR ABRM CRB CRS GRI 2007 President, Orange County Association of Realtors
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By Michael A. Caruso
(Surterre Properties)
How did you happen to select me as your agent? One reason was your attrarctive advertisements, noticeably active in our neighborhood and over time, a display of interests in the neighborhood's well being. How would you rate my level of service? Excellent. If you answered "excellent," would you please elaborate? Very good communication, interest in every detail, and very helpful guidance with respect in achieving our goals. Are there any additional comments you may have? Very helpful in every aspect with regard to selling our home.  We would most certainly and gladly recommend Michael to our friends.    We'd love to hear your thoughts. Please send comments if you have a moment.   Thank you for making me Your Orange County Real Estate Connection. Best regards. Michael Caruso, Broker ABR A...
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By Michael A. Caruso
(Surterre Properties)
How did you happen to select me as your agent? Recognized you as #1 agent in Ocean Ranch.  Your high visibility within (the) neighborhood is hard to miss.  (Your) word of mouth is strong. How would you rate my level of service? Excellent! If you answered "excellent," would you please elaborate? Moving is high stress and you understand how to manage the process. You kept my wife and I so up to date throughout the process.  Your sense of when to walk, jog or run is a GIFT.  They don't teach that-you're born with it. Are there any additional comments you may have? I knew after our initial discussion that our interests would be represented. Thanks again.   We'd love to hear your thoughts. Please send comments if you have a moment.   Thank you for making me Your Orange County Real Estate Con...
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By Michael A. Caruso
(Surterre Properties)
Are you looking to revamp your home's overall look with the arrival of the New Year?  Here are some tips you may wish to consider when performing a makeover on your home: Make sure that your home is property lit. In addition to floor and table lamps, ensure that paintings and other noteworthy areas are well lit. Paint the interior of your home a vibrant color. New colors sure to thrive in the new year, according to the Pantone Color Institute include shades of  Fuchsia Red, Salmon Rose, Palace Blue, Lavender, Rose Dust and Vibrant Green. If purchasing new furniture, ensure that it is not only attractive, but also functional. Comfort and style should always go hand in hand. Create smooth transitions from indoor to outdoor style. When redecorating, many people forget to examine their outd...
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By Michael A. Caruso
(Surterre Properties)
Homeowners can save money and just plain feel good about doing some of their own maintenance items.  They can be very basic at first but then who knows, they can become more skilled and will be real money savers... Start simple: * Learn to change your furnace filters -  The furnace will run better, last longer, be more efficient and your lungs will enjoy the difference. * Get a caulking gun - you may start with a squeeze tube but eventually get the gun.  You can use mildew resistant caulk to keep those showers and tubs looking fresh, and use paintable latex caulk for paintable gaps between the walls and baseboards. * Replace a flapper ball in the toilet - nobody likes it, but it's easy and cheaper than calling a plumber. * Learn the location of the main shut off valve for water and gas ...
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By Peter Weiss, Broker Associate / MLO
(Pacific Residential Mortgage Corp NMLS #233197)
I just read an article that made me feel like there may be more help on the way! As you all know the higher loan limits seems to be more of a carrot than an answers to our problems. With all the add ons to the fees, LTV restrictions, ratio limits, etc, etc....... Well according to an article in Orgination News, by Brian Collins, congress is working on actually raising the $417,000 limit to $625,500 and bringing back the $729,750 limit as the stimulus limit. This limit would have all the conditions listed above, BUT the $625,500 would be priced and underwritten just like the current FNMA- FREDDIE loans up to $417,000 are now. This would be a big help in the both the refi and purchase markets. One example of the benefit is if you are paying off a 1st and non purchase money 2nd, the second...
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By Michael A. Caruso
(Surterre Properties)
Purchased property in Laguna Niguel How did you happen to select me as your agent? (We are) loyal repeat clients.  This will be our fourth home you have handled for us. How would you rate my level of service overall? Excellent! Would you please elaborate regarding your thoughts regarding my level of service? Michael checked in with us daily and had a calming, professional demeanor during our lengthy search for our new home.  He held our hand and was there for us night and day. You are the best!
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By Michael A. Caruso
(Surterre Properties)
Sold  property in Laguna Niguel How did you happen to select me as your agent? (Due to your) knowledge of properties in Ocean Ranch and your good communication skills. How would you rate my level of service overall? Excellent! Would you please elaborate regarding your thoughts regarding my level of service? Michael, you have been a true gentleman throughout our association with you. I have in the past and will in the future recommend you to my friends and neighbors. Thank you.
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By Michael A. Caruso
(Surterre Properties)
Sold  property in Laguna Niguel How did you happen to select me as your agent? (We were) impressed with you when we first bought our house (you represented the seller).  (You also have) a great reputation in the area. How would you rate my level of service overall? Excellent! Would you please elaborate regarding your thoughts regarding my level of service? Even though our expectations were very high, you exceeded them. The whole process from start to finish was handled efficiently and professionally.  You were always available with quick responses to any questions or concerns we had.  Terrific job Michael!
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By Michael A. Caruso
(Surterre Properties)
Sold  property in the Ocean Ranch community of Laguna Niguel    How did you happen to select me as your agent? Your reputation and you were knowledgeable regarding the area.   How would you rate my level of service overall? Excellent!   Would you please elaborate regarding your thoughts regarding my level of service? You went above and beyond in helping us sell our house. Everything you did was first class. You are the best!
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By Michael A. Caruso
(Surterre Properties)
Sold  property in the Ocean Ranch community of Laguna Niguel    How did you happen to select me as your agent? You have been a valued friend to our family for many years in addition to knowing your excellent reputation. How would you rate my level of service overall? Excellent! Would you please elaborate regarding your thoughts regarding my level of service? Michael, you exude nothing but professionalism, HARD WORK and were always accessible whenever we needed you.  Furthermore, you were able to get us the highest asking price for a plan 2 in the Ocean Ranch community at a time when the real estate market is suffering. Are there any additional comments you may have? We so appreciate all your hard work in selling our home.  I especially appreciate your attention to detail and your abilit...
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By Michael A. Caruso
(Surterre Properties)
Sold  property in the Ocean Ranch community of Laguna Niguel How did you happen to select me as your agent? From your extensive advertising, observing your successful sales in Ocean Ranch and referrals. How would you rate my level of service overall? Excellent! Would you please elaborate regarding your thoughts regarding my level of service? It started with our initial meeting and evaluation of our home, and continued throughout the process of preparing to go on the market finalizing the sale and smooth escrow.  There was never a problem too big or a question too small for your immediate attention. Your vast resources for service providers saved so much time, but it was your countless hours behind the scene that resulted in our two week sale! Are there any additional comments you may ha...
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By Michael A. Caruso
(Surterre Properties)
Purchased property in Laguna Niguel    How did you happen to select me as your agent? You were recommended to my by my friend Inez W.   How would you rate my level of service overall? Your service was superb!   Would you please elaborate regarding your thoughts regarding my level of service? You were very patient with us over 6 months as we found the right home for our family.  You were always available to speak to and you were never bothered by my phone calls.
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By Michael A. Caruso
(Surterre Properties)
ALISO VIEJO Voulenteers are still needed for a free haircut event at the Village of Hope Homeless center in Tustin.  The event will be staffed in part by the Tribeca Salon.  For more information, please visit tribecahairsalon.com COTO DE CAZA & THE CANYONS Nothing to report. DANA POINT At 6pm on Thursday, the city's Chamber of Commerce will present awards and install the 2009 board of directors at the Doubletree Guest Suites on 34402 Pacific Coast Highway. For more information, please call 949-496-1555. LADERA RANCH Residents are welcome to visit the Covenant Hills Orchard in Ladera Ranch (located at Covenant Hills Drive and Cambridge).  The Orchard contains over 187 trees! LAGUNA BEACH Nothing to report. LAGUNA HILLS Nothing to report. LAGUNA NIGUEL At 11am on January 28th, Mayor Robe...
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By Nancy & Heather Cloward
(Surterre Properties)
Are you looking for a short sale specialist ..... Do you need to pull off a short in Laguna Niguel??? Are you looking to buy a short sale in Laguna Niguel??? Well you have found the specialist that you are looking for.... Most homes for sale in Southern California are typically going to be either a Short Sale, or an REO property. What's a Short Sale? Whats an REO, Bank Owned, Foreclosure? What is your home worth? Your Laguna Niguel Short Sale Specialists Nancy and Heather Cloward are here to help guide you through this stressful time. If you are financially distressed and may be unable to make your payments, want to get out of your mortgate, or are facing foreclosure in Orange County, CONTACT Nancy and Heather Cloward TODAY! DON'T DELAY!   Nancy & Heather ClowardPrudential Clalifornia ...
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