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Salem Oregon FHA, VA & USDA Lender.
RECENT BLOG POSTS
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New FHA Lending Policies Recently, the Federal Housing Administration (FHA) announced some lending changes. If you or someone you know is considering an FHA loan, some of these changes may affect you. Here's a brief rundown of the major changes that could be on the way.Increased mortgage insuranc...
03/06/2010
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New FHA Lending Policies Recently, the Federal Housing Administration (FHA) announced some lending changes. If you or someone you know is considering an FHA loan, some of these changes may affect you. Here's a brief rundown of the major changes that could be on the way.Increased mortgage insuranc...
03/06/2010
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USDA Program Makes "Rural" Homes More Accessible One of the biggest difficulties many first-time home buyers face is a lack of down payment and the necessary funds for closing costs. However, even with the widespread availability of "no-money-down programs" evaporating in the credit crisis, one n...
03/06/2010
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First-Time Home Buyers FAQs Buying a home in Salem Oregon is one the biggest financial decisions most people will make in their entire lives, so it's only natural to have questions about the process, especially for first-time home buyers. That's why we put together our own First-Time Home Buyer's...
03/06/2010
Thanks Derek, Great post!~ Most of us are aware that Facebook is the dominant force when it comes to social platforms. But did you know that Facebook is nipping on the heels of Google in regards to Internet dominance? Here are some Quick Facts (according to Facebook , Alexa.com and Compete.com):...
03/06/2010
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Marriage and Mortgages FAQs Q: Could one spouse's bad credit negatively affect the other? A: If a couple is applying for credit jointly, say for a loan or credit card, then yes. One person's lower score can negatively impact the interest rate the couple will be offered. This is because every borr...
03/06/2010
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With interest rates on the rise, it's become increasingly difficult for many homeowners with Adjustable Rate Mortgages. Each month, they watch their monthly payments increase as interest rates climb closer to the lifetime caps of their loans. In addition, property owners who are looking to sell ...
03/06/2010
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Salem Oregon- In home purchase transactions, there are many times when the buyer and the seller are simply unable to agree upon a specified closing date. The Real Estate Agent involved can negotiate a 'rent back' period that is agreeable to both parties. This means the transaction technically clo...
03/06/2010
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Homeowners refinance for different reasons, but the process of refinancing a mortgage should result in some benefit to the homeowner. Borrowers may choose to refinance to obtain a lower interest rate and a lower monthly payment, or change the type of loan that they have. Some homeowners refinance...
03/06/2010
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Lock durations can vary for mortgage financing, but most lenders lock in the interest rate for 60 days from the date the loan application is submitted. As long as the loan is closed within that lock-in period, the lender honors the agreed upon interest rate. Some consumers are misled by adverti...
03/06/2010
Rainer
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Travis Newton
FHA, USDA, VA, LOAN EXPERT - Salem OR Homes For Heroes SALEM OREGON
Real Estate Resources
What is Homes for Heroes?
Homes for Heroes is a community minded company whose purpose is to provide real rebates and real discounts for heroes who are buying or selling a home. The program started shortly following the tragic events of 09/11/2001, by a group of Realtors in Minnesota. They were looking for a way to honor those who serve our nation and its communities. The founders were all in the business of real estate so used that experience as their discount platform. They quickly discovered that providing these discounts was not only good for their hearts but also great for their business.
The word began to spread and Homes for Heroes soon became the Nation’s Largest Hero Savings Program. Today, Homes for Heroes has more than 600 affiliates in 43 states.
Who qualifies as a Hero?
Our workforce heroes include but are not limited to military personnel (both active duty and retired), teachers, firefighters, law enforcement, doctors and nurses.
How does this work in Oregon?
Oregon is currently a non-rebate state so Homes for Heroes affiliates agree to give up to 25% of their gross commission to the charity of the hero’s choice. (or a gift certificate directly to the Hero)
Our heroes are always proud to be able to deliver a check to their favorite charity, however. Heroes save an average of $2595 per loan when they close it with Travis Newton of ENG Lending.
How can a Hero get registered for the program?
You can also call Travis Newton, the Oregon Homes for Hero affiliate directly at 503.931.4490. It is just that simple, no red tape, no additional paperwork. Just a real Thank You for real Heroes. Just need proof they have an affiliation to one of the Hero professions listed.