Welcome to my blog ~ Leisha Clure, Countrywide Home Loans

People often ask "when is the best time to buy?" or "when should I refinance?"The best time to get financing is simple:When you find a house you like,  are offered a loan that meets all of your needs and you can afford the payment, It is time!I often hear "I want to wait for prices to come down" ...

What kind of loan program is best for you?So what kind of mortgage is best for you? Fixed rate? Adjustable rate? Government loans? The truth is, there is no one correct answer. Given the many different types of loans and term lengths, the choice can be difficult. It is an extremely important choi...

 Homemade Mortgage Inc. is a new company founded and staffed by mortgage professionals looking for a better way to serve you the client. The small company is founded on deep beliefs of ethics, honesty, and the need to build a lasting relationship with every client we come across.Contact Informati...

6 Money Dilemmas (Part 3 of 3) Of course, all that mortgage debt may be keeping you awake at night, especially if you are worried about losing your job or you're approaching retirement and hope to live on less.  You'd be grateful to be rid of that major monthly bill sooner.  In that case, prepayi...

6 Money Dilemmas (Part 2 of 3) Won't your tax bracket drop once you're no longer working?  Don't count on it.  If you're just starting your career, you'll almost certainly be earning more in 40 years.  Even if you're mid-career, you can't assume your tax bracket will plummet.  With federal tax ra...

Q : How do I know how much house I can afford?A :Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the a...

What kind of loan program is best for you?So what kind of mortgage is best for you? Fixed rate? Adjustable rate? Government loans? The truth is, there is no one correct answer. Given the many different types of loans and term lengths, the choice can be difficult. It is an extremely important choi...

6 Money Dilemmas (Part 1 of 3) As you invest your money, shop for a home or tackle any one of the many financial decisions you have to make over your lifetime, do you sometimes wish you'd paid more attention in math class?  Do you find yourself having to "run the numbers" and wondering how?  To h...

MM Recap for Jan. 21 Losses on Wall Street last week due to fears of recession, horrifying manufacturing data, weak economic reports and Fed chairman Ben Bernanke's plea to Congress to "enact a fiscal stimulus package" quickly, sent the equity markets reeling.  Huge losses in stocks sent safe-hav...

People often ask "when is the best time to buy?" or "when should I refinance?"The best time to get financing is simple:When you find a house you like,  are offered a loan that meets all of your needs and you can afford the payment, It is time!I often hear "I want to wait for prices to come down" ...