Russell Barbour's (phyrb) Blog

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Real Estate Broker/Owner - Unconventional Prosperity
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I just finished reading a great book all about simplifying your life and everything that you do in it. A lot of the biggest innovations of all time came about because someone did something simple.We love complexity because for some reason it makes us feel smart. But in reality simple usually is b...
09/25/2018
Leverage in business can change everything for you. If you are not using leverage then you are probably working too hard and making too little money!There are so many forms of leverage, here are just a few of them:1. Using other peoples money, resources or talents to create your business. For exa...
09/21/2018
A budget is one of the effective ways to kick debt to the curb. Budget is not a negative word, because it helps you know where your money is going. Getting completely out of debt is totally do-able, though it requires some discpline and gazelle intense focus. It may take some time, depending on t...
09/20/2018
August was a fantastic month for our online businesses. We have been super busy over the last few months but slowly all the work seems to be paying off! In August we had our best income month yet from blogging - $15,123. We made the money from affiliate products and on-page advertising. Making $1...
09/13/2018
Rather than blame our genetics or life events, did you know that approximately 40% of our own happiness levels are within our direct control? I say 'approximately', because of course happiness is not an exact science. But studies in the field of positive psychology increasingly show that we do ha...
09/05/2018
I love learning about business. I have found a strong correlation in taking educational courses (related to my businesses) and the amount of visitors to my websites. Sure these courses can be $100 - $500 a time but that is pretty cheap when you consider that a 4 year college will charge $20,000+ ...
09/03/2018
There's a lot of trendy talk lately about minimalism, slow-living and small-living. Then there's capsule wardrobes, decluttering and 'Swedish death cleaning'.Which, ironically, started to stress me out.I just wanted a simpler, calmer life, but didn't quite know where to start.So rather than head ...
08/23/2018
I love shopping online! The problem is that everything costs money...so I decided to find a solution in the form of free gift cards. I discovered free gift cards online a few years ago when my wife and I started using our Capital One Venture credit card. The more of our expenses that we used the ...
08/23/2018
I recently read an interesting article all about how 53% of millennials think that they will be millionaires. The survey was conducted by a stock brokerage firm (TD Ameritrade). They asked 1500 people that qualify as 'millennials' (ages 21- 37) if they thought that they would ever be millionaires...
08/19/2018
In her book Mindset: The New Psychology of Success, renowned psychologist Carol Dweck states that people either have a ‘fixed mindset’ or a ‘growth mindset’: “Much of what you think of as your personality actually grows out of this ‘mindset’. Much of what may be preventing you from fulfilling you...
08/18/2018
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