Mistowski's (mistowski) Blog

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Mortgage and Lending - Horizon Lending Services, LLC - NMLS # 942863
This Week's Mortgage Rates ForecastRisks Favor: LOCKINGThis week the risks still favor locking, as we see a new baseline for technical indicators that rates will continue to get worse.  Economic data on the calendar will cause lots of movement, with lots of data including the FOMC policy statemen...
Lender pricing should start off worse today Monday the 28th, 2013.
Observation Mode: If you want to buy properties at auction but have never done so before, consider attending a small auction as an observer to get a feel for how the process works. This will help you feel more comfortable with the bidding process when you are ready to participate.
Nothing is impossible to remove from a credit report if that information is biased, misleading, inaccurate, incomplete, or unverifiable!In fact, information from bankruptcies, foreclosures and the like has been removed thousands of times from credit reports.Although these actions are very negativ...
Happy Dance - For Now Yesterday interest rates increased, today starting a little better as the bond and mortgage markets remain in tight ranges. While the technical’s continue to hold bearish biases there is nothing out there now that is likely to drive interest rates in either direction. The de...
I love Google! They have so many tools and gadgets. Sometimes you need a math problem solved and you don't have your calculator handy. If you open up Google, you can put math problems right in the search bar and it will give you the solution! It gives you the answers for very simple equations lik...
Always Ask: When you are negotiating a short sale, always remember to request that the lender release you of liability on the remaining loan balance. Most lenders will do this, but not unless you ask for it and get it in writing. Fail on this and years later that balance could come back to haunt ...
Once again, nonsense! This myth has been spread by the credit bureaus through the media.In fact, credit-reporting agencies often temporarily delete negative listings if they have not heard from your creditor for 30 days since you disputed an item.Now, if your creditor decides to submit a verifica...
Mortgage rates continued a moderate trend of improvement from mid-week, bringing rates to their best levels of the week on Friday. All of the recent day-over-day changes in rates have taken place on quite a small scale historically as broader markets stay exceptionally contained ahead of the Fisc...

Sharon Mistowski

Horizon Lending Services, LLC
local_phone(972) 347-9224
smartphone(972) 569-7226
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