Lending and everything Midwest - Larry's blog
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.
RECENT BLOG POSTS
17
Comments
It's pouring rain right now in the not so sunny Saint Charles today. I have received 2 new contracts in the last 24 hours and I have about 5 other buyers heading out to look at properties this weekend. It's a great time to be a first time home-buyer. FHA is allowing more people to buy than eve...
08/31/2013
FHA has just announced their BACK TO WORK PROGRAM. If you lost your job and got bad credit as a result of the job loss, you could get back in the game with their new Back To Work Program. The program has a few requirements. The credit dings need to be because of a documentable job loss. This i...
08/30/2013
I think that this is THE SINGLE MOST IMPORTANT TIP to going from good to great. And Most People NEVER Do It! If you want to truly go from good to great you need to schedule "On Time." Todd Duncan is a fan of On Time, but I have rarely done it. You see, we're so busy working in our business t...
08/27/2013
There are a few common mistakes that I see borrower do all too often. I see it time and time again. Don't make the mistake that a lot of buyers make. DON'T BUY A CAR BEFORE GOING HOME SHOPPING I can't tell you how many times that I see a new applicant come to me to buy a home. They say "we're...
08/14/2013
4
Comments
Veteran's Loans - V.A. Loans are one awesome benefit to our Service Veteran's. Democrats, Republicans, Tea Partiers......strong in opinion and not a lot of love between them all. They don't agree on much, but most support the men and women who served our country. You might support the war, be o...
08/13/2013
32
Comments
I was gone.....adios! Sayonara! Out of here! 3 Weeks to create a bad habit. My internet was down for two months at home and so I was gone from Active Rain. Even when it came back up, I was sooooooo gone! 1 year later I made a pledge to get back in the game. Since returning three weeks ago.......
08/11/2013
47
Comments
DO NOT TRY THIS AT HOME Credit is one of THE MOST IMPORTANT ISSUES IN getting a loan today. Time and time again, I'm called by a client who says "I PAY MY BILLS ON TIME, BUT MY PEOPLE SAY MY CREDIT STINKS.... Maybe I'll just pay off my credit cards today..... No, No, No, No Nooooooooooooo!!!!!!...
08/09/2013
Yesterday I represented a friend in the purchase of his home. He was buying the home cash. We got to closing and went through the document in about 8 minutes. We sat and waited over one half hour for the seller to show. In the meantime, the seller's attorney says we have an issue with drainag...
08/02/2013
WHAT THE HECK ARE BASIS POINTS? This is really easy. When a lender charges one point to the borrower, it can also be called origination. Even a discount point, the cost, equals one point or the origination. What is it? Plain and simple, one point is one percent of the mortgage amount and on...
07/31/2013
24
Comments
There are many things that people should know about FHA loans. They're great for a variety of reasons, but I'm going to give you my list of favorite reasons for considering and FHA mortgage. First time homebuyers can generally come in with less of a downpayment. Truthfully, conforming or conve...
07/30/2013
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Larry Bettag
Vice-President of National Production
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ActiveRain Community
over 9 years ago
ActiveRain Community
over 9 years ago
ActiveRain Community
almost 10 years ago
1 “Let not your heart be troubled; you believe in God, believe also in Me. 2 In My Father’s house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. 3 And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also. 4 And where I go you know, and the way you know.”
(John 14:1-4, New King James Version)
(John 14:1-4, New King James Version)
Larry Bettag
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