Dora Griffin's Blog

APRIL HOME BUYING CLASS 

Buying a Home - Can I borrow extra funds for repairs? Often someone in the home buying market asks if they can borrow extra funds to repair or upgrade the home. In general the answer is NO. Lenders lend on properties at a maximum loan amount based on the LESSER of the appraised value or sale pric...

BUYING A HOME - CASH IS NOT KING  Okay, if you are paying actual CASH for a property, yes, maybe, cash can be king. However, if you are buying a home using a mortgage loan cash is NOT king.  I'm talking about literal cash here, the kind you just have laying around the house. Part of the home mort...

MARCH 2019 HOME BUYING CLASS - KY and OH It's that time again! The March 2019 home buying class is set for Thursday March 21, 2019.  If you are in the market to buy a home in Kentucky or Ohio then you need the information I'll give you at this class. Take an hour and half of your evening to learn...

BUYING A HOME, CREDIT DISPUTES CAN BE PROBLEMATIC If one is interested in buying a home I always talk to them about credit. I do this before I pull credit because I want them to have the highest score possible. Having the highest score possible may not be necessary when buying a home but it could...

SPRING FORWARD MARCH 10 IN 2019 THIS SUNDAY MARCH 10 is the beginning of DAYLIGHT SAVING TIME. Not all states move clocks back and forth but Kentucky and Ohio do, the markets I work in. Daylight saving time starts the second Sunday in March and ends the first Sunday in November for those locales ...

SPRING FORWARD MARCH 10, 2019 THIS SUNDAY MARCH 10 is the beginning of DAYLIGHT SAVING TIME. Not all states move clocks back and forth but Kentucky and Ohio do, the markets I work in. Daylight saving time starts the second Sunday in March and ends the first Sunday in November for those locales wh...

STUDENT LOAN DEBT AND BUYING A HOME Compared to past generations Millennials are the most college educated. Many grew up with an understanding they would go to college and a belief going to college would enhance earnings. What many did not realize is the burden that student loan debt would exact ...

BEFORE YOU ROCKET YOUR HOME MORTGAGE Digital mortgages is all the craze. Many if not most lenders are now on board to get documents esigned,  home buyers and those who want to refinance can apply online. Frankly a good portion of the home mortgages I close I don't see the borrowers until closing....

Some Tips About Credit Before You Apply For A Mortgage LoanHere are some tips about credit that can and should be considered before applying for a home mortgage. I talk to a good many folks who want to buy a home who have either have applied for a home loan and ran into an obstacle, or they just ...