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SHOULD YOU TRUST YOUR LENDER OR LOAN SERVICER TO NOT FORECLOSE ON YOUR OR IS THE TRO INJUNCTION THE ANSWER? As we always tell California homeowners, DO NOT WAIT UNTIL YOUR SALE DATE TO CHALLENGE YOUR LENDER OR LOAN SERVICER WHO IS SEEKING TO FORECLOSE ON YOU. Sometimes (or should I say many ti...
07/16/2012
CALIFORNIA WRONGFUL FORECLOSURE UPDATE - 2011 We have been talking about foreclosure defense for the last four plus years and in that time we have seen alot of legal challenges, lawsuits, and alot of legal theories put to the test. Recently, we have blogged on the big three cases that have co...
07/16/2012
Give it a watch/listen. Ryan Tracy is a classic singer/songwriter. Watch this video and pass it on for fun! FORECLOSURE BLUES SONG BY RYAN TRACY
07/16/2012
Here is the issue, as a California Real Estate Broker you are bringing on (or at least trying to brong on) new real estate agents all the time. The idea is that they are independent contractors who will work to help you build your business. Often times, the new agents will work at home and ma...
07/16/2012
California Business and Professions Code Section 10130: Under California B&P 10130: “It is unlawful for any person to engage in the business, act in the capacity of, advertise or assume to act as a real estate broker or a real estate salesman within this state without first obtaining a real e...
07/16/2012
Here is a question that has been coming up more and more with our changing economy. It seems more and more California DRE licensed real estate brokers are obtaining "virtual offices" to help them grow their real estate empires. A virtual office is basically an office where someone will answer y...
07/16/2012
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As some people know, and others do not, Federal Truth in Lending law ("TILA") provides a defense of recoupment where TILA violations are uncovered in a loan file. But just what is recoupment and when is it raised? Several Plaintiffs who have been served with foreclosure papers (notice of default...
07/16/2012
The California Department of Real Estate (“DRE”) is charged with enforcing the California real estate law and commission regulations. They do this is DRE hearings, audits, and investigations, including issuing bar orders and desist and refrain orders. The department has always had the power to ...
07/16/2012
ATTORNEY STEVE’S TOP 12 FREQUENTLY ASKED QUESTIONS ABOUT THE CALIFORNIA DRE CONSUMER RECOVERY ACCOUNT Steve Vondran is a real estate lawyer serving clients throughout California. We also have an office in Phoenix, Arizona. Call us at (877) 276-5084. Introduction Okay, here’s the situation. You...
03/06/2012
We have talked so many times about California homeowners needing to be careful before parting with their hard earned money and paying it to a company that promises a loan modification, principle loan balance reduction, or other form of mortgage relief to distressed homeowners. There are basically...
11/07/2011