Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
Texana Bank Mortgage Advantages: Federally registered - originate in all 50 states immediately. Support system all under one roof: help-desk, in-house processors, in-house underwriters, closers, IT & Marketing support and payroll services - bi-weekly direct deposit payments. Delegated & Non-Deleg...

By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 7
Need To Determine Your Monthly Payments, Interest and More? Learn How To Use A Mortgage Calculator And Get The Answers You Need Are you thinking about using a mortgage to buy a new home? Buying your own piece of local real estate is a major financial investment and one that can require some prett...

By Mark Taylor Mortgages, 602-361-0707 #MarkTaylor #Awesomerates NMLS#207897
(and for 1st Time Buyers, Move Up Buyers & Investors )
Comments 5
Mortgage News For The Week Of November 10, 2014         Last week’s economic reports contained mixed reports indicating that the economy continues to recover with occasional “blips” in its progress. Construction spending was lower than expected.   A Federal Reserve survey of senior loan officers ...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 0
Support friends and family members who may have received this diagnosis by offering assistance and listening to their needs.Residential mortgage loan originators, if you need to expand your lending outside of your state, consider Texana Bank Mortgage. Here's a list of our available loan programs....

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 6
“Exceeding Our Comfort Level for a Payment”   Hey Joe, Just wanted to let you know our offer was accepted over the weekend. I know you kept coaching us about not losing sight of our comfort level for a mortgage payment. We are going to exceed our comfortable level by about $100 per month, but we ...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 8
Conventional 30 year Mortgage: 3.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.39%FHA 30 year: 3.375% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.275%Conventional 15 year: 3%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.245% Rates are Subject to ChangeCall me today if you are thinking o...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 2
Sure, there's another celebration today but it's National Online Bank Day!  And we're currently hiring experienced remote residential Mortgage Loan Originators and Branch Managers across the country.These are remote positions, no brick and mortar required.  Working with Texana Bank you'll be able...

By Bill Kamboukos
(Strategic Mortgage)
Comments 0
            When looking for a new home mortgage loan, often times the first question a consumer has is, what will my interest rate be? The answer to that question always is, it depends on a number of factors. In this article, we will discuss some of the factors which impact your interest rate.Fa...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 6
Conventional 30 year Mortgage: 3.375%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.515%FHA 30 year: 3.375% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.275%Conventional 15 year: 3%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.245% Rates are Subject to ChangeCall me today if you are thinking...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 8
Conventional 30 year Mortgage: 3.5%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.64%FHA 30 year: 3.5% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.4%Conventional 15 year: 3.125%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.37% Rates are Subject to ChangeCall me today if you are thinking of ...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 8
Conventional 30 year Mortgage: 3.49%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.63%FHA 30 year: 3.5% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.4%Conventional 15 year: 3.0%Credit score:740LTV:75%Loan Amount:$300kAPR: 3.245% Rates are Subject to ChangeCall me today if you are thinking of ...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 9
I just wanted to take a few minutes today to wish everyone a very Merry Christmas!  My wife and I are having the kids and grand kids, sister and brother-in-law, their kids and grand kids over for dinner and everything is ready, early!  So, as I take a break from opening presents and preparing for...

By ReadySetLoan Condo Approval Team, The FHA/VA Condo Project Approval Specialists
(ReadySetLoan Condo Team LLC)
Comments 8
That Doesn’t Count Towards the 10% Reserve ContributionIt’s budget season for many condominiums who run on a calendar year and we have run across an issue with several of our clients and potential clients.  Everyone knows that FHA (and Fannie/Freddie) require that a condominium contribute 10% of ...

By ReadySetLoan Condo Approval Team, The FHA/VA Condo Project Approval Specialists
(ReadySetLoan Condo Team LLC)
Comments 3
More About FHA’s Stance on Condominium Leasing RestrictionsTwo weeks ago, I published an article about some recent clarifications by FHA regarding condominium leasing restrictions.  The article created quite a buzz and generated many calls and email inquiries regarding its content.  This is a fol...

By ReadySetLoan Condo Approval Team, The FHA/VA Condo Project Approval Specialists
(ReadySetLoan Condo Team LLC)
Comments 5
9 Types of Condo Projects that Must be Reviewed by HUD/HRAPWhile HUD allows lenders with Direct Endorsement authority to review and approve condominium projects on HUD’s behalf (DELRAP), there are 9 different circumstances where the condominium must be reviewed directly by HUD (HRAP). Condominium...

By Trent Dalrymple (248) 854-0625, Allowing Mortgage Professionals to Lend Nationwide
(Texana Bank)
Comments 2
Sure, we're a bank with savings accounts.  Our mortgage division is unique!  Call me about our various LO opportunities! Federally registered - originate in all 50 states immediately!Support system all under one roof: help-desk, in-house processors, in-house underwriters, closers. IT & Marketing ...

By Dan Edwards 425-276-7008
(Keller Williams Realty - Bellevue)
Comments 4
How to Get Better Credit for a Home LoanIt doesn’t seem fair that one number can determine so much of our future. At 18, we get to vote and make adult decisions. At 21, we can drink legally. However, one number follows us around for the rest of forever.READ MORE

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 1.84% CANHOU 12/15/24 [+0.17]   ‌ 10 Year - 1.96% CANHOU 09/15/29 [+0.16]   * denotes interpolated rate GoC 5 Year - 1.54% CAN 1.50 09/01/24 [+0.19]   ‌ 10 Year - 1.54% CAN 2.25 06/01/29 [+0.18]   ‌ 15 Year - 1.64%* CAN 06/01/35 [+0.14]   ‌ 20 Year - 1.68%* CA...

By Richa Nayyar
(Coming service)
Comments 1
Each state has its own laws pertaining to property buying and selling. Most states require anyone conducting real estate transactions to have a license; however, there are states that do not have a stringent requirement. The manner in which one can obtain a professional license also differs betwe...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 2
“Bankruptcy”   Mr. Petrowsky,Thank you for talking with our BK attorney while we were there yesterday. Ron told us that if anyone could help us, you can. As I shared with you yesterday, our BK was discharged two years ago, but everyone we spoke to indicated that a mortgage was not possible for 3 ...