Mortgage / Finance

Anybody that's hung around the ActiveRain “water cooler” for any length of time understands the value of the relationships built on the site. AR is so much more than a social networking site, however.


It's also the place to get up-to-the-minute information on topics that affect your clients. Ask yourself: what's the most confusing aspect of buying a home for the real estate consumer? The answer is most likely financing the purchase. Credit scores and how they affect the mortgage rate, types of loan products, points, fees – whew! -- there's a lot to know about mortgages.


To serve your clients effectively you need to know about this stuff and keep abreast of changes in the mortgage industry. Thankfully, ActiveRain is not only popular with real estate agents and brokers but with finance professionals as well.


Whether you're an agent trying to figure out what the Fed's latest move means to your clients or a mortgage pro who needs input on how to build relationships with real estate agents, ActiveRain is the place to tap into a wealth of knowledge.

Trending blogs on Mortgage / Finance

 

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
A second mortgage is unlike a first mortgage or financing a mortgage. With a second mortgage, the lender will have to evaluate the equity built into the home before approval. Less significance is placed on other factors such as credit score and income source whether you will be getting a second m...

By Mike Bjork
(SunWest Mortgage)
Comments 0
http://MikesDailyMarketReport.com: The Initial Jobless Claims for the first time since Feb/March, as last week's report was 1.31 million people applying for first time benefits to this week's report at 1.41 million. Leading Economic Indicators dropped from 3.2% in May to 2.0% in June. The rise in...

By Lisa Perry - NMLS # 276329, Northern VA - VHDA, 100% Loans - Jumbo Loans
(FHA, VA, Jumbo, Downpayment Assistance, Conv.)
Comments 0
Buying a home is very exciting at the same time it gives you a sense of stability and ownership.  While there are many factors to consider when you plan to buy a house.  Perhaps the most common question is how much can I afford?  How much do I need for the down payment?  Or how do I know my credi...

By Daniela Pellicciotti, The Miami condo specialist
(Condoideas Realty Group)
Comments 0
When the pandemic hit the U.S. lenders were afraid the home prices would drastically drop, so they decided to limit large mortgages to avoid a housing crisis like the one in 2008. More strict requirements for borrowers asking for high mortgages caused a drop in the supply of the jumbo loans.  Jum...

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
Comments 10
“Lost Ship”    There was this magician who had a job on a cruise liner, entertaining the passengers with a nightly show. He was very successful in his job and there was always a full house at all his performances. Life was sweet. The money was rolling in, he had one of the best cabins, ate the be...

By uktam mambetov, We are authorized Financial consulting firm that
(FINANCIAL SERVICE )
Comments 6
Dear, Partner/Associate.   I am a mandate to a Finance and Investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments. We offer Genuine Bank Guarantees, Standby Letter of Credit, Pre Advice / RWA Messages, Documentary Let...

By Theresa Harden, PB SFR e-Pro Realtor
(Hawaii Dream Realty LLC)
Comments 2
Click Here to View the Mortgage Bankers Association August Rate Forecast The August 2016 Mortgage Bankers Association rate forecast for the 30 year fixed rate mortgage continues to provide great news for anyone in the real estate market as the forecast continues to drop from last month's forecast...

By David Krichmar, DaveYourMortgageGuy.com
(www.DaveYourMortgageGuy.com - Legend Lending)
Comments 1
Conventional 30 year Mortgage: 2.625%Credit score:740LTV:75%Loan Amount:$300kAPR: 2.995%FHA 30 year: 2.875% Credit Score:740LTV:96.5%loan amount:$300kAPR: 4.04%Conventional 15 year: 2.25%Credit score:740LTV:75%Loan Amount:$300kAPR: 2.365%Rates are Subject to ChangeCall me today if you are thinkin...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
The National Association ofREALTORS® reports that Existing Home Sales soared by 20.7% in June from May to an annual rate of 4,720,000 as the sector continues to shine post-pandemic shutdown. The monthly gain was the largest on record. However, sales are down 11.3% year-over-year due in part to th...

By Mike Bjork
(SunWest Mortgage)
Comments 2
http://MikesDailyMarketReport.com: The Existing Home Sales jumped Up from 3.91 million annualized units in May to 4.72 units in June. This is just over 20% MoM jump, which is the largest, according to NAR. Stocks are Up this morning on Corporate Earnings releases, despite tensions continuing to h...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) market closed up 6 basis points today at 104.59 having closed 306 points above support offered by the 200 day moving average. The conforming rate is at 2.625% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 3.75%. Whether in New En...

By Richa Nayyar
(Coming service)
Comments 0
  ITIL has become a vital part of any modern IT organization. It is a support system specifically meant to improve IT business strategies and deliverables. ITIL structure has gone through updates over the last few years with ITIL v3 being launched in 2011.The latest ITIL 4 update has been special...

By Dave Benneton, Fast Cash Offers
(Digital Bullet)
Comments 0
Mortgage Right - How Become A Net Branch Mortgage CompanyMortgageRight is a well-recognized net branch business that will help you to make more money instead of wasting it on exorbitant fees.The former can be time-consuming since you have to handle everything from compliance, accounting, to havin...

By Richard Zaretsky, Florida Real Estate Attorney
(THE ZARETSKY LAW GROUP - Board Certified Real Estate Atty and AUTOMATED LAND TITLE COMPANY)
Comments 36
Under Florida real estate law the new owner is liable for the old past due assessments from the prior owner.  The typical facts are that the homeowner stopped paying the association and the mortgage. The association then forecloses first and often the association is the winning bid at their forec...

By Richard Zaretsky, Florida Real Estate Attorney
(THE ZARETSKY LAW GROUP - Board Certified Real Estate Atty and AUTOMATED LAND TITLE COMPANY)
Comments 31
Several association boards of directors have problems understanding the homeowner association lien rights and how the Florida “safe harbor” exemption to payment works. This article applies to when the investor makes a loan and then forecloses it and gets title at the foreclosure sale.An important...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Mortgage backed securities (MBS) market closed up 9 basis points today at 104.53 having closed 309 points above support offered by the 200 day moving average. The conforming rate is at 2.625% today. My jumbo pricing is now sizzling! The 30 year jumbo for $1 million was at 3.75%. Whether in New En...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
Fresh EU stimulus, hopes of Congress stimulus and strong earnings from Big Blue are weighing on bonds while stocks are surging. The EU agreed on fresh stimulus of 750B euros to battle COVID inflicted regions while Congress gets started on some type of coronavirus stimulus here in the states. Demo...

By Mike Bjork
(SunWest Mortgage)
Comments 0
http://MikesDailyMarketReport.com: There are no economic data to report today, so Stocks are taking their queues from Corporate Earning releases and Geo-Political News. This morning, Stocks are Up. The EU announced an $858 Billion plan that will provide Grants and Loans to countries whom need ass...

By Richa Nayyar
(Coming service)
Comments 0
Roofing is as important to a home as its foundation. If deciding on a roofing solution is a tough task, then maintaining the look and strength of your roof is even tougher. The roofing materials like roof tiles are said to be highly reliable. But, Even the strongest roofs don’t stand the test of ...

By Jeff Jensen
(The Federal Savings Bank/Lending in 50 states)
Comments 0
The housing market continues to shine in an otherwise down economy due to the pandemic induced shutdown that took place at the end of March through early May across the nation. Housing prices continue to rise as low rates and supply crunch lift prices. The Radian Home Price Index shows that home ...