Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 1
When someone is applying for a home loan, there are a lot of hurdles that people are going to face. For those who are looking for a self-employed mortgage, the challenges might be even greater. Why might this be the case? When the bank is looking to give out a loan to someone for a home, they wan...

By DEANNA EARLY - - ( NMLS # 268590 ), Highest Ranked Mortgage Loan Originator Virginia
(American National Bank & Trust)
Comments 3
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the unincorporated areas of Roanoke County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Na...

By DEANNA EARLY - - ( NMLS # 268590 ), Highest Ranked Mortgage Loan Originator Virginia
(American National Bank & Trust)
Comments 3
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the unincorporated areas of Roanoke County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Na...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 0
Last week’s economic reporting included releases on inflation, retail sales, and consumer sentiment. Weekly readings on mortgage rates and first-time jobless claims were also released.Inflation Hits Highest Growth Pace Since 2018Consumer staples including rent, prepared food and medical expenses ...

By Jason B. Freeman, J.D., CPA, IRS Tax Defense, Attorney-CPA
(Freeman Law, PLLC)
Comments 0
Taxpayers with interests in foreign financial assets, financial accounts, and/or foreign trusts may have certain tax reporting obligations with the IRS.  For example, taxpayers with a financial interest in or signature authority over foreign financial accounts with an aggregate value of over $10,...

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 1
We don't ask enough of them. It's honestly the best thing you can do when obtaining a mortgage. Refinance or purchase the number one thing you want to do is ask questions when working with an experienced mortgage professional.What questions should you ask?Great question! Knowing what to ask is an...

By Ron Lanzillotta & Mike Pesce, The Pesce & Lanzillotta Team, at BHHS
(The Pesce & Lanzillotta Team, at Berkshire Hathaway Homeservices)
Comments 0
Mortgage rates in the last 5-6 months have seen some turbulent changes with reactions from Federal Reserve policy.  Mortgage rates have a direct correlation to home valuations.  As interest rates go up, and the cost of borrowing money increases – asset prices go down.  The reason behind this is t...

By Christopher Pataki, Hockessin Delaware Real Estate
(RE/MAX Associates)
Comments 13
 Death is not a fun topic to discuss, but planning for the future of your assets and estate is necessary.Here are six points to consider to make sure you cover all the bases when writing your will.1. Ask for help. Using a do-it-yourself, will-writing website can be risky. They often do not consid...

By Ron Lanzillotta & Mike Pesce, The Pesce & Lanzillotta Team, at BHHS
(The Pesce & Lanzillotta Team, at Berkshire Hathaway Homeservices)
Comments 0
The punch bowl has been given back to the housing market in the form of low interest rates.  Mortgage rates are the lowest that they’ve been in 12 months, which is going to have a great effect on this spring selling season.  This past week, interest rates on 30-year fixed rate mortgages averaged ...

By Dennis Dahlberg Broker/RI 623-582-4444
(Level 4 Funding )
Comments 16
If you need to know how to get out of a timeshare, you need the experts on our timeshare exit team. We are on your side, and we are the real deal. Read on to learn all the ways that we can help you today. The easiest way to know how to get out of a timeshare is to never get sucked into one in the...

By Roy Kelley
(Realty Group Referrals)
Comments 21
Visit HUD's website for your FHA home loan limit. FHA (Federal Housing Administration) loan limits have been increased for 2020. This is great news for both homeowners looking to refinance their mortgage (lower rate, cash out, shorter term) or home buyers looking to purchase a new home. It's impo...

By Rob Spinosa, SVP of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 19
What Is an Alternative Mortgage? Every so often in popular music, movies, art and culture, the unconventional becomes the rage, the "alternative" becomes mainstream.  When it does, it usually reshapes people's ideas of what's "normal" and it can redefine what's acceptable --- even preferred --- f...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
Whether it is personal or business debt, many people around the world are looking for ways to manage their finances a little better or to recover debts owed to you . It’s admirable to take on such a challenging task as launching a startup, but you can come with a lot of expenses.F.H. Cann & Assoc...

By Joseph Metzler, Sr Loan Officer
(Cambria Mortgage)
Comments 0
Minneapolis / St Paul, MN:  The economy is doing great, and mortgage interest rates are at, or hovering just slightly above all time lows, which has many people thinking of refinancing.Most, but not everyone has a great interest rate, but do you know how your current loan compares to today's mark...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
    30 YEAR FIXED MORTGAGE RATE MOVEMENT   For the Week Ending February 14, 2020.  Please enjoy this quick update on what happened this week in the housing and financial markets. Fed Chair Powell gave his semi-annual testimony before Congress. He said the Fed is "closely monitoring" the coronavir...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
Here is the Video version of this week's Markets in a Minute:  If you have any questions on the market, loan qualification, or just want to get started on your loan, click the button below to get started online, or give me a call at 866-900-2342 toll free direct. 

By Kevin O'Connor, Helping Homeowners Achieve Their Dreams.
(JB Mortgage Capital, Inc.)
Comments 2
Everyone is asking what will mortgage rates do now that they are at multi-year lows?Odds are they'll move higher from here. Nothing moves in the same direction forever and this is especially true for consumer mortgage rates. I'm not "predicting" a significant move higher nor do I think that a mov...

By Roy Kelley
(Realty Group Referrals)
Comments 19
For anyone considering refinancing, their journey of discovery must start with a thorough understanding of the details of their current mortgage and current mortgage statement.             Refinancing ... is it right for me?  How to find out ...     There are many factors that influence the rise ...

By David Jackson, MBA, Financial lending analyst
(Olympus Labs)
Comments 0
One of the worst mistakes I ever made in my life was paying for home insurance with the wrong company. I have always spent a significant aspect of my life reading and I love to find out about things related to what I am currently doing with search engines. Thus, I had followed through the process...

By Bob Elliot, 20+ Yrs Local Industry Experience
(eXp Realty)
Comments 3
Last week’s economic news included readings on construction spending and public and private-sector job growth. Weekly readings on mortgage rates and first-time jobless claims were also released.Construction Spending Dips in DecemberOverall spending on public and private-sector construction spendi...