An overview of the Washington VA Loan process We would like to give our Veterans an overview of what to expect when it comes to Washington VA Loans.  The process for purchasing a home with a VA Mortgage in Washington is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier. If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most common tasks for a VA Loan Process: A VA appraisal must be ordered on all Purchase loans and some Refinances. Title insurance is ordered and issued. The Veteran will need to shop for Homeowners Insurance (or Hazard insurance) and the... 07/09/2010

Sitting on the shores of Port Garner Bay overlooking the Olympic Mountain range is a great city called Everett WA.  Everett is full of wonderful historic builidings and historic homes.  Real Estate in Everett is a little bit of Historic to New Construction a little bit for everyone.  Downtown Everett is full of many unique shops and in the center Hub of it all is the Comcast Arena which home of Everett Silvertips Hockey team and Everett's newest professional indoor Lacross team the Washington Stealth.  One of the great features of Everett is our waterfront that along with the second largest marina on the West Coast its the home of Naval Station Everett which means homeport for the USS Abraham Lincoln, Momsen, Shoup, Ford, Davis and the Ingraham.  I can't forget Everett is also the home ... 07/04/2010

This Everett, WA starter home was recently purchased by an investor who did a fantastic job of updating and renovating.  He called us in to make the space appealing to first time homebuyers.  We selected furnishings that are easily affordable for this demographic, mostly from IKEA and Pier 1.  As always, our photographer, Rick Landreth of Windermere Real Estate, makes the home look fantastic for prospective buyers trolling the internet. Here's to a quick and profitable sale! Entry: Living Room:     Staging by SISTERS Interior Redesign, Edmonds, WA, 425.776.7890, sisters@sistersredesign.com Give your listing the competitive advantage of professional staging.  Contact us today for a complimentary quote. We look forward to working with you!   04/22/2010

It's amazing how bombarded we have become over the last few months with prospective home buyers wanting to contact us in regards to purchasing homes in the Everett area. We all know that the Home Buyers Credit is due to expire very soon, and due to this a lot of people are scrambling to get in contact with an aggressive buyers agent. A good amount of these people need assistance now, to be able to buy their homes as soon as possible. These people truly need an agent whom has the time and experience to respond to these inquiries. We have learned that persistence has proven to pay dividends with these inquiring families and individuals. If you are serious about having the ability to increase the amount of prospective home buyers you contact each month, we would love the chance to talk to ... 04/16/2010

Thinking of relocating to the Everett, WA area. Since, we have a military base in Everett, WA and I specilize in working with military families relocating to this region. Here are the statistics that can assist you in making a good decision in investing in real estate in this area. 2010 Closed Units         173      up 94.4%2009 Closed Units           892010 Average Price Sale    328,689    down -2.4%2009 Average Price Sale    336,8982010 Median Price Sale      292,500   down -7.7%2009 Median Price Sale      317,0002010 Average Time on Market     75    down -5.3%2009 Average Time on Market     79Total Active properties 1,062, Total Sold properties 173 in Everett. There is 6.1 months of inventory in Everett, WA.Total resale homes on the market as of Mar 4,071Total new construction homes ... 04/16/2010

Everett Hotels - Hotel List for Everett, WA Need a Hotel in Everett, WA? Here is a list of Everett Hotels including average rates, ratings, locations, and phone numbers. Please keep in mind that price is not always an indicator of quality. In general, you get what you pay for, but not always. Hotel ratings are based solely upon customer reviews and do not reflect the blog author's opinion. The author is not responsible for the ratings or any ommitted/incorrect/out dated information.       Everett Hotel: Motel 6 Everett NorthAverage rate per night: $50 10006 Evergreen WayEverett, WA 98204 (425) 347-2060 Everett Hotel: Motel 6 Everett SouthAverage rate per night: $54 224 128th St SWEverett, WA 98204 (425) 353-8120 Everett Hotel: Days Inn EverettAverage rate per night: $59 1602 S.E. Everet... 04/12/2010

Hey Everybody! Check out a great new web-site that focuses on Repos and Foreclosures in and around Everett, WA.  The site features HUD Repos, VA foreclosures, bank owned homes, Fannie Mae, Freddie Mac and more all within a convenient map-based application. The site is EverettRepo.com.  Check it out! -Bill 04/01/2010

Living In The Silver Firs Community - Everett, Washington Silver Firs is a well-planned housing community in South Everett, a few minutes east of Mill Creek.  It is made up of two large subdivisions referred to as Silver Firs 1 and Silver Firs Phase II.  Silver Firs 1 consists of 720 homes and 60 acres of common area including several green belts.  Some of the smaller divisions in Silver Firs 1 are commonly known as Glenview at Silver Firs, Highland Park at Silver Firs, and The Village at Silver Firs.     The newer Silver Firs Phase II neighborhood consists of 880 homes and 86 acres of common area including sport courts, tot lots, tennis court, and a youth soccer field.  Silver Firs Phase II includes several smaller communities, including Canterbury, Canterbury Heights, Hillcrest, Pembr... 04/01/2010

Just wanted to give you some local statistics as to what our market statistics are in Everett, WA for the month of February. We love what we do. I am in total agreement about the state of our housing market, which I consider normal right now. Homes do sell if priced correctly from the beginning of the listing agreement. My professional opinion is if you currently do not have to sell your home, then do not put it on the market. If you have any questions call us today 425-218-7674. 2010 Closed Units 111     Up 73.4%2009 Closed Units  64 2010 Average Price Sale 306,048    Down -5.9%2009 Average Price Sale 324,888 2010 Median Price Sale 283,146     Down -9.8%2009 Median Price Sale 314,0002010 Average Time On Market  52    Down -30.8%2009 Average Time On Market  68Total Actives 1,079 with 7.... 03/29/2010

Silver Firs Townhomes - The Best Value In Everett, Washington Would you think I'm crazy if I told you that you could find a 12-year old, 1700 square foot, 3 bedroom, 2 1/2 bath home for sale in a nice area for under $200,000?  Well, you can... And I'm not crazy.  Welcome to Silver Firs Townhomes. Silver Firs Townhomes is an extension of the Silver Firs Neighborhood in south Everett just off Puget Park Drive.  The community is made up of 190 townhomes ranging from around 1300 square feet to over 1700 square feet, built between 1995 and 1998.  Recent short sales and bank owned properties have made Silver Firs Townhomes a bargain hunter's dream.  However, strolling through the neighborhood, it probably wouldn't strike you as a distressed property neighborhood.  Properties look well maintai... 03/29/2010

WE in the industry know - HUD,  along with the so called "leadership" in the House & Senate and all the members of both bodies miserably failed on many levels to assist toward an end to this economic calamity specifically the housing market. Values continue to drop and sweet heart deals continue on Wall Street. The other group (the investors) including Fannie Mae and Freddie Mac continue to tighten their guidelines. Below is a little tongue and cheek but it really is not so funny. Credit score lending should be eliminated and we should go back to normal risk analysis like 'the good ol' days' but instead we have something like this: YOU WANT A LOAN? Please scroll down for important underwriting changes.         New Underwriting Guidelines out today 3/8/2010:  All borrowers' birth certifi... 03/10/2010

Here is some statistic information for Everett, WA. If you are in the market to sell, buy or invest in real estate. Hopefully, you can use these statistics to figure out value for homes in the city of Everett, WA. If you need more precise data via email. Units SoldJan 10   114Jan 09   66Up 72% Average Price SaleJan 10   351,884Jan 09   355,908Down -1.1% Median PriceJan 10  315,695Jan 09  349,949Down -9.8% Average Time on MarketJan 10   75Jan 09  103Down -37.3% Total Active912Total Solds114Months of Inventory8 If you need more information on what is going on in your neighborhood. Click on the neighborhood market to your right and get real-time information. Thank you for visiting my blog.     02/25/2010

HVCC is not just an industry issue it is a consumer issue. In previous blogs over the past year I have been critical of the Attorney General of New York - Cuomo and I speculated early on he was laying out resume material for the furtherance of his political career...I was right. No individual or state for that matter should be able to have such an incomprehensable impact on small business's(the appraisal industry) taking money -literal theft out of the appraiser and dictating to them how they do their business. Remarkable. I hope the National Association of Realtors (membership) and the consumer start googling to find out who represents them and drop a note as to why this should be stopped. Share your story.... The link below is a parity however it is factually correct. I wish us all we... 02/11/2010

9532 25th Dr. SE Everett, Wa 98208 Better Then New Home In Everett Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Isaac Real Estate Team Office: 425-483-6849 Mobile: 206-841-9976 Website: Visit Website Price : $349,921 Bedrooms : 3 Bathrooms : 2.5 Square Foot : 2,341 Lot Size : 3,920 Community : Everett County : Snohomish Property Type : Detached Year Built : 2008 MLS Number : 13612 click for more information and pictures Property Description This is a better then new home with a lot of special landscaping in the private back yard looking back to a greenbelt. Features include beautiful hardwood floors throughout most of the first floor, a great bonus room on the 2nd floor, a soaking tub and a separate shower in the master bath, a secu... 02/02/2010

Thank you for being accessible and your service. I hope you take my comments in the spirit they are intended. First off I sincerely believe there is a huge disconnect. HUD is running around making changes that do not impact the consumer positively and in fact doing harm. The revised Good Faith Estimate is the first item. Explain to me what the problem was with the previous format. To me the purpose of this "improved" document is to regulate how much a mortgage professional can make (nothing to do with consumerism) even though every other profession in the world including the medical community do not have to show how much they make on each transaction. No other industry is required to itemize with precision or within tolerances the exact costs etc. The consumer should take some responsib... 01/26/2010

Yes HUD (and our government) is at it again and yes the mystery continues as to why they do what they do. Great thinking on the yield spread premiums, the revised good faith estimate, HVCC appraisal mess, the elimination of a cost neutral down payment assistance program....do I need to go on? HUD has decided that the seller can no longer contribute 6% toward closing costs and or prepaid expenses. Instead they say the magic ....the place where the healing begins....is 3%. YES, 3% is the magical number and will solve unemployment, the real estate collapse, too big to fail and that nagging itch....fine whatever. For example if you buy a home for $200,000 the seller can contribute $6000. This means the borrower will pay some cash out of pocket in addition to their 3.5% down for their proper... 01/20/2010

We know what the credit card issuers have been doing but according the FED they have cleaned up and pushed out the final REG Z wording that will be implemented February 22, 2010. "The rule bans several harmful practices and requires greater transparency in the disclosure of the terms and conditions of credit card accounts." Among other things, the rule will: Protect consumers from unexpected increases in credit card interest rates by generally prohibiting increases in a rate during the first year after an account is opened and increases in a rate that applies to an existing credit card balance. Prohibit creditors from issuing a credit card to a consumer who is younger than the age of 21 unless the consumer has the ability to make the required payments or obtains the signature of a paren... 01/15/2010

I have forwarded this poem by an unknown author however it is circulating around the industry. It is an eloquent statement of fact surrounding the mess HUD and our government continues to make of our industry. PLEASE SEND THIS TO YOUR REPRESENTATIVE! T'was the week before New YearsWhen all through the lands,LO's and Closers were wringing their hands.RESPA Changes are coming,They all started to worry,We'd better get trained, and trained in a hurry!We all kept on hopingThere would be a delay.But HUD said, "No Way," it's all here to stay."We love our new HUDAnd our new GFE,Don't fret, don't worry, it's as simple as can be."We all shook our heads,Threw our hands to the sky.What were you smoking? You must have been high!You took a one page docAnd changed it to three.Easier? More simple? How ... 01/05/2010

It won't be long before you hear about the endless tax payer gift given to Fannie Mae and Freddie Mac and that is a blank check to absorb more losses. The scary part about this is how the foreign and domestic private investors of our debt are going to respond to this most recent move by the Fed. I don't think it will be kindly and in fact there are rumblings already of investors moving away. The move from where I sit simply means the government is now in charge of the housing market. YIKES. As more information comes about I will forward on to you but for now anticipate interest rates going up and you can expect a very volatile week as we begin the new adventure of 2010 and don't be surprised if we have a second recessionary dip in 2010. Housing prices could continue to dip some but if i... 01/04/2010

The clouds are coming and the warning signs are in place. Interest Rates will be moving up soon. The strategy of waiting for lower home prices could back fire because of higher interest rates. If you feel comfortable about your employment situation (particularly if you work for the public) I would consider shopping now. Rates will be moving up. Perhaps a full percentage point by this time next year. Happy New Year Everyone and I wish us well.   01/02/2010