Contact: SuAnne Hoffman Phone: 801-360-3900     2-Story, Single Family - Pleasant Grove, UT Listed at 409900       Send To   Subdivision  N/A Category Homes Type Single Family Re-Sale Sq Footage 4906 Bedrooms 6 Bathrooms 3 Half Bathrooms 1 Lot Size 0 Short Sale No Year Built 1977 Home Address 195 N 1400 E Pleasant Grove, UT 84062   Home DescriptionAbsolutely stunning view from family room, kitchen and large deck. This is the ultimate family home. Large great room, large formal dining and living room. Lots of updating done...call agent for more details. Outside entrance into either a home office or a bedroom. Covered RV parking. The location can't be beat close to hiking, biking etc. on "G" mountain. Check out the photos. Home Features   Additional Links   Virtual Tour   Property Desc... 10/25/2016

  Contact: SuAnne Hoffman Phone: 801-360-3900     2-Story, Single Family - Pleasant Grove, UT Listed at 434900       Send To   Subdivision   Category Homes Type Single Family Re-Sale Sq Footage 4906 Bedrooms 6 Bathrooms 1 Half Bathrooms 1 Lot Size 0 Short Sale No Year Built 1977 Home Address 195 N 1400 E Pleasant Grove, UT 84062   Home DescriptionAbsolutely stunning view from family room, kitchen and large deck. This is the ultimate family home. Large great room, large formal dining and living room. Lots of updating done...call agent for more details. Outside entrance into either a home office or a bedroom. The location can't be beat close to hiking, biking etc. on "G" mountain. Check out the photos. Home Features   Additional Links   Virtual Tour   Property Description This home for s... 08/26/2016

  Contact: SuAnne Hoffman Phone: 801-360-3900     2-Story, Single Family - Pleasant Grove, UT Listed at 349900       Send To   Subdivision   Category Homes Type Single Family Re-Sale Sq Footage 2659 Bedrooms 4 Bathrooms 2 Half Bathrooms 1 Lot Size 0 Short Sale No Year Built 1994 Home Address 102 N 1185 E Pleasant Grove, UT 84062   Home DescriptionOWNER'S custom construction. Tired of cookie cutter homes that all look and feel the same? Then we have the house for you! Custom extra wide east coast aluminum siding that you won't anywhere else west of the Mississippi. 10' ceilings throughout with custom moldings. Also, fiberglass doors and low-e windows. Multiple french doors, ceiling fans, walk-in closets and extra large windows for spectacular views. Lots of storage! Huge master bedroom.... 07/26/2016

The Infrared Building Inspection and Evaluation of Lincoln Academy in Pleasant Grove is completed. Visit our Projects Page to learn more about our commercial and government building evaluations.   Alamo Infrared is recognized in the commercial real estate community for consistent delivery of commercial property evaluations. As commercial property evaluators, we know that the purchase, lease or investment in commercial real estate is an enormous undertaking. Performing due diligence on the property is a crucial step to minimize risks and help you make safe and sound decisions.   01/03/2014

Refinance your Mortgage in Pleasant Grove Utah Refinancing your home in Pleasant Grove, Utah Refinancing your home in Pleasant Grove, Utah. Refinancing your Pleasant Grove home mortgage can be an amazing thing! People refinance for a lot of different reasons including: - Wanting a lower monthly payment. - To take cash out of their home equity. - They want to throw out their Private Mortgage Insurance (PMI). - They want to avoid the balloon payment in their original mortgage. Want to know what your current mortgage looks like? Use this simple Mortgage Calculator. Refinancing has many benefits! You probably have a better credit score if you've been making your monthly payments on time. So with this better credit score, you could qualify for a lower monthly payment/interest rate. This coul... 10/30/2013

Utah County Homes for Sale, Title Insurance and the Closing The last process that takes place just prior to recording is the closing. At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner’s Policy. They insure that you have clear title to the property. If there are any problems later you can always go back to the Title Company and have them clear it up. During the closing the Title Company also provides a Lender’s Policy. The Lender’s policy insures your mortgage lender that there are no liens or judgments against the property and that the property and the mortgage company will be in the first position. In other words, should you sell the property or refinance it, their mortgage gets paid first, before any other claims against the property. The Lend... 06/06/2011

Utah County Homes for Sale, Home Loan Appraisal The Real Estate Appraisal is an important part of your home buying transaction.  The appraisal helps to establish what the property's market value actual is, in fact it would likely be the main tool in helping the seller establish the proper selling price. Lenders require an appraisal when the home is offered as security for a loan; they want to make sure that the property will sell for at least the amount of money it is lending.  Real estate agents often use a comparative market analysis (CMA), with an appraisal to help their home seller determine a realistic asking price for their home.  Many times, experienced real estate agents will come very close to an appraisal, but usually the appraisal is very detailed and is the only valuation le... 04/12/2011

Utah County Homes for Sale - Real Estate Negotiating When it comes to time to negotiate a real estate transaction, some interesting dynamics take place. Obviously the Seller wants the most money they can get for their home. The Buyer wants the most home for the least amount of money. This is a crucial time to have a professional on your side, who knows and understands how the process works. There is not a right or a wrong way to proceed, but it does involve a lot of give and take. The party with the stronger alternative usually gets more, but a successful negotiation happens when both sides end up with a compromise and no one feels deceived or taken advantage of. There are a few points that need to be considered when you approach the negotiating table.  Determine what you want to achiev... 03/19/2011

Utah County Homes for Sale, Final Walkthrough Inspection The final step in the purchase process prior to closing is the Final Walk through Inspection.  Every home buyer should revisit the property to ensure it is in the condition you required in your offer, and to inspect that any required repairs have been performed.  Final inspection should be no sooner than five days before you intend to close.  Make sure this right to do a final inspection is included in your offer to purchase. Search Utah MLS Listings - Utah's Finest MLS Home Search, Utah County's Exclusive Home Buyer Service - Utah Homes for SaleUtah County Real Estate - Utah's Finest MLS Home Search, Utah County's Exclusive Home Buyer Service - Utah County Real EstateUtah County Homes - Utah's Finest MLS Home Search, Utah County'... 03/12/2011

Utah County Homes for Sale, Home Buyer Market Are you a present Home Buyer Candidate? How you been waiting for the perfect time to buy a home? Well your time is now, at no other time in recent memory has the real estate market been at a point where you had nothing to lose, and everything to gain. As a full-time Home Buyer Representative, I too like this kind of Home Buyer market. There are so many opportunities out there for my clients that I feel like a little kid in a candy store. A Home Buyer market comes at a time when the supply of homes for sale exceeds the demand to buy those homes. The Home Buyer market can be a great opportunity to not only negotiate the price of a new home you want to buy, but it can also be a time for great interest rates, inspection costs, and closing cost o... 03/07/2011

Utah County Homes Sold in Pleasant Grove, Utah - 2010 Month Jan 2010 Units 11 Sales Volume $2,199,450.00 Avg. List Price $175,000.00 Avg. Sold Price $167,000.00   Sq. Ft. 1,770 Per Sq. Ft. $100.83       Feb 2010 13 $2,779,090.00 $224,900.00 $223,000.00   2,424 $90.54       Mar 2010 32 $7,150,400.00 $184,950.00 $160,750.00   1,987 $89.78       Apr 2010 32 $6,064,875.00 $169,400.00 $157,000.00   1,398 $104.34       May 2010 28 $6,245,828.00 $210,000.00 $200,000.00   2,532 $89.73       Jun 2010 20 $3,886,540.00 $159,250.00 $146,750.00   1,716 $86.12       Jul 2010 21 $5,113,125.00 $229,000.00 $208,000.00   2,560 $87.22       Aug 2010 18 $3,763,700.00 $201,950.00 $173,250.00   1,791 $95.71       Sep 2010 14 $2,665,100.00 $199,900.00 $194,950.00   2,128 $90.84       Oct 2010 17 $3,429,375.00... 11/20/2010

Utah County Homes for Sale - Home Buyer Market Are you a present Home Buyer Candidate? How you been waiting for the perfect time to buy a home? Well your time is now, at no other time in recent memory has the real estate market been at a point where you had nothing to lose, and everything to gain. As a full-time Home Buyer Representative, I too like this kind of Home Buyer market. There are so many opportunities out there for my clients that I feel like a little kid in a candy store. A Home Buyer market comes at a time when the supply of homes for sale exceeds the demand to buy those homes. The Home Buyer market can be a great opportunity to not only negotiate the price of a new home you want to buy, but it can also be a time for great interest rates, inspection costs, and closing cost ... 10/19/2010

Bank Owned Properties - Utah County Homes for Sale Banks are not in the business to hold onto an inventory of homes.  They want to get rid of these homes yesterday.  This makes for a great opportunity for you, the home buyer or investor, because most of these homes are well below market value.  Once the bank owns the property they will handle eviction if any, take care of some repairs, pay past HOA and/or other maintenance dues, and then will negotiate with the IRS, removal of tax liens, if any. How do banks sell REO's (Real Estate owned by the Bank)? Most banks have an REO department that handles the sale of these properties.  They certainly would like to get the best price of course.  When you make an offer, the banks will usually make a counter offer.  Don't be surprised to get a hig... 09/20/2010

Utah County Real Estate - Monthly Payment Stability One of the major advantages of owning your own home is the stability of having a stable monthly mortgage payment.  In today's ever changing housing market, with the rise in foreclosures, renting a home has been the only option for many families.  The supply demand for rental properties has increased the monthly payments for many renters.  As a general rule rent will increase quite often even during a stable housing market. With a fixed rate mortgage, the home owner has the luxury of establishing a stable monthly payment.  This along with the tax benefits discussed in a previous blog makes for a much more desirable housing payment scenario. Search Utah MLS Listings - Utah's Finest MLS Home Search, Utah County's Exclusive Home Buyer Serv... 09/16/2010

Utah County Homes for Sale - Mortgage Rates and Annual Percentage Rate (APR) Many borrowers don't understand that there is a difference between the Mortgage Rate and the Annual Percentage Rate (APR).  The mortgage rate is the base rate usually associated with a mortgage.  The APR of a loan is supposed to be an overall interest rate with all the applicable closing costs factored in.  Unfortunately, not all lenders include the same costs so not all APR's are created equally.  Use the APR as a general guide to the overall cost of the loan but keep in mind that you have to look at the details of what's included to be sure. Search Utah MLS Listings - Utah's Finest MLS Home Search, Utah County's Exclusive Home Buyer Service - Utah Homes for SaleUtah County Real Estate - Utah's Finest MLS Home... 09/12/2010

Energy Auditing Municipal Buildings for the city of Pleasant Grove, Utah | Information gathered from any Utah energy audits of the city government buildings in Utah County can be used to determine energy efficiency, retrofitting and weatherization projects. Retrofitting projects will include air infiltration, energy efficient windows and doors, insulation levels, weather-stripping and caulking, and electric base loads.   Using the data from the energy audit to retrofit and improve the energy efficiency of a number of it's municipal buildings that will result in substantial reduction in energy usage.   DOES ADDING INSULATION REALLY HELP?    Third Party Energy Auditing Verification by Alamo Infrared on Episode 116 of Homes Today Utah. An old home was chosen in Salt Lake City, Utah for an ... 09/08/2010

Utah County Homes for Sale - Annual Percentage Rate (APR) As a Loan Officer here in Utah County, I have found that many consumers don't fully understand the term Annual Percentage Rate.  Probably no other disclosure is as baffling to the average consumer as APR is.  Few understand how the APR can be higher than the interest rate.  The APR is the finance charge expressed as a numerical percentage, which is an expression of the annualized finance charge.  The APR includes the interest rate plus all of those items that are included in the finance charge. Although few mortgage lenders actually do it, lenders are required to disclose the APR when inquiries are made orally.  The APR also has to be fully disclosed on any advertising materials.  Search Utah MLS Listings - Utah's Finest MLS Home... 09/06/2010

Utah County Homes for Sale - Loan Application and Documentation When it comes time to purchase new home, your first step in the purchase process is to get pre-qualified for your home loan.  Once you contact a Mortgage loan officer, he will ask you to fill out a Mortgage Loan Application (1003) and supply him with documentation.  The documentation required will vary, but generally you will supply the following: •·         Federal income tax statements and verification of any additional income •·         Your two most recent W2's •·         Current paycheck stubs •·         Recent bank statements •·         Asset and liability information (stocks, bonds, other real estate, etc.) Good Luck and Happy house hunting. Search Utah MLS Listings Utah County Real Estate  Utah County Homes  Utah Ho... 09/02/2010

Utah County Real Estate - Car Payments and Your Home Purchase When determining your ability to qualify for a home loan, a lender looks at what is called your "debt-to-income ratio.  The debt-to-income ratio is the percentage of your gross monthly income (before taxes) that you spend on debt.  This will include your monthly housing costs, including principal, interest, taxes, insurance, and homeowner's association fees.  It will also include your monthly consumer debt, including credit cards, student loans, installment debt, etc. Buying a new car during the Home Loan Process can drastically affect the outcome of your Mortgage.  Let's suppose you earn $5,000 a month and your car payment is $400.  Depending on the interest rate you are able to get, you would qualify for between $50,000 and... 09/01/2010

Utah County Real Estate - Private Mortgage Insurance (PMI) - Early Exit Private Mortgage Insurance (PMI) is the safety net of the lender.  PMI benefits lenders because it guarantees payment on the balance of loans not covered by the sale of foreclosed properties. If a borrower makes a down payment of 20% of the cost of the home, the lender can generally trust that he will make his mortgage payments faithfully to protect a large investment. In this case, the lender comes out ahead if the borrower is forced to foreclose on his house, because the lender loans 80% of the cost of the house, but will probably recover 100% of the cost of the house. But, if the borrower makes a smaller down-payment, such as 3%, 5% or 10%, and borrows the rest, and then defaults on his loan, the lender loses mon... 08/28/2010