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All About Utah Real Estate

By Lance Clifford, Real estate agent serving Southern Utah
(Keller Williams Realty)
Buyers moving to St. George, Utah ask me about schools, HOAs and commute times. Almost nobody asks which company will send the power bill, and in this city that question has two possible answers that can be thirty or sixty dollars a month apart on the same house. Here is how I explain it when someone is weighing a home in Bloomington against one north of the river.The river draws the line, mostlyThe City of St. George runs its own electric utility, and it serves most of the city north of the Virgin River. South of the river, the city's own utility application page says the electricity comes from Dixie Power, the member-owned cooperative, and it names Bloomington, Bloomington Hills and Little Valley as examples. Those areas were already on Dixie lines when the city annexed them in the 19...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Nerdin Gardens: Pull Weeds. Harvest More. Every growing season comes with a set of challenges, like weed control, making sure there’s enough pollination, then dealing with ever-changing weather conditions. Taking the all-natural approach by protecting the good stuff without poisoning the whole system with chemicals, works for us. Think about it like this:1. Weeds multiply when left alone.
If ignored for a short time, a weed can seed a whole patch before you notice. Feeding them accelerates the takeover. Same goes for negative patterns or toxic influences: the more you engage with them, the faster they spread and crowd out everything productive. Focus on what grows you. 2. Some resources are limited.
There's only got so much water to allocate and only so many hours in the day. Every bit ...
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By Chuck Willman, NewHomesAdvisory.com
(Chuck Willman)
In the early 2000s, with New Homes Advisory, I helped build a database of Phoenix-area builders that included floor plans and pricing for new construction.When the market crashed in 2008, I changed strategy, I combined multiple data sources to evaluate available homes and land during the downturn; and with two partners, we helped clients purchase an assortment of properties worth more than $1.5 billion.Our market data was incorporated by data-as-a-service providers and financial institutions to help people evaluate investment property opportunities in multiple states.Since 2015, I've spent several years as a sales consultant with multiple new home builders, helping clients throughout the Wasatch Front.I've revived the new online version of New Homes Advisory to allow buyers to search ne...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
A Moving Plan From His Parents' Basement Jake, a 28-year old gamer, with a 4-year online degree and a good job never left his parent’s home. They finally gave him an ultimatum to find a place to live in 6 months because they were selling their home and buying a single level, slab-on-grade property in a 55 + community nearby.At my direction, he made the call to a recommended loan officer and was preapproved for $395,000. We looked at 6 houses in two weeks. Two were over budget after adding closing costs. One had a mold problem the inspector flagged immediately. Another sat too close to the highway. Jake kept saying he didn’t want “a fixer.” He was not handy at hanging drywall. The house he offered on was a 2007 three-bed, 2 bath, 2 car garage in La Verkin, listed at $379,900. No HOA. New...
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By Lance Clifford, Real estate agent serving Southern Utah
(Keller Williams Realty)
Most of us treat the insurance quote as a box the buyer checks somewhere between inspection and funding. A document the Utah Insurance Department publishes every year argues that we are treating it too lightly, and it does so with data rather than opinion.One house, twenty carriers, a six-to-one spreadUtah Code 31A-2-208.5 requires the Department to publish an annual rate comparison. For the 2025 edition it built a fixed scenario and sent it to the twenty largest home insurers in the state: a ten-year-old dwelling in fire protection class 1 through 6, an HO-3 policy with $450,000 of dwelling coverage, $300,000 of personal liability, $1,000 in medical payments, a $1,000 deductible, no discounts, one-year term. One of the four sample ZIP codes was Hurricane, Utah, at 84737.Fifteen carrier...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Nerdin Gardens: And We Were Jamming! 🎶 🎵 🎶       Jalapeno and bell peppers gave up their staked claim in Nerdin Gardens, quickly becoming Jalapeno Jam! This delectable delight can be served over a block of cream cheese with crackers or used as a marinade, on burgers, a glaze on chicken wings, whatever your spicy heart desires.     Here's a flavorful recipe that aims to please:     Pepper Jam - Makes 12  - 4 ounce jars or 6 - 8 ounce jars   • 1 1/2 cups of finely diced green & red bell peppers • 1 2/3 cups of finely diced jalapenos • 5 cups sugar • 1 1/4 cups white or apple cider vinegar • 1/4 cup of fresh lime juice • 1 teaspoon fine sea salt • 3 ounces of liquid fruit pectin     Drain any liquid from the peppers, pat dry. Add ingredients to pot except for pectin. Bring to a low boil f...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
A Longtime Friendship Brings a Referral! Imagine the surprise when a long-time friend called to say a relative needed to list their home, asking if I'd be interested in helping. While it may have seemed random at first, several things came to mind, one was the bond held between us all those years, competence and ethics were among the reasons why they made the decision. Rather than call strangers or schedule several listing appointments to pick the best agent, friends understand that you'll be more attentive, more honest about pricing and more protective of the family’s interests because the relationship is personal. They make contact if reasonably confident you can handle the job. Protecting a loved one sits at the top of the list. Supporting a friend’s business matters too, especially ...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Harvesting the Rewards of Hard Work       Caring and steady hands turn a plot of land into a living, thriving garden and a working company into an asset that can last for decades. Consistency matters more than occasional effort, especially when remaining close to the work when the payoff arrives.       Walking the property often ensures small fixes stay that way rather than dealing with monumental problems. Step away for even a few days and overgrowth, leaks, unkempt rooms, slipping value or a house that no longer looks like anyone cares.     Give business and the garden a real chance by: Showing up Using knowledge Self-motivation Being proactive Bringing energy   Anything worthwhile takes time, energy and action. Weather, weeds, updating processes, rates, inspections, appraisals and t...
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By Derrik Carlson, Luxury & Resort Real Estate Advisor in Park City
(KW Park City Keller Williams Real Estate)
Two Park City homes at the same asking price can offer very different lifestyles. One may have direct ski access. Another may sit in a private golf community. A third may offer acreage, mountain views, and privacy.When I help buyers compare luxury homes, I start with one question: How do you want to spend your time here? The answer often narrows the search more effectively than bedroom count or square footage. It also brings the details that affect daily life into focus: access, location, ownership costs, and how much of the property you will actually use.Ski Access: Check the Actual Route“Ski-in/ski-out” is an appealing description, but the experience varies by property. Direct trail access is different from a walk, shuttle ride, or drive to the lifts. Even direct access may depend on ...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
He said, "Want warm and fuzzy? Get a pet." Those seven words resonated with me. A colleague described a deal that almost went sideways because the buyers got too emotional. No advice was taken. They were determined to purchase that home at any cost, even after the inflated price put them well underwater. 🐾 🏚 🐾 That is the mistake I’ve seen too often. Buyers fall for a smell, a porch swing, or a staged throw blanket, then want to skip the inspection and ignore what actually matters. Some agents sell a feeling instead of a property and act surprised when the deal turns ugly. 🐾 🏚 🐾 Before viewing any properties with buyers, I remind them to stay in budget and save the gushing for the car, well down the road. A house is location, timing, condition, money and risk. A sales transaction was ne...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Falling into Southern Utah!  As autumn arrives, people still spend less hours indoors during daylight and evening hours because it's green, warm and sunny. Southern Utah is a year 'round outdoor playground just waiting to be discovered!  You can:Get wetBird watchVisit a peerRide a floatyGo for a walkRun with your dogSit in a city parkCatch a carouselBike a canyonGo take a hikePlant some flowersPicnic in a parkWhistle a tuneSing a happy songRead on a benchGrab a pole and fishSmell some flowersCall a friend for lunchWatch a sunrise or sunsetGrab your camera for photo opp's There’s much to do, see and explore in the southern Utah area and I'm sure you'll be delighted with the many, many offerings. Are you ready for falling into southern Utah?  I sure am! Picture enhanced by Chatgpt
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Creating FOMO for more ZOOM-ZOOM! This month's challenge is a testament to all members who regularly attend the weekly, ActiveRain zoom meeting. As a way to remain connected with industry professionals, the group was started during the Wuhan flu and simply stuck. Before new topics can be brought, enticing more participation is a must. Coming up with ideas on how to achieve more participation is the easy part, implementing them, probably, not so much. Here I go anyway with 3 ideas!   Fifteen minute presentations (4). The subjects should be dynamic, up-to-date information that everyone can implement in their businesses. Can get salespeople who want to boast about the newest and greatest tools of the trade. They may offer a gift or a discount to anyone who purchases their products.    Ten ...
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By Lance Clifford, Real estate agent serving Southern Utah
(Keller Williams Realty)
The deduction people count on does not show up at these pricesWhen a St. George buyer tells me the mortgage interest deduction makes owning cheaper than it looks, I now walk them through one year of numbers. On the $520,000 Washington County median sale price from August 2026, with 20 percent down at Freddie Mac's 6.95 percent 30-year average from September 17, 2026, the first year's interest is $28,778 and the St. George property tax bill is $1,886. Together that is $30,664 of potential itemized deductions.The IRS standard deduction for tax year 2026 is $32,200 for a married couple filing jointly, per Revenue Procedure 2025-32. A couple with no other itemized deductions gets nothing from owning this house, because they were already getting a bigger deduction for free. A single filer, a...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Nerdin Gardens: Flavor Don’t Wait!  Same care, same vine, same water sources, same shade, same nutrients, except one lemon cucumber decided to ripen faster! This morning, these were picked from Nerdin Gardens by Mr. Green Jeans. One is barely an inch around, the other, a four-inch globe.    The small one is perfect in its completion. A bright yellow color, thin skin, a clean citrus note, a sharp crunch. Flavor did not wait for volume, it confidently presented! The larger one is the same fruit with the same taste but more room and better for slicing.    The only difference is clearly the bigger size. Nature seems to do this in every faction of life. Fruits and vegetables ripen by character, not by tape measure. People are similar, though some never do grow up and, if I'm being honest, so...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
So. Utah Bootleggers and Brokers Event! THE ROARING REALTOR® SPEAKEASY NIGHT was held last night. It was extraordinary and like stepping back into the Roaring ’20s with an unforgettable evening of food, entertainment and connection!

   A hidden entrance to the speakeasy, where an entire evening of Jazz Age-inspired fun awaited us but required a password phrase. Thankfully, I remembered it and we gained entry.  Posh and era-infused elements were on display. Ceiling to floor crystal towers were hung with care, while the dance floor was lit up in anticipation of dancing the Charleston to the lively music of that time. I happily obliged!  We discovered casino tables, dinner & drinks, live entertainment, fortunes and photo booth. Catching up with fellow agents and friends was So MUCH FUN du...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Nerdin Gardens: Love Notes From My Honey💌 When you gain true affection, hold on tightly, nurture, reciprocate. Even when the world gets tipped on its axis, making things go wonky, love can be that steady force in encouraging positive results and outcomes. After posting some pics of Nerdin Gardens, My Honey sent me a heartfelt message:   💌 Michael: Thank you for the huge success in Nerdin Gardens this year for the help in weeding the raised beds, keeping all vegetables healthy and yummy, then picking the fruits & vegetables at just the right time. Making time to produce jams, relishes, sauces, soups plus delivering them to friends, family and neighbors is very much appreciated.   Thank you honey I love you .       💌 Wanda (That's me!): We are a TEAM and it clearly shows. I love you My Ho...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Wanda Woman CAN but Won't Do THAT! Potential sellers requested a comparable market analysis. I suited up and professionally delivered much more than asked for, including: current data, market activity with a clear path forward. We signed listing docs. A few days before the photographer was scheduled to arrive, they canceled. Uncertainty won.  Months later, after several follow-ups, was finally told that they would sell the house, preferring to forgo any compensation representation. I wished them well. Ending things respectfully, on my side, is better than carrying resentment. Another month passed. They called, asking if I had any photos they could use.   I reminded them the listing mission was terminated. The questions started. Advice on curb appeal, an advertising & marketing plan, pri...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Got a Dual Fuel HVAC System?     While looking up properties on behalf of a potential home buyer couple looking to make southern Utah their home, I came across some interesting HVAC information. The subject piqued the curiosity, begging for further research, to which I obliged. The following is the result of the findings:     Dual fuel systems pair an electric heat pump with a gas furnace in one setup. The system automatically chooses the most efficient energy source based on outside temperatures. These hybrid units work well in regions with harsh, freezing winters or fluctuating cold weather.     When it makes sense: Climate: Perfect for areas where temperatures often fall well below freezing. The heat pump manages milder days with strong efficiency, while the gas furnace delivers pow...
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By Lance Clifford, Real estate agent serving Southern Utah
(Keller Williams Realty)
Three things I kept hearing that are no longer trueA buyer sent me a Utah down payment assistance page last week and asked which program she should apply for. Every program on it was either discontinued or described wrong. That is not her fault. The pages that rank for these searches have not been touched in years, and a couple of them carry a 2026 date on content that describes 2022. I went through the source documents this morning, and three things that get repeated constantly around Southern Utah have quietly stopped being true.1. Utah Housing runs three loan programs, not fourHomeAgain and Score are gone. Utah Housing announced on January 10, 2023 that the FHA/VA Mortgage Loan would replace both of them, effective February 14, 2023. What exists today is FirstHome, the FHA/VA Mortgag...
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By Wanda Kubat-Nerdin - Wanda Can!, Southern Utah's Preferred Real Estate Agent.
(Red Rock Real Estate (435) 632-9374)
Going Out Like a Wrecking Ball! It's amazing to observe the behavior of some people when inspections uncover egregious problems, negotiations stall, schedules get delayed, closings take time or money is not wired upon demand. Industry professionals understand that if anything can go wrong, it usually does! Some people come out swinging through manipulation with ear-piercing, erratic, emotional outbursts, much like a spoiled child in a candy store who is not getting a sugar-infused treat. This foolish behavior bodes poorly but handling them with as much patience that can be mustered, is best. A few sellers might attempt to take the whole conversation, relationship and goodwill with them. Scenario #1Potential buyer orders a home inspection. The result is a rolling list of repairs, mostly ...
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