Cross Creek (Fulshear, TX)
By Shayne Stone, "Your Rock Solid Choice Realtor"
(HomeSmart)
Things To Avoid After Applying for a Home LoanOnce you've applied for a mortgage to buy a home, there are some key things to keep in mind. While its exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying for your home loan.Don't Deposit Large Sums of Cash Lenders need to source your money, and cash isn't easily traceable. Before you deposit any amount of cash into your accounts, discuss the proper way to document your transactions with your loan officer.Don't Make Any Large Purchases Its not just home-related purchases that could disqualify you from your loan. Any large purchases can be red flags for lenders. People with new debt have higher debt-to-income...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(HomeSmart)
Why an Agent Is Essential When Pricing Your House Some Highlights When it comes to pricing your house, there's a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional. To find the best price, your agent balances current market demand, the values of homes in your neighborhood, where prices are headed, and your homes condition. Don't pick just any price for your house. If you're ready to sell, lets connect to find the perfect price for your house.     
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(HomeSmart)
A Majority of Consumers Say Its a Good Time To Sell Your HouseIf you're a homeowner thinking about selling your house, you're probably looking for the best time to make your move. That means you're likely balancing a number of factors, like your changing needs, where you'll go when you sell, and todays mortgage rates in order to time it just right.According to recent data, that sweet spot could already be here. The latest Home Purchase Sentiment Index (HPSI) by Fannie Mae finds that 76% of consumers believe now is a good time to sell.The graph below shows the percentage of survey respondents who say its a good time to sell a house. The big dip in March and April of 2020 reflects how consumer sentiment dropped at the beginning of the pandemic as uncertainty about the health crisis grew. ...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(HomeSmart)
Why the Growing Number of Homes for Sale Is Good for Your Move UpAre you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there's something you should know. The number of homes coming onto the market is increasing and that could make it easier for you to move up this summer.According to the latest data from realtor.com, the number of homes being listed for sale, known as new listings, has increased consistently this year (see graph below):While this news has clear benefits for buyers who are craving more options for their home search, what does that mean for current homeowners like you? It gives you two distinct opportunities in todays housing market.Opportunity #1: Take Advantage of Mo...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(HomeSmart)
What Are the Best Options for Todays First-Time Homebuyers?If you're looking to buy your first home, youre likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesnt mean you have to put your plans on hold.If you partner with a trusted real estate advisor and hone your strategy, you can navigate todays market and find the home you're looking for. Here are two tips to help you get started.Work with a Professional To Prioritize Your Wish ListIf you're having trouble finding a home in your budget that checks all the boxes, it may be worth taking another look at your lists of what you want and what you really need. According to the latest First-Time Homebuyer Metro Af...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(HomeSmart)
Luxury Homes Are in High DemandAs people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn't only defined by its price. Location is also an important factor. It could be a condo at a desirable city address, a spacious home on the water, or one with access to luxury activities like arts and entertainment, high-end shopping and dining, and more. The home itself will also boast some of the finest features available.According to the Luxury Market Report from the Institute for Luxury Home Marketing, there's been a substantial increase in how many buyers are purchasing luxury homes over the past two years. It says:. . . North ...
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By Shayne Stone, "Your Rock Solid Choice Realtor"
(HomeSmart)
Carving Out Your Home Office SpaceWhen COVID-19 emerged, a lot of employers realized the advantage of allowing at least some employees to work from home. Not only can it act as a benefit for employees, but it can also help to reduce the cost of stocking and maintaining a physical office space. As a result, the number of people working in home offices has increased significantly over the last few years. This trend will likely continue as well, since companies are realizing that many employees like a work-from-home option and are actively seeking out WFH positions.While there are definite advantages to this, it does bring up one potential problem: If your home wasn’t designed with a home office in mind, where are you going to put it? While some people solve this problem by just sticking a...
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Fulshear, TX Real Estate Professionals