Dallas, TX Real Estate News

By RPDFW @ Salas Home Team, #1 Team in Real Estate Specialty Services
(Realty Preferred DFW)
\If you're looking for a 4 bedroom house in Dallas Tx, you've come to the right place.We will advise you to make an intelligent decision to buy your home. From your home loan to closing. The most important step to start buying your home is to have your loan approved or at least pre-approved.There are hundreds of programs available to buy a 4 bedroom house in Dallas, Tx. As well as down payment assistance programs. He has good social security, reports his taxes annually and has a work history for 2 years, he can do it with little or no down payment.If you own your own business or work as a contractor and don't report a lot of money on your tax returns. We also have programs available.If you only have your ITIN and have filed or have not filed your taxes for at least the last two years yo...
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By RPDFW @ Salas Home Team, #1 Team in Real Estate Specialty Services
(Realty Preferred DFW)
2422 Hudspeth Ave, Dallas, TX 75216.Si anda buscando una vivienda de 4 habitaciones en Dallas, Tx llegó al lugar adecuado. Lo asesoraremos  para tomar una decisión inteligente en la adquisición de su vivienda.Desde el préstamo para su propiedad, hasta el cierre. El paso más importante para empezar dicho proceso, es que tenga su préstamo aprobado, o por lo menos que esté pre-aprobado.Hay cientos de programas disponibles para comprar  vivienda de 4 habitaciones en Dallas, Tx.          Así como programas de ayuda para el enganche.¿ Tiene seguro social,  reporta sus taxes anualmente y tiene historial de trabajo por 2 años? Si cuenta con lo anterior, lo puede hacer con poco o nada de dinero de enganche.Si usted tiene su propio negocio o trabaja como contratista y no reporta mucho dinero en l...
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By Ken Stampe, iBrandPlan
(iBrandPlan.com - Grow your e-Profile & Brand)
WASHINGTON - In the eyes of lenders, the new cars and other "concessions" that sellers are dangling in front of buyers have a dollar value that should be accounted for by the appraiser when determining the true market value of the property. If the appraiser does his work properly, the mortgage company may not be willing to lend as much as the buyer needs to make the deal work. And if that's the case, the buyer will have to come up with some extra cash he didn't expect he'd need, or walk away from the deal altogether.           click here for the rest of the articleBy Lew Sichelman, United Feature Syndicate  November 19, 2006 This is something we are seeing more of in the Dallas market, especially on high-end homes. There was a home listing in University Park, TX I saw the other day for ...
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By Bruce Erickson
(Century 21 Judge Fite - Mesquite)
There seems to be more of a focus on helping Teachers and those in the safety professions like Fire Fighter, Law Enforcement and Security Officers to purchase homes in our area and Texas.In the past the restrictions on where the home was located and the condition of the homes available has kept many from taking advantage of assistance programs.  But the two following organizations have programs that are a step in the right direction to add flexibility and quality homes giving those who deserve our thanks more choices.The first is the EHOP-Dallas organization which purchases properties in bulk from HUD in specific census blocks within the City of Dallas. The properties are existing single-family houses or condominiums. The properties are rehabilitated to reduce the risk of expensive home...
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By Chris Oliver
(www.camelotlane.com)
According to a Wall Street Journal article, The Shifting Calculus of Buying a Home, home prices are falling in many cities all across the nation.  One other thing you might notice is that energy economy cities such as Dallas and Houston are not on the list.  Austin Texas is also not on the list and is not an energy economy but heavily laden with technology concerns of all types.  All three cities are growing very rapidly.   Still I wonder; is it really that bad on the coasts?  I doubt it - people tend to get pessimistic when they are not as productive and their business slows, regardless of the fact that they are exiting an extraordinarily hot market.  It seems to me a simple loss of perspective.  I think some Realtors get used to gravy training and forget how to wear out shoe leather ...
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By Donna Harris, Realtor,Mediator,Ombudsman,Property Tax Arbitrator
(Donna Homes, powered by JPAR - TexasRealEstateMediationServices.com)
There are many myths when it comes to your credit.  I'm not a mortgage person, so I don't know everything that goes into what can be ignored on a report and what can't, but I've learned quite a bit over the years and here are some of the important things to remember.If you have several credit cards, do NOT close your accounts, even if you're not using them.  Keeping these accounts open show a longer length of credit history which increases your scores.  Also, your credit score is based off what you're allowed to borrow verse what you are borrowing.  If you have several cards you don't use, you still have that money available to you, so you're showing a lower rate of debt, and that is good!If you have cards that have high balances, paying them completely off does NOT help you.  Your cred...
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By Donna Harris, Realtor,Mediator,Ombudsman,Property Tax Arbitrator
(Donna Homes, powered by JPAR - TexasRealEstateMediationServices.com)
Are you Pre-Qualified or are you Pre-Approved?  Do you know the difference?There are many ways to differentiate the difference between being pre-qualified and being pre-approved.  The easiest thing to ask yourself is, "Did I just make a phone call and talk with someone?  or Did I turn in any paperwork like bankstatements, W2s, and paycheck stubs?"If you said that you just made a phone call or maybe you just did a quick mini-loan application online, you're only pre-qualified.  In today's market, a pre-qualification gets you no where with a seller if you're trying to write a strong offer on a house.  Sellers want to see pre-approval letters.  They want to know that you're so serious in obtaining financing for their home that you've turned in all the necessary paperwork so the only things ...
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