My brother and his wife are relocating to the Frisco area of Dallas, sometime in the next 3-6 months.  They've been flying back and forth from Orange County to Dallas and working with an agent on a very casual basis (no exclusive agreement), but they feel quite lost in the process.  The agent set them up on an auto feed from the MLS and said "call me when you see something you like and I'll show it to you!"  My brother tells me that when they do get to a home that they've chosen to see, that the agent jumps on his blackberry and they are left to wander the home and figure out the floor plan on their own.  They feel overwhelmed by the process and are completely in the dark when it comes to the schools, the different areas, where to find any "walk-able" neighborhoods, the logistics of eac... 01/07/2011

You can try.  Most times creditors are not willing to work with individuals and will not offer very favorable settlements. Plus, if you don’t have the necessary negotiation skills and experience, you will never know if the creditor is giving you the best terms available.  Because a Certified Debt Specialist works with thousands of creditors and has thousands of clients, creditors are willing to work with us. Certified Debt Specialists are trained in the “ settlement language”.  They know the special terms that are available, and what solutions have been successful for others in similar situations.   For more information on Debt Settlement or Credit Repair 03/04/2010