Explore Amarillo, TX
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 2
Pamela Madore Keller Williams Realty 806-290-1920 http://pamelamadore.com How To Figure Out Your Plan For Your Life:  Your Big Why Oh my gosh.  There is so much talk about this whole WHY thing and, for me, I had no idea how to figure out what my why was. I had no idea to even know where to start figuring it out!!!  Help.  Are you there?  Are you where I was? Let me see if I can help. I am going to use myself as an example because they always say to "use what you know".  Of course, in this case it may not apply since I still don't know exactly how this whole thing works. Somehow after reading books I determined it started with goals.  That only served to confuse me more .  What is a goal?  In football it is a couple of posts standing up that people kick a football through.   I'm pretty s...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madore Keller Williams  Realty 806-290-1920 http://pamelamadore.com Step One To Becoming A Successful Real Estate Agent Admittedly, there are many aspects to becoming a successful real estate agent.  I have found that taking the steps one at a time will move you along much faster, Step One:   Your Big Why (Or Want)     I have found that if you don't want it bad enough you won't get it.   If you jump out of bed every morning and dash off, to work on the plan to get you what you want, you have found your big WHY.  If you drag out of bed with no plan but your first cup of coffee then maybe you need to spend some time thinking.  No Room For Cry Babies A plan with clarity of mind and extreme focus can get you where you want to be.  What if you don't know where you want to be?  Or what...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 0
Pamela Madore Pamela Madore Mortgage 806-290-1920 Who Can Qualify For An FHA Mortgage? Consider an FHA. Don't be fooled.  Many people think that you have to be low-income.  Others think you have to be a first-time homebuyer.  Neither are true. An FHA loan is a federally insured loan.  FHA stands for Federal Housing Administration.  The loan does not come directly through FHA.  The loan is comes from a lender or bank.  The connection is through mortgage insurance.  FHA mortgage insurance's acronym is MIP which is mortgage insurance premium.  The MIP is both an upfront premium that is allowed to be financed into the loan.  There is additionally a monthly premium that is part of your escrow account. (taxes, insurance, MIP) Have questions? In the event that the borrower defaults on the loan...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 0
Pamela Madore Keller Williams Realty pamelamadore.com 806-290-1920 Pamela Madore Ten Steps To Becoming a Successful Real Estate Agent Is there magic in becoming financially successful?   Is there magic in making  a cake or rebuilding an engine? No.  It might come easier to some people than others but there are steps to follow to make that engine new again.  All you have to do is follow the steps.  Here are the steps to become A Successful Real Estate Agent YOUR BIG WHY What in the world does that mean?  It is simple.  It is the reason that you become desperate to become successful.  It can be curing cancer or buying a new car.  Our whys can constantly be changing but they have to be BIG.  Big enough to cause you to push yourself beyond what you every thought possible. SCRIPTS Would you ...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madore Keller Williams Realty Pamela Madore Mortgage 806-290-1920    I Want To Buy a House But Don't Know Where To Start Pamela Madore Start right here.  I can help you buy your first home, your second home or investment properties! Unless you are a cash buyer you will need a mortgage.  There is no sense to go and look at properties until you know that you can buy a house.  Although, it is fun to look online and that is OK.  It will give you an idea of what you like and how much the houses cost. Once you decide you want to buy a house, the first step is to get pre-approved/approved for a mortgage.  You have many different options on how this works. First, find someone that you trust and that knows a lot about the mortgage industry.  I hope you choose me.   😎   Here are some myths...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 0
Pamela Madore Keller Williams Realty Pamela Madore Pamela Madore Mortgage #289635 Have Questions About Real Estate or Mortgages or Getting a License? Ask Pam In my many years in this business I have answered thousands of questions for people.  You would think that all the questions have been asked and answered.   Not true.  Every day something new happens.  There is a new question.  A situation that has not happened before--or at least one that I have not heard of. So I need your help.  I have started on online FB forum Ask Pam Online .  Take a moment and go to the page, like and follow and ask a question.  Or if someone has asked a question and you have the answer or a comment , please feel free! Our world is constantly changing and with it comes changes in every aspect of our lives.  ...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madore Pamela Madore Mortgage NMLS 289635 I Don't Have a Social Security Number and I Want To Buy A House It's OK.  I can help. If you don't have a SS# then you probably have an ITIN number.  In some instances you may have both.  You employer uses a social security number to pay you and when you file taxes you use your ITIN number.     Here are some general requirements that many of the lenders I use require: 20% down---10% can be a gift credit score 2 years tax returns Downpayment Most lenders require a minimum of 20% for a down payment.  Many buyers don't keep all of their money in the bank but we will have to show it is in a bank account. We will need to show that it has been in the bank (or credit union) for at least 30 days. Credit score Many people think you can't have a cr...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madore Pamela Madore Mortgage Amarillo, TX 79119 pamelamadoremortgage.com Home of Unusual Mortgage Financing We don't all fit the same mold.  You can't put a square peg in a round hole.  Not everyone can qualify for the usual bank financing type. That doesn't mean you can't get a mortgage to buy a house.    I am a Mortgage Broker in Amarillo, TX.  I am licensed to do mortgages anywhere in Texas.  What is unique about me is that I am not limited to what your local bank or lender can offer you.   I use lenders all over the US that I use to "shop" until I can find a mortgage that will work for you.  Usually people think that will mean a high interest rate or a balance mortgage or have a pre-payment penalty.  Those mortgages are available but most people fit into an entirely acceptab...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madore Pamela Madore Mortgage pamelamadoremortgage.com My Credit Is Bad But I Want To Buy A House This is somethig that I hear very often.  My first question is always, "how do you know?" Answers range from: I've got some stuff on there I've got some medical collections I had a repo I had a foreclosure I had a bankruptcy I don't really know but Credit Karma says I am in the 500's The bank turned me down Sound familiar?  Have you ever said any of those things?   First, let's get a few things straight.  "Bad" means different things.  It can come in degrees.  Credit scores are not always the deciding factor.   For instance, let's say you go to a local family owned bank.  You have your checking and savings account there and you have a car loan.  That would be the logical place to go,...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 5
Pamela Madore Pamela Madore Mortgage pamelamadoremortgage.com My Credit Is Bad But I Want To Buy A House This is somethig that I hear very often.  My first question is always, "how do you know?" Answers range from: I've got some stuff on there I've got some medical collections I had a repo I had a foreclosure I had a bankruptcy I don't really know but Credit Karma says I am in the 500's The bank turned me down Sound familiar?  Have you ever said any of those things?   First, let's get a few things straight.  "Bad" means different things.  It can come in degrees.  Credit scores are not always the deciding factor.   For instance, let's say you go to a local family owned bank.  You have your checking and savings account there and you have a car loan.  That would be the logical place to go,...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 3
Pamela Madore Pamela Madore Group Keller Williams Realty pamelamadore.com What Do I Do After I Get A Real Estate License? So now you have taken all of the classes, passed the test,  been sponsored by a Broker and you are ready to rock and roll!  This is when that blank stare and panic sets in.  What do I do next? Lucky for you, I can help you with that.  Keller Williams Realty has all of the models, systems and tools to teach you what to do. That includes: How to set up your database How to launch your website How to gain access to all of Keller Williams technology How to get up your goals How to put together your business plan How to build a successful business How to participate in Profit Share How to find people to talk to How to list a house How to sell a house How to write a contra...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 2
Pamela Madore Pamela Madore Group Keller Williams Realty pamelamadore.com How To Get A Real Estate License In Texas Since each state may be a little different I am only going to talk to you about how to get a real estate license in Texas. The State of Texas requires that you take the following classes: Pamela Madore Talks About Getting A Real Estate License   Principles of Real Estate I Principles of Real Estate II Law of Agency Law of Contracts Law of Promulgated Contracts Real Estate Finance Most schools also include a 7th class which is an Exam Prep Class. Each of the classes are 30 clock hours for a total of 180 hours.  All of the classes are done online and are proctored.  They are interactive classes with audio, video and reading.  There is a course exam at the end of each class. ...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 2
Pamela Madore Keller Wiliams Realty http://iloveamarillo.com 806-290-1920 Sellers Ready To Sell Your House--Please Read.  No Buyers To Read Please This is a secret communication for seller's only.  If you are a buyer please stop here. Selling Secrets and Buying Signs Sellers, this is a great time to take advantage of selling your house.  This time of year you can decorate it for the Holidays and attract buyers like never before. This can apply to any season if you use your imagination. Six senses: Hear Touch Smell See Taste If you want to make the biggest impact on buyers the you must "subtly" touch on all senses.  Remember, too, that buyers may be in a hurry so these all need to happen fast.  First impressions.  Sound--Soft (very soft) soothing music.  That excludes blaring TV's, dogs ...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madore Keller Williams Realty iloveamarillo.com 806-290-1920 Buying a house is a big decision.  There are many things to think about.  Is it the right time?  Can I/we afford a house?   How much money to we need?  Can I find the right house for my family? These are all questions that go through our heads.  These questions can bounce around in your head and you can act on them or just let them bounce.  So STEP NUMBER 1..... DECIDE   You have to decide whether or not you really want to buy a house.  There are great joys in owning your own home.  You can decorate how you want.  Your back yard can be full of things that you want.  Once you DECIDE that you want to buy a house probably the first thing you will do is start to notice houses that you are interested in.  When that starts ha...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 0
Pamela Madore Pamela Madore Mortgage http://pamelamadoremortgage.com 806-290-1920 Not Everyone Fits In The Traditional Mortgage Mold--Unusual Financing Available Unusual does not mean Guido.  All is means is that lenders are now offering programs that make sense even though they don't fit traditional financing. Let me explain that just a bit.   FHA,  VA and Conventional loans all have something to do the with government.  FHA loans are government insured against non-payment.  VA loans are guaranteed by the government for non-payment.  Conventional loans are "packaged" which means that similar loans are put together in big packages and sold in what is called the secondary market to create things like Treasury Bills. Therefore they have to meet certain strict guidelines.  That is really t...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 0
    On a scale of 1-10 how good of a boss do you think you would be? Next question. If you were the boss would you hire yourself?Being self-employed is to be self-motivated and willing to do the hard things. You need to be willing to invest in yourself to become a better boss. The better boss you become the more money you will make. Someone very dear to me once said "it's not about finding the right job. It's about finding the boss".Come talk to me today about becoming your own boss.  Contact Today! TREC NO. IABS 1-0, INFORMATION ABOUT BROKERAGE SERVICES TREC NO. CN1-2, CONSUMER PROTECTION NOTICE Pamela MadoreKeller Williams Realty 3955 S Soncy RdAmarillo TX 79119806-290-1920pamelamadore.comTREC NO. IABS 1-0, INFORMATION ABOUT BROKERAGE SERVICESTREC NO. CN1-2, CONSUMER PROTECTION NOTICE
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 0
Pamela Madore http://iloveamarillo.com Keller Williams Realty New Listing At 704 Rietman in River Road, Amarillo, TX WOW!  What a great house and garage/shop located in a very desired River Road area for only $135,899!  Why the odd purchase price?  We really want to get your attention before it is already sold!!! It is a 2/1 with 2 living areas or a 3 bedroom.  The garage was converted, very nicely, and the current owner uses it as a 3rd bedroom. Not need for the garage because the owner spent more than $20,000 to build a fabulous detached garage/shop.  The shop is 24 x 30 with 9 ft walls and foam insulation.  The rear door with  alley entrance is 10 x 8 and the back yard  door is 8 x 7! The back yard is giant and there is also a 12 x 16 storage shed. The living room, with fireplace, is...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madorehttp://pamelamadore.comKeller Williams Realty What Is The Cost Of Not Listening To What Buyers Are Saying About Your House? Buyers tell you what your house is worth.  Unfortunately, and irritatingly, that is the honest truth.   As a Realtor the very best that I can do is show you what your competition is and what houses have sold that are similar to yours.  Based on statistics, such as how fast or slow houses are selling, we can try to crystal ball it a little bit. I want to tell you a story about a seller that did not want to listen to what buyers were saying.   To protect the innocent, :-) , I will call the seller by a fictitious name.  Mr. Jones.   Mr. Jones had only owned his house for 3 years.  When he bought it buyers were saying yes, yes and there were multiple offer...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 25
Pamela Madore Keller Williams Realty http://iloveamarillo.com 806-290-1920 The Five Thousand Dollar Toilet One of our jobs as a Realtor is to try to advise our sellers on what they have to do to get their house ready to sell.  This isn't always an easy job.  Some people get really offended because they are emotionally attached to their house. The title to this blog may sound a little silly but later on you will see why I named it this.  Oh heck, why wait.  The next scene may be disturbing.   I made that picture small so I wouldn't gross you out  but what the heck.  Let's make it life size----well maybe not that big. You get the  idea.  So.  As a Realtor if I am showing your house and when we go into the bathroom and see this,  your house just lost $5000 in value.  Don't blame me.  I jus...
By Pamela Madore, Team Work Makes The Dream Work
(The Pamela Madore Group)
Comments 1
Pamela Madore Keller Williams Realty http://iloveamarillo.com 806-290-1920 Pamela Madore of Keller Williams Realty Just Listed 7802 Sombrero in Amarillo, TX  7802 Sombrero is in River Road north of Amarillo.  It is located among several established streets of brick homes. This, your new home!, has been newly remodeled with granite in kitchens and baths, new tile shower surrounds and new carpet.  It has a fireplace for those cold winter nights.  Did I mention a brand new roof! It has 3 good sized bedrooms, one full bath and the master has a walk-in shower.  It also have a full two-car garage. The back yard is a great size--not too big and not too small.  Just perfect for your dog and a place for those backyard barbecues.   Take a look at the couple of pictures here and then visit our web...

Amarillo, TX Real Estate Professionals