FEATURED LISTINGS RETURN TO LUXURY COMMUNITY MAP SEARCH "Nestled in the pristine rolling countryside of York County. Just 29 miles from the center of Charlotte. Located near the NC/SC state line. You can purchase a lot to build on. The neighborhood has 8 community horses, two (1 acre) fishing ponds, a community park, barn community center, stable master and over 21 acres of preserve. Community: Cherokee Farms Price Range: $375k to $550's Location: Clover, SC (35-40 min from Charlotte) County: York, SC Community Description: Club House, Equestrian Facilities, Pond, Walking Trails   Amenities: Equestrian Facilities   Home Site Sizes: 1.0 to 1.25 acres Number of Home Sites: Sq. Ft. Range: 2800 to 5000 Architectural Review: Yes Home Styles: Transitional, Traditional   Lot Descriptions: Op... 12/27/2009

There are great deals available for home buyers looking for Clover homes for sale.  Buying a house may be the most rewarding experiences in your life.  Many folks are in the market for a number of reasons.  If you are buying just investment property, study the market before you buy.  Tax write-offs and depreciation are great benefits of rental houses. Investors make up a small fraction of the market and most people buy a home to live in. A real estate professional can provide information on the different areas. Being close to the job is a high factor in choosing an area.  It is highly desireble to most people to buy a home convenient to work.  People looking to save cost on their daily job commute normally live close to their jobs.  The Clover area has great infrastructure and I-485/85 ... 10/11/2009

Winter's Coming ..............better get ready - Look for cracks and holes in house siding or paint. Now is the time to caulk if necessary.- While its still warm enough to leave the windows open paint the interior rooms you have been putting off- Check heating system including filters, pilot lights, and burners, and have the system serviced by a qualified professional.- Drain hot water heater. Flush and refill. - Clean and vacuum dust from vents, baseboard heaters and cold-air returns.- Check that foundations are properly graded. Soil should slope four to six inches for a distance of three feet out from the foundation walls.- If you haven't already, check basement for cracks or leaks. Seal if necessary.- If you have a sump pump, test, clean and lubricate.- Wash out garbage cans, disinf... 09/03/2009

  Let me tell you something new I have discovered.  Being from Eastern North Carolina I am a HUGE fan of great barbeque.  I've tried lots in my days and even though nothing compares to the Eastern North Carolina style that I love we found a place tonight that makes the drive worth it.  In Clover, SC which is probably 20 miles or so from Rock Hill, SC is Courtney's Barbeque.  For quite some time I have heard people talk about how good Courtney's was we had to go and discover it for ourselves.  Their chopped barbeque is pretty darn good.  Tim had the ribs, brisket (one of his favorites), chopped barbeque and barbeque chicken.  Needless to say when we left we were stuffed and happy.  Courtney's has a friendly atmosphere and your order comes out lightning fast.  The menu features the above ... 08/28/2009

Whenever homeowners are considering selling their home one of the first questions they ask themselves is should they try to do "for sale by owner" instead of listing with a real estate agent.  This is a fair question and many folks think they can manage the process of selling a home on their own while saving commission to a realtor.  Many folks who take this path quickly become disenchanted with the process and all that is involved in trying to sell their home.  The truth is a real estate agent can help homeowners from the beginning of the process by gathering information such as comps in the area, analyzing home trends, make recommendations to get your home ready to sell and more than anything market your home.  Potential buyers these days are fully utilizing the internet to do home s... 08/12/2009

This may be your opportunity to live in your dream home! Remember when you bought your current home, you really wanted to buy that dream home, but it was out of reach. With prices lower than never before,and interest rates till holding at a low rate this may be the time when that dream home is within reach! The money you may "lose" on the sale of your current home you can be more than made up on the ownership of your dream home! Let's sit down and take a look at your options before this opportunity passes you by for good. What are you waiting for! 07/14/2009

Town of Clover is located in northwestern York County, South Carolina. Clover is a quiet and peaceful community rich in history and antiques shopping. The town officially began around the site of a 5,000 gallon water tank constructed to serve the steam engines of the Chester and Lenoir Railroad Narrow Gauge Railroad. According to a legend, excess water spilling on the ground caused patches of clover to spring up. Residents affectionately referred to the town as Clover Patch. Shortly after, the town became a booming textile community. The town has since grown steadily and the population is currently hovers around 4,700. The small town atmosphere combined with easy access to big city dining, shopping and entertainment make Clover an exceptional place to live. The proximity of Clover to t... 07/01/2009

If you think you are ready to become a homeowner ask yourself the following questions. 1.  Have you researched the market?  Knowing what homes are selling for in the area can help you determine how much you should plan to spend. 2.  Do you have sufficient savings to cover down payment and closing costs?  Expect to have 3% - 20% of the sale price in the bank to cover your down payment, plus another 2% - 7% to cover closing costs. 3.  Do you know how much home you can afford?  A mortgage payment should not exceed 25% of yur gross monthly earnings.  A home that sucks up more than a quarter of your income may lead to financial difficulties. 4.  Is your credit report accurate?  Inaccuracies on a credit report can cost you higher interest rates.  Request your credit report from all three nat... 06/16/2009

  Sellers need to pay particular attention this time of year when it comes to the outside appearance of their home if trying to sell.  Many prospective buyers will drive by and if there is no curb appeal these potential buyers will be less likely to make an appointment to come in and look at the rest of the home.  There are some simple tips that will add great value and bring potential buyers inside. *  Keep the lawn mowed.  Check the local forecast and don't let your grass appear overgrown due to days with rain.  Be aware of the forecast and mow your lawn before it needed so it remains neat and manicured. *  Plant fresh flowers and plants in your natural areas around the home and don't forget the appeal of flowerpots on the porch with fresh plantings.  If plants die replace them and do... 05/26/2009

Getting your house ready to list on the market can be a stressful time, but the really stressful time occurs when they house is actually on the market.  Sellers need to be ready at all times for a potential buyer to call wanting to set up an appointment.  This means keeping the house picked up at all times and being willing to leave on a moments notice so real estate agents can bring buyers in.  Many times appointments will be made last minute because while driving buyers may notice a house for sale that was not on their list and they may be interested in looking at the home.  If sellers are not willing to accommodate a last minute request the prospective buyer may leave and not come back.  Keep in mind all it takes is one buyer and a seller does not want to let any potential buyer get ... 05/13/2009

In today's economy it is important to know the market value of your home.  Many of us would like to believe that we know what our home is "worth" and many potential sellers know what they want to sell their home for, but in most cases the perception of what a home is worth to the seller is not reality with today's market.  Investing in real estate is still a solid long term investment strategy, however, owners need accurate and reliable information at their fingertips to really understand and weather today's market conditions.   There are a number of outstanding websites that are free to people to go and receive this type of information.  Information truly is power so utilize these tools that are right at your fingertips.  If you have questions with any of this information or you are ha... 05/05/2009

There seems to be a lot of confusion among consumers these days when they are trying to understand short sales and foreclosures. Many consumers think these are the same things with the same results.  This is not true.  A sale of a house in which the proceeds fall short of what the owner still owe on the mortgage is a short sale.   Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes.  For many homeowners this is a good option and allows them to keep their credit somewhat intact vs having to have a bankruptcy on their record.  T... 04/22/2009

 Are you looking for a solid investment due to the stock markets wild ride or are you just getting out of college and renting ? If so,  you should be considering real estate to build your future. With interest rates at such a low rate and great values on the market , today is the perfect time to get started on the new home you have been dreaming of. In addition , why pay rent when there are so many first time home buyer programs out there to get you in your dream home. Contact us at Rock Hill Homes to get started . Have a great day   04/20/2009

With the current state of the economy many mortgage regulations and guidelines have changed when it comes to the purchase of a new home.  The intent is not to make the process more difficult and tedious for buyers, but to insure financial matters are properly being administered and adhered to.  Before you begin searching for that perfect home your best bet is to meet with a mortgage lender and get pre-qualified.  This will eliminate the guesswork out of the equation as buyers try to figure out just how much house they can afford.  Your mortgage lender can help answer any questions on the front end concerning finances, interest rates, special offers to assist home buyers, etc plus they can provide you with valuable information as you begin your home search.  There are a number of wonderf... 04/15/2009

When putting your home on the market for sale make sure you are working with a real estate professional who will do more than just put a sign in the front yard.  Today's buyers don't spend time driving all over town into various neighborhoods to see what homes are on the market.  In the age of technology potential buyers are shopping from home to research what homes are on the market and find the best match for their needs.  Make sure your real estate professional takes advantage of all the power of the internet with visual tours, various websites to advertise, etc in order to get the maximum exposure for your home.  There are a number of websites that people will search so make sure you are taking full advantage of these 21st century tools.  If you are looking for a real estate profess... 04/13/2009

Many times we come across people who are moving out of the area due to job transfers and often they ask us if we know Realtors in other areas.  That is one of the services that we can offer as we have developed an extensive network throughout the country. Our network of agents is staggering and we have the means and the resources to help you find an agent that help you meet your home buying needs.  If we can help give us a call today and let us help take this burden off your plate. For more information see Rock Hill Homes 04/09/2009

Remember the 60-second rule: That's all the time you have to create a winning first impression. Here are some simple to significant ways to maximize your home's appeal. Exterior* Keep the grass cut and remove all yard clutter.* Weed and apply fresh mulch to flower beds.* Apply fresh paint to wooden fences.* Tighten and clean all door handles.* Clean windows inside and out.* Powerwash home's exterior.* Ensure all gutters and downspouts are firmly attached and functioning.* Paint the front door.* Buy a new welcome mat.* Place potted flowers near the front door.Interior* Evaluate the furniture in each room and remove anything that interrupts "the flow" or makes the room appear smaller. Consider renting a storage unit to move items off-site.* Clean and organize cabinets, closets and bookshe... 02/22/2009

Your lender decides what you can borrow but you decide what you can afford. Lenders are careful, but they make qualification decisions based on averages and formulas. They won't understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected - for all the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs. Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn't be more than 28 percent of the buyer's gross monthly income, and his or her total debt load, including car payments, student loans, and credit card payments, couldn't be more than 36 percent. (In Canada lenders apply similar formulas to determin... 02/18/2009

Here is what is happening in the market  for Clover SC, I have taken out some of the new construction that was messing up the days on the market numbers and the average prices. These numbers are taken for the past 3 month period 05/17/08 to 08/17/08 Active-123    Average List Price-$268,719                                                  Average Days on Market- 85 Sold  -27       Average List Price-$208,283      Average Sold Price-$203,006    Average Days on Maket-122 Pending-10    Average List Price-$201,511                                                  Average Days on Market-70 08/17/2008