Here is the break down for single family home sales for October, 2009 in EUGENE, OR's   FERRY STREET BRIDGE  (RMLS Market Area)   (SHOWN BY type of sale:  REGULAR SALE, SHORT SALE, or BANK-OWNED SALE)   28 Single Family Homes sold in October: Short Sales:                                                            Bank Owned Sales: 3528 Berkshire ST      $260,000                                  1050 Backlund PL      $469,000                                                                                    1855 Brewer AV         $262,000     And here, for reference, is: September, 2009 18  Single Family Homes sold in September:   Short Sales:                                                                                 Bank Owned: 145 N. Garden Way  $150,000                           ... 11/10/2009

Here is the break down for single family home sales for September, 2009 in Eugene, OR's RIVER ROAD RMLS Market Area SHOWN BY type of sale:  REGULAR SALE, SHORT SALE, OR BANK-OWNED SALE   9  Single Family Homes sold in September: Short Sales:                                                                                 Bank Owned: 1360 Skipper    $250,000                                          None 11/01/2009

Here is the break down for single family home sales for September, 2009 in Eugene, OR's SANTA CLARA RMLS market area SHOWN BY type of sale:  REGULAR SALE, SHORT SALE, OR BANK-OWNED SALE   24  Single Family Homes sold in September: Short Sales:                                                                                 Bank Owned: 4325 Berry LN         $250,000                                    3733 Kendra        $137,511 3760 Lancaster       $180,000                                    380 Ruby             $125,000  583 Clairmont        $160,000                                    4564 Doyle          $225,900                                                                                   4110 Victoria LN   $250,000                                                                    ... 11/01/2009

Here is the break down for single family home sales for September, 2009 in Eugene, OR's FERRY STREET BRIDGE RMLS market area SHOWN BY type of sale:  REGULAR SALE, SHORT SALE, OR BANK-OWNED SALE   18  Single Family Homes sold in September: Short Sales:                                                                                 Bank Owned: 145 N. Garden Way  $150,000                                    2850 Van AV        $167,475 405 Spyglass          $425,000                                     1428 Gilham RD   $300,000 11/01/2009

Karen J. Church, your "go to gal" with RE/MAX Integrity at www.eugenehomesgal.com is sharing an update from her Principal Broker at RE/MAX Integrity and MSNBC.com regarding the extension of the first time home buyer's $8000 Tax Credit.   MSNBC.com Senators OK homebuyer tax credit extension Set to expire at end of November, plan will remain until end of April The Associated Press updated 3:56 p.m. PT, Wed., Oct . 28, 2009 WASHINGTON - Senators agreed Wednesday to extend a popular tax credit for first-time homebuyers and to offer a reduced credit to some repeat buyers. The tax credit provides up to $8,000 to first-time homebuyers but is set to expire at the end of November. Senators agreed to extend the existing tax credit for first-time homebuyers while offering a reduced credit of up to... 10/29/2009

Here's the basic residential listing data for the months of July, August, September - 2009 for the SANTA CLARA market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month.   ***** Because real estate market data always varies seasonally during any year, the following charts better relect the significance of this month's data. *****   A decade's worth of supply (Ac... 10/20/2009

Karen Church, your "Go To" gal at RE/MAX Integrity at www.eugenehomesgal.com discusses the question of "Credit Remediation". If you feel your would prefer to work with a credit improvement firm rather than try to tackle your credit challenges on your own, please give me a call and I can help you sort through your options.  I will do my best to refer you to a reputable credit improvement firm and/or a lender that can guide you in the right direction. The Federal Trade Commission (FTE) regulates credit repair services and provides free information to help consumers spot, stop, and avoid doing business with credit repair companies that are not reputable.  Their web site is located at www.ftc.gov. You can also write to the FTC to request a copy of their fee brochure titled Credit Repair:  S... 10/20/2009

Here's the basic residential listing data for the months of July, August, September - 2009 for the WEST  EUGENE market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month.   *****   A decade's worth of supply (Active Listings) and demand (Closed Sales) for the Months of September 2001-2009: And a decade of Average Price of Closed Sales for the Months of September... 10/19/2009

Karen Church, your "Go To" gal at RE/MAX Integrity at www.eugenehomesgal.com discusses the question of "Dos and Don'ts during the Loan Process". When you fill out a credit application, a lender runs a credit report for the underwriter.  Each lender and each loan program has different guidelines they must follow.  You should not do anything what will have an adverse effect on your credit score while your loan is in process.  We know it's tempting... if you're moving into a new home, you might be thinking about purchasing new appliances or furniture, but this is really not the right time to go shopping with your credit cards. You'll want to remain in a stable position until the loan closes and this gives the lender the opportunity to help you lock in the best interest rate that they can p... 10/19/2009

Here's the basic residential listing data for the months of July, August, September - 2009 for the SOUTHWEST  EUGENE market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month.   10/17/2009

Here's the basic residential listing data for the months of July, August, September - 2009 for the EAST EUGENE market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month. 10/17/2009

Here's the basic residential listing data for the months of July, August and September, 2009 for the NORTH GILHAM market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month.   10/17/2009

Here's the basic residential listing data for the months of July, August and September, 2009 for the RIVER ROAD market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month. 10/17/2009

Here's the basic residential listing data for the months of July, August and September, 2009 for the FERRY STREET BRIDGE market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):       New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month. 10/17/2009

Here's the basic residential listing data for the months of July, August and September, 2009 for the BETHEL - DANEBO market area of Eugene, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month.   10/17/2009

Karen Church, your "Go To" gal at RE/MAX Integrity at www.eugenehomesgal.com discusses the question of "Dealing with Credit Challenges.". Unfortunately, a person with a bad credit is often in this position because he or she lacks the discipline to pay bills on time.  Of course, there are exceptions where unforeseen circumstances come into play, such as health complications, or loss of employment. There are a few things that may be able to bring up your score so that you can secure a better interest rate on your mortgage loan.  Example 1:  Distribute debt from revolving credit. Our borrower, Mr. Jones, has a credit score of 664. He has five credit cards, but his Visa account is almost maxed out. His other four credit cards have relatively low balances.  Mr. Jones moves par of the debt fr... 10/16/2009

Karen Church, your "Go To" gal at RE/MAX Integrity at www.eugenehomesgal.com discusses the question of "What if I have no Credit? On occasion, a borrow will not have enough credit references to obtain the loan they wish to secure.  If this is the case for you, start by opening small lines of credit that report to all three major CRA's, and make purchases that can be paid off easily.  If you do not already have a checking or saving account, open one.  Your bank or credit union may be able to provide you with a credit card account once you have established a history with them as a customer.  It is also wise to start saving money for the down payment on your home.  The lender will look at your application more favorably when you are able to come to the table with a 20% down payment.  Bear ... 10/13/2009

  Hint One:   Think Home Plate. What heavy hitter in the RAIN came here to talk about Life and Real Estate in Eugene - Springfield - Lane County, OR with the author of this humble blog? Hint Two:  Think the boys of summer turned autumn. Who was here to visit a family grave site, do a little bowling as a family (with me along as a spare) and take on some fuel at my favorite HAMBURGER JOINT? Who do you think was  the most competitive bowler among  my Monday visitors?  Was it Todd Clark, the biggest heavy hitter in the RAIN and the legendary BEAVERTON/TIGARD, OR Real Estate Expert? Todd must be the all-time record holder for Most AR Blogs Posted Per Week. Was it Todd's wife Samantha - who fires a ball down an alley at near-98 mph? Yes, I did have my radar gun on her the whole time. Was it ... 10/12/2009

    Here's the basic residential listing data for the months of July and August, 2009 for the RIVER ROAD market area of Eugene, Lane County, OR as reported by the Portland Regional Multiple Listing Service (RMLS):   New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month. 10/10/2009

  Here's the basic residential listing data for the months of July and August, 2009 for the NORTH GILHAM market area of Eugene, Lane County, OR as reported by the Portland Regional Multiple Listing Service (RMLS):     New Listings may include properties previously listed by the same or a different brokerage. Cancellations or Expired Listings may, therefore, by duplicated in the active category. Pending Sales are those subject to a new sale agreement within the month. Active Listings are those for sale on the last day of the month. Closed Listings are those that closed in escrow within the report month. 10/10/2009