My friend and colleague Brian Boulter passed away too soon in life. He is pictured in front of the parts and service counter. We worked together at Paris Marine in Peterbrough, Ontario, Canada where we sold eveything from Sea Doos to Cobalt Cruisers. I came across these photos on my computer the other day and it brought back memories of Brian and the days at my lake front cottage. It was a fun place to work simply because unlike car sales, people came in because wanted a boat, they didn't need one. When everybody started emailing or texting his favorite saying was "Stop typing and start talking. Give me a call" I think he was right. Although the internet has given us more knowledge, inter personal skills have declined significantly. I prefer to call my clients rather than email or text ... 11/10/2014

Getting pre-approved before you start your house hunt provides you with an edge over other prospective buyers, saves you time and can spare you the disappointment of falling in love with a home you cannot afford. First, there is a difference between being pre-qualified and pre-approved. Pre-qualification refers only to the amount for which you might expect to be approved, and is not an in-depth evaluation or your credit report. Getting pre-approved is the next step and more involved, as a lender performs an extensive check on your financial background and current credit rating. The lender can tell you the specific mortgage amount for which you are approved and give you an idea of your interest rate. Armed with the exact loan amount you will qualify for and the interest rate you can expe... 03/04/2011