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Hamilton, ON Real Estate News

By Lisa Tollis, SRES
(Royal LePage State Realty, Brokerage.)
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible: 1. Check your credit.Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had ...
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By Lisa Tollis, SRES
(Royal LePage State Realty, Brokerage.)
Title insurance is growing in popularity in Canada. But what is it exactly? Should you get it? Do you need it? Whether title insurance is right for you is something you should discuss with your lawyer, as it depends on the circumstances of your transaction. This article will provide you with some background information about title insurance to help you make an informed decision. Title to Property Title is the legal term for ownership of property. Buyers want "good and marketable" title to a property - good title means title appropriate for the buyer's purposes; marketable title means title the buyer can convey to someone else. Prior to closing, public records are "searched" to determine the previous ownership of the property, as well as prior dealings related to it. The search might rev...
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By c c
(Right At Home Realty Inc. Brokerage)
Buying a Home: What You Can Afford If you're thinking of purchasing your first home, you probably have a lot of great ideas about what you'd like - such as several thousand square feet of living space, a two-car garage, large fenced-in lot, one or two fireplaces and a panoramic view. But it may be time for a reality check.  Most first-time buyers want their dream home right away. However, that dream home likely sells for several hundred thousand dollars and the down payment is more than you earn in two years. Not to mention the mortgage payments - which are three times your monthly take-home salary! The best way to deal with this reality is to match your financial capabilities with the home that meets as many of your needs as possible. Many first-time buyers purchase what is commonly k...
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By Baya Vertes
(Royal LePage State Realty)
It seems as though there are casual or family restaurants in plentiful supply everywhere you look, but if you want to treat someone to an extra special evening of fine wine, fancy food, and quiet atmosphere the task of finding a suitable place becomes much harder. Fortunately for residents and visitors to Burlington, Ontario, the city offers several options for those looking to have an elegant evening.The Pepperwood Restaurant Group owns and operates several fine dining locations throughout the Burlington area. 2020 Lakeside Bar and Bistro offers an elegant atmosphere highlighted by warm ceiling and lamp lighting, high back chairs or sofa & table arrangements for dining, and an elegant bar stocked with the finest vintages and spirits. With a waterfront bar and patio and a Sunday brunch ...
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