Sayville, NY Real Estate News

By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Are you looking for an active 55 and over community on Long Island? Sunrise Village in Sayville NY may be just what you're looking for. Sunrise Village is an established senior 55+ active community, run by a homeowner's association. This South Shore Suffolk County neighborhood is located by Route 27 Exit 50 Lincoln Avenue. There is a 24 hour guard-gated entry at Sunrise Village. You will find many amenities including the clubhouse, pool, exercise room, card room, library, bocci, shuffleboard, and there is also a courtesy bus to transport you to and from shopping and town.  Sunrise Village was opened in 1985 with all ranch styles. There is a variety of floor plans here. Some have a garage, and some have a fireplace. This well-maintained community is surrounded by Revere Drive. The reside...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Sunrise Village 55 And Over Active Adult Community In Sayville NY Looking for an active 55 and over community on Long Island? Sunrise Village in Sayville NY may be just what you're looking for. Sunrise Village is an established senior 55+ active adult community, run by a homeowner's association. This South Shore Suffolk County neighborhood is located by Route 27 Exit 50 Lincoln Avenue. There is a 24 hour guard-gated entry. At Sunrise Village you will find many amenities including the clubhouse, pool, exercise room, card room, library, bocci, shuffleboard, and there is also a courtesy bus to transport you to and from shopping and town. Sunrise Village was opened in 1985 with all ranch styles. There is a variety of floor plans here. Some have a garage, and some have a fireplace. It is sur...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Low Mortgage Rates in Sayville NY Flat Rate Mortgage Broker  Flat Rate Mortgage Broker, The Mortgage Outlet, shocks the industry with rock bottom mortgage rates for Sayville NY. That is right you pay just one flat fee and no other garbage fees like processing, application, doc prep, lock in or any other fee that increase your closing costs. Learn More about how this program flat rate program can save you thousands of dollars in closing costs.  Benefits to all borrowers whether you are buying, or refinancing is:Cheaper Mortgage RatesCheaper Closing Costs Fast Automated Mortgage ProcessOver 30 Years’ Experience in industryWorks for the borrower best interest always30 Day closing are available, if you qualify        The Mortgage Outlet is pleased to offer some of the lowest mortgage rates ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Questions to Ask Suffolk County, NY Mortgage Lenders When prospective homebuyers in the  Sayville, NY area are looking for a mortgage broker, there is one company they know that they can count on for over 30 years: The Mortgage Outlet.  Offering decades of experience and an outstanding reputation, we have helped countless Suffolk County residents secure the financing they need to purchase their homes. Whether you’re a first-time homebuyer or you’ve owned a home before and you’re looking to purchase or refinance another property, when you choose The Mortgage Outlet, you can have confidence knowing that you’re working with one of the best mortgage lenders in the Suffolk County, NY area. So, you have a house in Sayville that meets all your needs and it’s in your price range. You have also ...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
  Looking for an active 55 and over community on Long Island? Sunrise Village in Sayville may be just what you're looking for. Sunrise Village is an established senior 55 and over active adult community, run by a homeowner's association in Suffolk County, by Route 27 Exit 50 Lincoln Avenue.  This active 55+ neighborhood has a 24 hour guard-gated entry. At Sunrise Village you will find many amenities including the clubhouse, pool, exercise room, card room, library, bocci, shuffleboard, and there is also a courtesy bus to transport you to and from shopping and town.  Sunrise Village was opened in 1987 with ranch style floor-plans, some with a garage, and some have a fireplace. Call for current pricing. Let LAWRENCE "LARRY" AND SHEILA AGRANOFF sell you an available condo in Sunrise Village...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
 With low inventory in the 55 and Over communities, buyers are out and about looking. Get your Condo listed now and be another SOLD by Lawrence"Larry" and Sheila Agranoff.  Sellers: Sunrise Village is a popular 55+ community on Long Island's South Shore. Buyers are interested in this neighborhood. Become another SOLD at Sunrise Village by listing your residence with Realtors Lawrence & Sheila Agranoff.  Call our Cell: 631-805-4400. Buyers: If you're not familiar with Sunrise Village in Sayville Long Island, it's a 55+ active condo community. These are attached ranch style units. It offers a clubhouse, outdoor pool and tennis. Not all units have a garage. Call Our Cell:631-805-4400  We are Premier Condo Listing and Selling Agents on Long Island, and look forward to working with our new a...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
 Are you looking for an active guard-gated 55 and over community on the South Shore Of Long Island? Then you should call Lawrence And Sheila Agranoff, Licensed Real Estate Associate Broker and Licensed RE Salesperson, at our Cell 631-805-4400. Sunrise Village is an active 55+ established condo neighborhood in Sayville Long Island, by Sunrise Highway and Lincoln Avenue. Opened in 1985, Sunrise Village is an enclave of all attached Ranch style units. You enter this active adult community at the gated 24 hour entry.  Straight ahead from the entry is the visitors parking lot, the clubhouse, pool, library, and gathering room. Each Condo at Sunrise Village, which is surrounded by Revere Drive, has central air conditioning, electric heat and front or backyard patios. Sunrise Village has 2 bedr...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Sayville Home MortgagesSayville First Time Home BuyersCall David or Erika Bailey at 631-589-3600Licnesed Loan Originators at The Mortgage Outlet You are about to discover valuable tips to help you make an informed decision about Sayville Real Estate and Mortgage Financing Dear Future Homeowner,David and Erika Bailey want to thank you taking the time to visit our blog. We guarantee you will find plenty of helpful information to assist you in purchasing your hew home or refinancing your current Sayville Home Loan. WE are the Sayville Mortgage Licensed Loan Originators serving all of Long Island and he surrounding communities  Free Home Buying Guide Reveals Insider Tips OtherMortgage Brokers and Lenders Don't Want you to Know  Purchasing a home in Sayville is most likely the largest financ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
First Time Home Buyer in Sayville NY 4 Questions You Should Ask Call David or Erika Bailey at The Mortgage Outlet 631-589-3600  This is the biggest decision you will ever make being a First Time Home Buyer in Sayville NY can be very confusing.  Hopefully this article will help clarify the process and help you make the right decision.     1) What is a Mortgage? A mortgage is loan given by a creditor (lender) to a debtor (borrower) to purchase a personal real estate also known as a HomeA creditor will lend a debtor money to purchase real estate.  The creditor will require documents that detail how the money will be paid back commonly known as the mortgage note.This mortgage note will give specific terms as to the interest rate, the monthly payment and the length of the agreement.Typically...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Step by Step Guide for First Time Home Buyers in Sayville NY  # 1 Arrange DocumentsIt is important that you gather the following items in to a central location and keep updating the data on a monthly basis         Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  #2 Understand Your Credit Rating.This is where most First Time Home Buyers in Sayville NY drop the ball. They feel that the credit review from these free online services are the same reports used when buying a home.  This is far ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Sayville New York Low Down Payment Loans from The Mortgage Outlet.  We are Proud to have a New Home Purchase program that does not require PMI for those that Qualify.  This program is new to the market and not offered by many of today major banks in Sayville New York.  Check out our short video and give us a call today to see if you qualify for this program prior to starting your home search.     We at THE MORTGAGE OUTLET pride ourselves on providing homes information so that all borrowers can make a desicion as to what is best for your unique financial situation. See what our past cleints have to say about the service we provide through their testimonials. We are ready to answer all of your questions so do not hesitate to call us at 631 589 360 or emial me at david.bailey@themortgageou...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
What Is A Reverse Mortgage in Sayville NY?Reverse mortgages in Sayville New York are a way for senior citizens to leverage the equity in their homes without incurring extra monthly payments. It sounds too good to be true, but it’s really simple to understand how this works.. A reverse mortgage in Sayville New York is similar to a home equity loan in that it allows you to borrow against the money you have already paid toward it. The difference is that you don’t have to pay it back until you move out, sell the home, or die. That means that you get the benefits of a home equity loan without the burden of making more payments. You can receive the proceeds from a reverse mortgage in several ways. You can get a lump sum like you do with most loans. You can get a set amount of money each month...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
 Mortgage Broker or Retail Bank in Sayville New York This is the biggest decision that a borrower will ever make in their life when looking for a mortgage in Sayville New York. The debate has been going on for decades use a Mortgage Broker or my local Retail Bank. The negative press that mortgage brokers received after the financial crisis in 2008 still sticks with many of today’s borrowers who believe it is safer to work with their local retail bank. But the newly created Consumer Financial Protection Bureau (aka CFPB) in 2010 has set standards so high for mortgage brokers and so low for retail banks in Sayvile New York, that you might want to take a second look prior to signing on the dotted line at your local bank. While your larger retail lending institutions offer mortgage products...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
What is a Mortgage Broker in Sayville NY? What is a mortgage broker and how can they help me get a mortgage? A Mortgage Broker in Sayville NY is a typically a company, corporation, or partnership not an individual. They basically acts as a middleman between you the borrower and the eventual lender who grant you your mortgage whether buying or refinancing a home.  They work directly with both the consumer and the end lender to help borrower’s navigate the new mortgage maze created by the Dodd-Frank act of 2010.  A Mortgage Broker in Sayville NY like The Mortgage Outlet acts as a liaison between two important entities.  You the consumer which is known as the retail end and the bank/lender who is the wholesale side. Most of the time there is not additional cost to the borrower as the Mortg...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Reverse Mortgage Process in Sayville NY | The Mortgage Outlet A growing number of seniors are turning to Reverse Mortgages in Sayville NY to ease their financial worries. These flexible loans are secured by the equity you have in your home, and do not have to be paid back until you move out, sell out, or pass away. There are several different ways you can choose to receive the proceeds, and they can be used in any manner you choose. Just as a traditional mortgage has certain steps you must go through before you get the money to buy your home, the reverse mortgage has steps you must go through in order to borrow against your home equity. Here is an overview of what is involved in obtaining a Reverse Mortgage in Sayville NY.  The Learning Process – Before trying to get a reverse mortgage,...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Are you looking for an active guard-gated 55 and over community on the South Shore Of Long Island?Then you should call Lawrence And Sheila Agranoff at our cell 631-805-4400, Licensed Associate Broker and Licensed Salesperson. Sunrise Village is an active 55+ established condo neighborhood in Sayville Long Island, by Sunrise Highway and Lincoln Avenue. Opened in 1985, Sunrise Village is an enclave of all attached Ranch style units.You enter this active adult community at the gated 24 hour entry.  Straight ahead from the entry is the visitors parking lot, the clubhouse, pool, library, and gathering room. Each Condo at Sunrise Village, which is surrounded by Revere Drive, has central air conditioning, electric heat and front or backyard patios. Sunrise Village has 2 bedrooms and either 1, ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The Mortgage Outlet | Mortgage Broker Sayville NY 11782  We at The Mortgage Outlet understand borrower’s needs to make sense of all of the complicated processes involved in getting a mortgage to purchase or refinance your dream home.  As a Mortgage Broker in Sayville NY 11782 Since 1987 we understand the needs of today’s consumers. Whether you are looking to purchase or refinance you home by obtaining a reverse mortgage, conventional loan, FHA home loan or use a VA home loan we can help.  Each of these home loan programs has its own unique set of characteristics as well as pros and cons, and you need to be aware of how The Mortgage Outlet can assists you in matters that concern you home financing. Loan OptionsDo you understand the differences between a conforming loan or a non-conformin...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Reverse Mortgage Lenders Sayville New York All about Reverse Mortgages in Sayvillle N Y So you are thinking of applying for a reverse mortgage for your home located in Sayville NY but you are not sure if this is the best option for your current financial situation.  According to the Television Commercials a reverse mortgage is a great tool to help those 62 and older who are short on cash or need to supplement their retirement income by using the equity in their home. The money can be used for anything you wish. The best part is that you can retain ownership and continue living in your home and the loan does not have to be paid back until you leave the home.  But like anything in life that sounds too good to be true, there has to be some sort of catch right? What is a reverse mortgage? A...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
FHA Loans in Sayville, NY - The Mortgage Outlet FHA Loan QualificationsWhen buying a new home or refinancing an existing mortgage, it is important for you to be ready for the mortgage application process. Traditionally qualify for a conventional mortgage can be very difficult in the tough economic times unless you have perfect credit. Unlike applying for an FHA mortgage where there are looser credit and income qualifications.    FHA loans in Sayville, NY enable borrowers to qualify with higher debt-to-income ratios then conventional loans.  FHA loans in Sayville, NY help those borrowers qualify for a mortgage even with bad credit.  Maybe you want to know if you qualify for an FHA Loan, or What is an FHA Loan, or How is the FHA loan process different?    If you are interested in learning...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
FHA Government Loans Sayville, NY - The Mortgage Outlet Did you know you can Apply Online for an FHA Home Loan?  FHA home loans have been helping borrowers become homeowners in Sayville, NY since 1934.  The Mortgage Outlet offers a better interest rate then most commercial lenders in Sayville, NY. Our FHA Elite Home Buyer's Program is typically 1/4% to 1/2 % below market see if you qualify here    How does the process work: We determine the best FHA loan that fits your needs.Complete an easy 60 second form HERE!.A Loan Specialist for The Mortgage Outlet will respond within 1 business day.Review with no obligations your loan pre-approval and interest rate.     Here are some of the advantages of an FHA Home Loan in Sayville, NY:Lower Credit requirements Easier Income verificationNo underw...
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